Fifth District Bancorp, Inc. Common Stock - Asset Resilience Ratio

Latest as of June 2026: 17.70%

Fifth District Bancorp, Inc. Common Stock (FDSB) has an Asset Resilience Ratio of 17.70% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Fifth District Bancorp, Inc. Common Stoc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$94.21 Million
Cash + Short-term Investments

Total Assets

$532.12 Million
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2025)

This chart shows how Fifth District Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see FDSB current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Fifth District Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore FDSB long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $94.21 Million 17.7%
Total Liquid Assets $94.21 Million 17.70%

Asset Resilience Insights

  • Good Liquidity Position: Fifth District Bancorp, Inc. Common Stock maintains a healthy 17.70% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

Fifth District Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio

Compare Fifth District Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
China Merchants Bank Co. Ltd
F:M4B
Banks - Regional 2.14%
Hana Financial
KO:086790
Banks - Regional 3.29%
Bank of Hangzhou Co Ltd
SHG:600926
Banks - Regional 7.20%
King’s Town Bank
TW:2809
Banks - Regional -9.61%
Sparebanken Vest
OL:SVEG
Banks - Regional 0.05%
Graubuendner Kantonalbank
SW:GRKP
Banks - Regional -38.39%
TF Bank AB
ST:TFBANK
Banks - Regional -0.15%
Bank Bumi Arta Tbk
JK:BNBA
Banks - Regional 11.96%

Annual Asset Resilience Ratio for Fifth District Bancorp, Inc. Common Stock (2022–2025)

The table below shows the annual Asset Resilience Ratio data for Fifth District Bancorp, Inc. Common Stock.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 18.54% $99.08 Million $534.39 Million +0.91pp
2024-12-31 17.63% $92.99 Million $527.31 Million +3.51pp
2023-12-31 14.12% $67.90 Million $480.80 Million -2.08pp
2022-12-31 16.20% $76.69 Million $473.43 Million --
pp = percentage points

About Fifth District Bancorp, Inc. Common Stock

NASDAQ:FDSB USA Banks - Regional
Market Cap
$92.93 Million
Market Cap Rank
#19532 Global
#4463 in USA
Share Price
$17.75
Change (1 day)
-0.39%
52-Week Range
$13.05 - $18.69
All Time High
$18.69
About

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mo… Read more