First Community Bancshares Inc - Asset Resilience Ratio
First Community Bancshares Inc (FCBC) has an Asset Resilience Ratio of 4.12% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how First Community Bancshares Inc's Asset Resilience Ratio has changed over time. Check FCBC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down First Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FCBC stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $131.31 Million | 4.12% |
| Total Liquid Assets | $131.31 Million | 4.12% |
Asset Resilience Insights
- Limited Liquidity: First Community Bancshares Inc maintains only 4.12% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for First Community Bancshares Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for First Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.18% | $136.26 Million | $3.26 Billion | -4.42pp |
| 2023-12-31 | 8.60% | $280.96 Million | $3.27 Billion | -0.98pp |
| 2022-12-31 | 9.58% | $300.35 Million | $3.14 Billion | +7.19pp |
| 2021-12-31 | 2.39% | $76.29 Million | $3.19 Billion | -0.38pp |
| 2020-12-31 | 2.77% | $83.36 Million | $3.01 Billion | -3.29pp |
| 2019-12-31 | 6.06% | $169.57 Million | $2.80 Billion | -0.76pp |
| 2018-12-31 | 6.82% | $153.12 Million | $2.24 Billion | -0.11pp |
| 2017-12-31 | 6.93% | $165.58 Million | $2.39 Billion | -0.01pp |
| 2016-12-31 | 6.94% | $165.58 Million | $2.39 Billion | -7.93pp |
| 2015-12-31 | 14.87% | $366.17 Million | $2.46 Billion | +2.37pp |
| 2014-12-31 | 12.50% | $326.12 Million | $2.61 Billion | -7.47pp |
| 2013-12-31 | 19.97% | $519.82 Million | $2.60 Billion | +0.41pp |
| 2012-12-31 | 19.57% | $534.36 Million | $2.73 Billion | -2.72pp |
| 2011-12-31 | 22.29% | $482.43 Million | $2.16 Billion | +21.85pp |
| 2010-12-31 | 0.43% | $9.66 Million | $2.24 Billion | -0.02pp |
| 2009-12-31 | 0.45% | $10.14 Million | $2.27 Billion | -0.10pp |
| 2008-12-31 | 0.54% | $11.61 Million | $2.13 Billion | +0.22pp |
| 2007-12-31 | 0.32% | $6.88 Million | $2.15 Billion | -0.13pp |
| 2006-12-31 | 0.45% | $9.07 Million | $2.03 Billion | -0.01pp |
| 2005-12-31 | 0.45% | $8.87 Million | $1.95 Billion | -0.50pp |
| 2004-12-31 | 0.95% | $17.45 Million | $1.83 Billion | -0.37pp |
| 2003-12-31 | 1.32% | $22.14 Million | $1.67 Billion | -4.66pp |
| 2002-12-31 | 5.98% | $91.22 Million | $1.52 Billion | +5.97pp |
| 2001-12-31 | 0.02% | $249.00K | $1.48 Billion | -0.95pp |
| 2000-12-31 | 0.97% | $11.79 Million | $1.22 Billion | -- |
About First Community Bancshares Inc
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement plans; and commercial, consumer real estate, and consumer and other loans. The company also provides trust management, estate… Read more