Fidelity D&D Bancorp Inc - Asset Resilience Ratio

Latest as of September 2025: 6.50%

Fidelity D&D Bancorp Inc (FDBC) has an Asset Resilience Ratio of 6.50% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Fidelity D&D Bancorp Inc for a breakdown of total debt and financial obligations.

Liquid Assets

$177.92 Million
Cash + Short-term Investments

Total Assets

$2.74 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2003–2024)

This chart shows how Fidelity D&D Bancorp Inc's Asset Resilience Ratio has changed over time. See what is Fidelity D&D Bancorp Inc's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Fidelity D&D Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Fidelity D&D Bancorp Inc worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $177.92 Million 6.5%
Total Liquid Assets $177.92 Million 6.50%

Asset Resilience Insights

  • Limited Liquidity: Fidelity D&D Bancorp Inc maintains only 6.50% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Fidelity D&D Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Fidelity D&D Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Ayudhya PCL
BK:BAY
Banks - Regional 4.13%
First Merchants Corporation Depository Shares
NASDAQ:FRMEP
Banks - Regional 7.40%
Banco Santander (Brasil) S.A.
SA:SANB3
Banks - Regional 5.81%
Capitol Federal Financial Inc
NASDAQ:CFFN
Banks - Regional 8.49%
CB Financial Services Inc
NASDAQ:CBFV
Banks - Regional 17.58%
KB Financial Group Inc
F:KBIA
Banks - Regional 12.09%
Absa Group Ltd
JSE:ABG
Banks - Regional -3.45%
International Bancshares Corporation
NASDAQ:IBOC
Banks - Regional 29.29%

Annual Asset Resilience Ratio for Fidelity D&D Bancorp Inc (2003–2024)

The table below shows the annual Asset Resilience Ratio data for Fidelity D&D Bancorp Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 12.82% $331.46 Million $2.58 Billion -0.92pp
2023-12-31 13.74% $344.04 Million $2.50 Billion -3.95pp
2022-12-31 17.70% $420.86 Million $2.38 Billion -12.85pp
2021-12-31 30.55% $738.98 Million $2.42 Billion +7.46pp
2020-12-31 23.09% $392.42 Million $1.70 Billion +4.76pp
2019-12-31 18.33% $185.12 Million $1.01 Billion -0.30pp
2018-12-31 18.63% $182.81 Million $981.10 Million +0.41pp
2017-12-31 18.22% $157.38 Million $863.64 Million +1.82pp
2016-12-31 16.40% $130.04 Million $792.94 Million -0.77pp
2015-12-31 17.17% $125.23 Million $729.36 Million +2.70pp
2014-12-31 14.47% $97.90 Million $676.49 Million -1.12pp
2013-12-31 15.59% $97.25 Million $623.83 Million -1.10pp
2012-12-31 16.69% $100.44 Million $601.92 Million -1.14pp
2011-12-31 17.83% $108.15 Million $606.74 Million +16.13pp
2005-12-31 1.70% $9.25 Million $544.06 Million -0.82pp
2004-12-31 2.52% $13.54 Million $536.67 Million -8.95pp
2003-12-31 11.47% $65.99 Million $575.22 Million --
pp = percentage points

About Fidelity D&D Bancorp Inc

NASDAQ:FDBC USA Banks - Regional
Market Cap
$264.78 Million
Market Cap Rank
#15540 Global
#3510 in USA
Share Price
$45.91
Change (1 day)
+1.82%
52-Week Range
$39.38 - $49.72
All Time High
$63.17
About

Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of… Read more