First Community Bancshares Inc Asset Resilience Ratio
First Community Bancshares Inc asset resilience ratio. First Community Bancshares Inc (FCBC) has an Asset Resilience Ratio of 6.63% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Community Bancshares Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Community Bancshares Inc (2000–2025)
Asset resilience ratio of First Community Bancshares Inc from 2000 to 2025. This chart shows how First Community Bancshares Inc's Asset Resilience Ratio has changed over time. Read First Community Bancshares Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of First Community Bancshares Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $239.05 Million | 6.63% |
| Total Liquid Assets | $239.05 Million | 6.63% |
Asset Resilience Insights
- Limited Liquidity: First Community Bancshares Inc maintains only 6.63% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
First Community Bancshares Inc Asset Resilience Ratio by Year (2000–2025)
First Community Bancshares Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for First Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.07% | $132.69 Million | $3.26 Billion | -0.11pp |
| 2024-12-31 | 4.18% | $136.26 Million | $3.26 Billion | -4.42pp |
| 2023-12-31 | 8.60% | $280.96 Million | $3.27 Billion | -0.98pp |
| 2022-12-31 | 9.58% | $300.35 Million | $3.14 Billion | +7.19pp |
| 2021-12-31 | 2.39% | $76.29 Million | $3.19 Billion | -0.38pp |
| 2020-12-31 | 2.77% | $83.36 Million | $3.01 Billion | -3.29pp |
| 2019-12-31 | 6.06% | $169.57 Million | $2.80 Billion | -0.76pp |
| 2018-12-31 | 6.82% | $153.12 Million | $2.24 Billion | -0.11pp |
| 2017-12-31 | 6.93% | $165.58 Million | $2.39 Billion | -0.01pp |
| 2016-12-31 | 6.94% | $165.58 Million | $2.39 Billion | -7.93pp |
| 2015-12-31 | 14.87% | $366.17 Million | $2.46 Billion | +2.37pp |
| 2014-12-31 | 12.50% | $326.12 Million | $2.61 Billion | -7.47pp |
| 2013-12-31 | 19.97% | $519.82 Million | $2.60 Billion | +0.41pp |
| 2012-12-31 | 19.57% | $534.36 Million | $2.73 Billion | -2.72pp |
| 2011-12-31 | 22.29% | $482.43 Million | $2.16 Billion | +21.85pp |
| 2010-12-31 | 0.43% | $9.66 Million | $2.24 Billion | -0.02pp |
| 2009-12-31 | 0.45% | $10.14 Million | $2.27 Billion | -0.10pp |
| 2008-12-31 | 0.54% | $11.61 Million | $2.13 Billion | +0.22pp |
| 2007-12-31 | 0.32% | $6.88 Million | $2.15 Billion | -0.13pp |
| 2006-12-31 | 0.45% | $9.07 Million | $2.03 Billion | -0.01pp |
| 2005-12-31 | 0.45% | $8.87 Million | $1.95 Billion | -0.50pp |
| 2004-12-31 | 0.95% | $17.45 Million | $1.83 Billion | -0.37pp |
| 2003-12-31 | 1.32% | $22.14 Million | $1.67 Billion | -4.66pp |
| 2002-12-31 | 5.98% | $91.22 Million | $1.52 Billion | +5.97pp |
| 2001-12-31 | 0.02% | $249.00K | $1.48 Billion | -0.95pp |
| 2000-12-31 | 0.97% | $11.79 Million | $1.22 Billion | -- |
About First Community Bancshares Inc
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real esta… Read more