Fidelity D&D Bancorp Inc (FDBC) - Net Assets
Based on the latest financial reports, Fidelity D&D Bancorp Inc (FDBC) has net assets worth $244.65 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.86 Billion) and total liabilities ($2.61 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FDBC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $244.65 Million |
| % of Total Assets | 8.56% |
| Annual Growth Rate | 7.69% |
| 5-Year Change | 12.81% |
| 10-Year Change | 196.24% |
| Growth Volatility | 13.67 |
Fidelity D&D Bancorp Inc - Net Assets Trend (2000–2025)
This chart illustrates how Fidelity D&D Bancorp Inc's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of Fidelity D&D Bancorp Inc to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Fidelity D&D Bancorp Inc (2000–2025)
The table below shows the annual net assets of Fidelity D&D Bancorp Inc from 2000 to 2025. For live valuation and market cap data, see how much is Fidelity D&D Bancorp Inc worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $238.86 Million | +17.11% |
| 2024-12-31 | $203.97 Million | +7.65% |
| 2023-12-31 | $189.48 Million | +16.28% |
| 2022-12-31 | $162.95 Million | -23.04% |
| 2021-12-31 | $211.73 Million | +27.03% |
| 2020-12-31 | $166.67 Million | +56.01% |
| 2019-12-31 | $106.83 Million | +14.19% |
| 2018-12-31 | $93.56 Million | +7.07% |
| 2017-12-31 | $87.38 Million | +8.37% |
| 2016-12-31 | $80.63 Million | +5.61% |
| 2015-12-31 | $76.35 Million | +5.72% |
| 2014-12-31 | $72.22 Million | +9.32% |
| 2013-12-31 | $66.06 Million | +11.32% |
| 2012-12-31 | $59.34 Million | +10.66% |
| 2011-12-31 | $53.62 Million | +14.64% |
| 2010-12-31 | $46.77 Million | +2.41% |
| 2009-12-31 | $45.67 Million | -6.71% |
| 2008-12-31 | $48.96 Million | -11.29% |
| 2007-12-31 | $55.19 Million | +6.94% |
| 2006-12-31 | $51.61 Million | +5.66% |
| 2005-12-31 | $48.85 Million | +5.35% |
| 2004-12-31 | $46.37 Million | +5.55% |
| 2003-12-31 | $43.93 Million | -2.88% |
| 2002-12-31 | $45.23 Million | +12.60% |
| 2001-12-31 | $40.17 Million | +7.07% |
| 2000-12-31 | $37.52 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fidelity D&D Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 430.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $158.81 Million | 66.49% |
| Common Stock | $120.75 Million | 50.55% |
| Other Comprehensive Income | $-40.70 Million | -17.04% |
| Total Equity | $238.86 Million | 100.00% |
Fidelity D&D Bancorp Inc Competitors by Market Cap
The table below lists competitors of Fidelity D&D Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
US Gold Corp
NASDAQ:USAU
|
$266.49 Million |
|
Evgo Inc
NASDAQ:EVGO
|
$266.60 Million |
|
Mitrabahtera Segara Sejati Tbk
JK:MBSS
|
$266.62 Million |
|
Shanghai Chlor-Alkali Chemical Co Ltd B
SHG:900908
|
$266.70 Million |
|
What's Cooking Group NV/SA
BR:WHATS
|
$266.36 Million |
|
Imagicaaworld Entertainment Limited
NSE:IMAGICAA
|
$266.26 Million |
|
HPL Electric & Power Limited
NSE:HPL
|
$266.23 Million |
|
Shandong Swan Cotton
SHG:603029
|
$266.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fidelity D&D Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 203,969,000 to 238,860,000, a change of 34,891,000 (17.1%).
- Net income of 28,198,000 contributed positively to equity growth.
- Dividend payments of 9,404,000 reduced retained earnings.
- Share repurchases of 121,000 reduced equity.
