Fifth District Bancorp, Inc. Common Stock (FDSB) - Net Assets
Based on the latest financial reports, Fifth District Bancorp, Inc. Common Stock (FDSB) has net assets worth $131.30 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($539.50 Million) and total liabilities ($408.20 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Fifth District Bancorp, Inc. Common Stoc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $131.30 Million |
| % of Total Assets | 24.34% |
| Annual Growth Rate | 28.56% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 29.7 |
Fifth District Bancorp, Inc. Common Stock - Net Assets Trend (2022–2024)
This chart illustrates how Fifth District Bancorp, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Also explore Fifth District Bancorp, Inc. Common Stoc assets under control for the complete picture of this company's asset base.
Annual Net Assets for Fifth District Bancorp, Inc. Common Stock (2022–2024)
The table below shows the annual net assets of Fifth District Bancorp, Inc. Common Stock from 2022 to 2024. For live valuation and market cap data, see how much is Fifth District Bancorp, Inc. Common Stoc worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $125.78 Million | +61.67% |
| 2023-12-31 | $77.80 Million | +2.27% |
| 2022-12-31 | $76.07 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fifth District Bancorp, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $83.69 Million | 66.54% |
| Common Stock | $56.00K | 0.04% |
| Other Comprehensive Income | $-6.91 Million | -5.49% |
| Other Components | $48.94 Million | 38.91% |
| Total Equity | $125.78 Million | 100.00% |
Fifth District Bancorp, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Fifth District Bancorp, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nobleoak Life Ltd
AU:NOL
|
$83.52 Million |
|
Mobix Labs Inc
NASDAQ:MOBX
|
$83.52 Million |
|
Roo Hsing Co Ltd
TW:4414
|
$83.53 Million |
|
Arena Bilgisayar Sanayi ve Ticaret AS
IS:ARENA
|
$83.63 Million |
|
FM Global Logistics Holdings Bhd
KLSE:7210
|
$83.42 Million |
|
Duluth Holdings Inc
NASDAQ:DLTH
|
$83.37 Million |
|
Shanghai Taihe Water Environmental Technology Development Co Ltd
SHG:605081
|
$83.36 Million |
|
GBM Resources Limited
AU:GBM
|
$83.35 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fifth District Bancorp, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 77,798,000 to 125,775,000, a change of 47,977,000 (61.7%).
- Net loss of 1,078,000 reduced equity.
- New share issuances of 48,747,000 increased equity.
- Other comprehensive income increased equity by 62,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-1.08 Million | -0.86% |
| Share Issuances | $48.75 Million | +38.76% |
| Other Comprehensive Income | $62.00K | +0.05% |
| Other Changes | $246.00K | +0.2% |
| Total Change | $- | 61.67% |
Book Value vs Market Value Analysis
This analysis compares Fifth District Bancorp, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.62x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.11x to 0.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | $13.68 | $15.12 | x |
| 2023-12-31 | $13.99 | $15.12 | x |
| 2024-12-31 | $24.54 | $15.12 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fifth District Bancorp, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.86%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -5.59%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 4.19x
- Recent ROE (-0.86%) is below the historical average (1.33%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 3.83% | 18.96% | 0.03x | 6.22x | $-4.70 Million |
| 2023 | 1.02% | 4.58% | 0.04x | 6.18x | $-6.98 Million |
| 2024 | -0.86% | -5.59% | 0.04x | 4.19x | $-13.66 Million |
Industry Comparison
This section compares Fifth District Bancorp, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $260,431,200
- Average return on equity (ROE) among peers: 10.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fifth District Bancorp, Inc. Common Stock (FDSB) | $131.30 Million | 3.83% | 3.11x | $83.48 Million |
| Ameris Bancorp (ABCB) | $63.00 Million | 11.43% | 9.69x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $949.39 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $598.55 Million |
| Associated Banc-Corp (ASB) | $138.60 Million | 13.85% | 12.49x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $115.24 Million | 4.87% | 11.62x | $62.60 Million |
About Fifth District Bancorp, Inc. Common Stock
Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in New Orleans-Metairie Metropolitan Statistical Area. The company offers a range of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residen… Read more