First Guaranty Bancshares, Inc. Asset Resilience Ratio
First Guaranty Bancshares, Inc. asset resilience ratio. First Guaranty Bancshares, Inc. (FGBI) has an Asset Resilience Ratio of 31.17% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of First Guaranty Bancshares, Inc. to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Guaranty Bancshares, Inc. (2007–2025)
Asset resilience ratio of First Guaranty Bancshares, Inc. from 2007 to 2025. This chart shows how First Guaranty Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read debt load of First Guaranty Bancshares, Inc. for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Guaranty Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of First Guaranty Bancshares, Inc..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.21 Billion | 31.17% |
| Total Liquid Assets | $1.21 Billion | 31.17% |
Asset Resilience Insights
- Very High Liquidity: First Guaranty Bancshares, Inc. maintains exceptional liquid asset reserves at 31.17% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Guaranty Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare First Guaranty Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Guaranty Bancshares, Inc. Asset Resilience Ratio by Year (2007–2025)
First Guaranty Bancshares, Inc. asset resilience ratio by year from 2007 to 2025. The table below shows the annual Asset Resilience Ratio data for First Guaranty Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.01% | $551.00K | $4.08 Billion | -7.06pp |
| 2024-12-31 | 7.08% | $281.10 Million | $3.97 Billion | +4.73pp |
| 2023-12-31 | 2.35% | $83.48 Million | $3.55 Billion | -1.82pp |
| 2022-12-31 | 4.17% | $131.46 Million | $3.15 Billion | -3.15pp |
| 2021-12-31 | 7.32% | $210.62 Million | $2.88 Billion | -2.33pp |
| 2020-12-31 | 9.65% | $238.55 Million | $2.47 Billion | -6.43pp |
| 2019-12-31 | 16.08% | $340.43 Million | $2.12 Billion | -0.26pp |
| 2018-12-31 | 16.34% | $296.98 Million | $1.82 Billion | -5.45pp |
| 2017-12-31 | 21.80% | $381.54 Million | $1.75 Billion | -4.68pp |
| 2016-12-31 | 26.48% | $397.47 Million | $1.50 Billion | +0.70pp |
| 2015-12-31 | 25.78% | $376.37 Million | $1.46 Billion | -7.12pp |
| 2014-12-31 | 32.91% | $499.81 Million | $1.52 Billion | -0.80pp |
| 2013-12-31 | 33.71% | $484.21 Million | $1.44 Billion | -8.95pp |
| 2012-12-31 | 42.66% | $600.30 Million | $1.41 Billion | +4.21pp |
| 2011-12-31 | 38.45% | $520.50 Million | $1.35 Billion | -3.96pp |
| 2010-12-31 | 42.40% | $480.33 Million | $1.13 Billion | +14.28pp |
| 2009-12-31 | 28.13% | $261.81 Million | $930.85 Million | +12.15pp |
| 2008-12-31 | 15.97% | $139.16 Million | $871.23 Million | -0.84pp |
| 2007-12-31 | 16.82% | $135.89 Million | $808.06 Million | -- |
About First Guaranty Bancshares, Inc.
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non… Read more