- Other comprehensive income increased equity by 14,878,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $28.20 Million | +11.81% |
| Dividends Paid | $9.40 Million | -3.94% |
| Share Repurchases | $121.00K | -0.05% |
| Other Comprehensive Income | $14.88 Million | +6.23% |
| Other Changes | $1.34 Million | +0.56% |
| Total Change | $- | 17.11% |
Book Value vs Market Value Analysis
This analysis compares Fidelity D&D Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.15x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.78x to 1.15x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $12.60 | $47.69 | x |
| 2001-12-31 | $13.43 | $47.69 | x |
| 2002-12-31 | $15.07 | $47.69 | x |
| 2003-12-31 | $14.62 | $47.69 | x |
| 2004-12-31 | $15.35 | $47.69 | x |
| 2005-12-31 | $15.96 | $47.69 | x |
| 2006-12-31 | $16.79 | $47.69 | x |
| 2007-12-31 | $17.80 | $47.69 | x |
| 2008-12-31 | $15.78 | $47.69 | x |
| 2009-12-31 | $14.63 | $47.69 | x |
| 2010-12-31 | $14.56 | $47.69 | x |
| 2011-12-31 | $16.15 | $47.69 | x |
| 2012-12-31 | $17.03 | $47.69 | x |
| 2013-12-31 | $18.41 | $47.69 | x |
| 2014-12-31 | $19.86 | $47.69 | x |
| 2015-12-31 | $20.78 | $47.69 | x |
| 2016-12-31 | $21.87 | $47.69 | x |
| 2017-12-31 | $23.36 | $47.69 | x |
| 2018-12-31 | $24.65 | $47.69 | x |
| 2019-12-31 | $27.95 | $47.69 | x |
| 2020-12-31 | $36.10 | $47.69 | x |
| 2021-12-31 | $39.48 | $47.69 | x |
| 2022-12-31 | $28.69 | $47.69 | x |
| 2023-12-31 | $33.14 | $47.69 | x |
| 2024-12-31 | $35.33 | $47.69 | x |
| 2025-12-31 | $41.30 | $47.69 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fidelity D&D Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.81%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.08%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.50x
- Recent ROE (11.81%) is above the historical average (8.43%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 8.48% | 8.37% | 0.08x | 13.11x | $-569.27K |
| 2001 | 9.58% | 9.60% | 0.07x | 14.16x | $-169.06K |
| 2002 | 8.94% | 10.68% | 0.07x | 12.78x | $-477.23K |
| 2003 | 3.74% | 5.03% | 0.06x | 13.09x | $-2.75 Million |
| 2004 | 7.26% | 10.66% | 0.06x | 11.57x | $-1.27 Million |
| 2005 | 9.40% | 13.84% | 0.06x | 11.14x | $-292.90K |
| 2006 | 7.99% | 10.84% | 0.07x | 10.90x | $-1.04 Million |
| 2007 | 8.36% | 11.39% | 0.07x | 10.64x | $-907.53K |
| 2008 | 7.43% | 9.33% | 0.07x | 11.76x | $-1.26 Million |
| 2009 | -3.07% | -3.96% | 0.06x | 12.17x | $-5.97 Million |
| 2010 | -6.85% | -15.61% | 0.04x | 12.01x | $-7.88 Million |
| 2011 | 9.41% | 16.54% | 0.05x | 11.31x | $-317.40K |
| 2012 | 8.26% | 16.40% | 0.05x | 10.14x | $-1.03 Million |
| 2013 | 10.78% | 21.58% | 0.05x | 9.44x | $516.00K |
| 2014 | 8.80% | 20.11% | 0.05x | 9.37x | $-869.90K |
| 2015 | 9.30% | 21.93% | 0.04x | 9.55x | $-532.10K |
| 2016 | 9.54% | 22.30% | 0.04x | 9.83x | $-370.10K |
| 2017 | 9.97% | 22.51% | 0.04x | 9.88x | $-22.30K |
| 2018 | 11.76% | 25.07% | 0.04x | 10.49x | $1.65 Million |
| 2019 | 10.84% | 23.81% | 0.05x | 9.45x | $892.50K |
| 2020 | 7.82% | 21.47% | 0.04x | 10.20x | $-3.63 Million |
| 2021 | 11.34% | 30.10% | 0.03x | 11.43x | $2.84 Million |
| 2022 | 18.42% | 31.98% | 0.04x | 14.60x | $13.73 Million |
| 2023 | 9.61% | 17.42% | 0.04x | 13.21x | $-737.90K |
| 2024 | 10.19% | 16.63% | 0.05x | 12.67x | $397.10K |
| 2025 | 11.81% | 20.08% | 0.05x | 11.50x | $4.31 Million |
Industry Comparison
This section compares Fidelity D&D Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fidelity D&D Bancorp Inc (FDBC) | $244.65 Million | 8.48% | 10.69x | $266.46 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Fidelity D&D Bancorp Inc
Fidelity D & D Bancorp, Inc. operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers. The company accepts savings, club, interest-bearing and non-interest-bearing checking, money market, and short- and long-term time deposits, as well as certificates of… Read more