Fidelity D&D Bancorp Inc - Asset Resilience Ratio
Fidelity D&D Bancorp Inc (FDBC) has an Asset Resilience Ratio of 6.50% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Fidelity D&D Bancorp Inc for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2024)
This chart shows how Fidelity D&D Bancorp Inc's Asset Resilience Ratio has changed over time. See what is Fidelity D&D Bancorp Inc's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Fidelity D&D Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Fidelity D&D Bancorp Inc worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $177.92 Million | 6.5% |
| Total Liquid Assets | $177.92 Million | 6.50% |
Asset Resilience Insights
- Limited Liquidity: Fidelity D&D Bancorp Inc maintains only 6.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Fidelity D&D Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Fidelity D&D Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Fidelity D&D Bancorp Inc (2003–2024)
The table below shows the annual Asset Resilience Ratio data for Fidelity D&D Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.82% | $331.46 Million | $2.58 Billion | -0.92pp |
| 2023-12-31 | 13.74% | $344.04 Million | $2.50 Billion | -3.95pp |
| 2022-12-31 | 17.70% | $420.86 Million | $2.38 Billion | -12.85pp |
| 2021-12-31 | 30.55% | $738.98 Million | $2.42 Billion | +7.46pp |
| 2020-12-31 | 23.09% | $392.42 Million | $1.70 Billion | +4.76pp |
| 2019-12-31 | 18.33% | $185.12 Million | $1.01 Billion | -0.30pp |
| 2018-12-31 | 18.63% | $182.81 Million | $981.10 Million | +0.41pp |
| 2017-12-31 | 18.22% | $157.38 Million | $863.64 Million | +1.82pp |
| 2016-12-31 | 16.40% | $130.04 Million | $792.94 Million | -0.77pp |
| 2015-12-31 | 17.17% | $125.23 Million | $729.36 Million | +2.70pp |
| 2014-12-31 | 14.47% | $97.90 Million | $676.49 Million | -1.12pp |
| 2013-12-31 | 15.59% | $97.25 Million | $623.83 Million | -1.10pp |
| 2012-12-31 | 16.69% | $100.44 Million | $601.92 Million | -1.14pp |
| 2011-12-31 | 17.83% | $108.15 Million | $606.74 Million | +16.13pp |
| 2005-12-31 | 1.70% | $9.25 Million | $544.06 Million | -0.82pp |
| 2004-12-31 | 2.52% | $13.54 Million | $536.67 Million | -8.95pp |
| 2003-12-31 | 11.47% | $65.99 Million | $575.22 Million | -- |
About Fidelity D&D Bancorp Inc
Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of… Read more