Fifth District Bancorp, Inc. Common Stock - Asset Resilience Ratio

Latest as of December 2025: 18.54%

Fifth District Bancorp, Inc. Common Stock (FDSB) has an Asset Resilience Ratio of 18.54% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore Fifth District Bancorp, Inc. Common Stoc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Liquid Assets

$99.08 Million
Cash + Short-term Investments

Total Assets

$534.39 Million
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2025)

This chart shows how Fifth District Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. See Fifth District Bancorp, Inc. Common Stoc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Liquid Assets Composition Over Time

This chart breaks down Fifth District Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FDSB total asset value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $99.08 Million 18.54%
Total Liquid Assets $99.08 Million 18.54%

Asset Resilience Insights

  • Good Liquidity Position: Fifth District Bancorp, Inc. Common Stock maintains a healthy 18.54% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

Fifth District Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio

Compare Fifth District Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank Leumi Le-Israel B.M
TA:LUMI
Banks - Regional 1.75%
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Banks - Regional 2.07%
Bangkok Bank PCL
BK:BBL
Banks - Regional 21.97%
INTERCORP FIN.SERV. O.N.
F:9IFA
Banks - Regional 22.42%
Renasant Corporation
NYSE:RNST
Banks - Regional 0.04%
Bank of Guiyang Co Ltd
SHG:601997
Banks - Regional -0.78%
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO
Banks - Regional 2.94%
Punjab & Sind Bank
NSE:PSB
Banks - Regional -9.96%

Annual Asset Resilience Ratio for Fifth District Bancorp, Inc. Common Stock (2022–2025)

The table below shows the annual Asset Resilience Ratio data for Fifth District Bancorp, Inc. Common Stock.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 18.54% $99.08 Million $534.39 Million +0.91pp
2024-12-31 17.63% $92.99 Million $527.31 Million +3.51pp
2023-12-31 14.12% $67.90 Million $480.80 Million -2.08pp
2022-12-31 16.20% $76.69 Million $473.43 Million --
pp = percentage points

About Fifth District Bancorp, Inc. Common Stock

NASDAQ:FDSB USA Banks - Regional
Market Cap
$94.63 Million
Market Cap Rank
#20090 Global
#4504 in USA
Share Price
$17.89
Change (1 day)
+0.17%
52-Week Range
$13.05 - $17.91
All Time High
$17.91
About

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mo… Read more