Fidelity D&D Bancorp Inc - Asset Resilience Ratio

Latest as of March 2026: 5.97%

Fidelity D&D Bancorp Inc (FDBC) has an Asset Resilience Ratio of 5.97% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Fidelity D&D Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$170.67 Million

Cash + Short-term Investments

Total Assets

$2.86 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2025)

This chart shows how Fidelity D&D Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see FDBC asset base.

Liquid Assets Composition Over Time

This chart breaks down Fidelity D&D Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore FDBC long-term investments to assets to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$170.67 Million	5.97%
Total Liquid Assets	$170.67 Million	5.97%

Asset Resilience Insights

Limited Liquidity: Fidelity D&D Bancorp Inc maintains only 5.97% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Fidelity D&D Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Fidelity D&D Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Fidelity D&D Bancorp Inc (2003–2025)

The table below shows the annual Asset Resilience Ratio data for Fidelity D&D Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.40%	$175.74 Million	$2.75 Billion	-6.43pp
2024-12-31	12.82%	$331.46 Million	$2.58 Billion	-0.92pp
2023-12-31	13.74%	$344.04 Million	$2.50 Billion	-3.95pp
2022-12-31	17.70%	$420.86 Million	$2.38 Billion	-12.85pp
2021-12-31	30.55%	$738.98 Million	$2.42 Billion	+7.46pp
2020-12-31	23.09%	$392.42 Million	$1.70 Billion	+4.76pp
2019-12-31	18.33%	$185.12 Million	$1.01 Billion	-0.30pp
2018-12-31	18.63%	$182.81 Million	$981.10 Million	+0.41pp
2017-12-31	18.22%	$157.38 Million	$863.64 Million	+1.82pp
2016-12-31	16.40%	$130.04 Million	$792.94 Million	-0.77pp
2015-12-31	17.17%	$125.23 Million	$729.36 Million	+2.70pp
2014-12-31	14.47%	$97.90 Million	$676.49 Million	-1.12pp
2013-12-31	15.59%	$97.25 Million	$623.83 Million	-1.10pp
2012-12-31	16.69%	$100.44 Million	$601.92 Million	-1.14pp
2011-12-31	17.83%	$108.15 Million	$606.74 Million	+16.13pp
2005-12-31	1.70%	$9.25 Million	$544.06 Million	-0.82pp
2004-12-31	2.52%	$13.54 Million	$536.67 Million	-8.95pp
2003-12-31	11.47%	$65.99 Million	$575.22 Million	--

pp = percentage points

About Fidelity D&D Bancorp Inc

NASDAQ:FDBC USA Banks - Regional

Market Cap

$317.78 Million

Market Cap Rank

#15044 Global

#3555 in USA

Share Price

$54.74

Change (1 day)

-3.49%

52-Week Range

$41.29 - $56.72

All Time High

$63.17