First Guaranty Bancshares, Inc. (FGBI) - Total Assets
Based on the latest financial reports, First Guaranty Bancshares, Inc. (FGBI) holds total assets worth $3.96 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore FGBI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
First Guaranty Bancshares, Inc. - Total Assets Trend (2006–2025)
This chart illustrates how First Guaranty Bancshares, Inc.'s total assets have evolved over time, based on quarterly financial data. See First Guaranty Bancshares, Inc. book value and equity for net asset value and shareholders' equity analysis.
First Guaranty Bancshares, Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
First Guaranty Bancshares, Inc.'s total assets of $3.96 Billion consist of 21.0% current assets and 79.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 20.7% |
| Accounts Receivable | $12.46 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $2.64 Million | 0.1% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2006–2025)
This chart illustrates how First Guaranty Bancshares, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see First Guaranty Bancshares, Inc. market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Guaranty Bancshares, Inc.'s current assets represent 21.0% of total assets in 2025, an increase from 4.9% in 2006.
- Cash Position: Cash and equivalents constituted 20.7% of total assets in 2025, up from 0.0% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
First Guaranty Bancshares, Inc. Competitors by Total Assets
Key competitors of First Guaranty Bancshares, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
First Guaranty Bancshares, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.52 | 0.32 | 0.18 |
| Quick Ratio | 0.52 | 0.32 | 0.17 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.81 Billion | $-2.30 Billion | $-2.05 Billion |
First Guaranty Bancshares, Inc. - Advanced Valuation Insights
This section examines the relationship between First Guaranty Bancshares, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.78 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 2.7% |
| Total Assets | $4.08 Billion |
| Market Capitalization | $146.50 Million USD |
Valuation Analysis
Below Book Valuation: The market values First Guaranty Bancshares, Inc.'s assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: First Guaranty Bancshares, Inc.'s assets grew by 2.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for First Guaranty Bancshares, Inc. (2006–2025)
The table below shows the annual total assets of First Guaranty Bancshares, Inc. from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.08 Billion | +2.66% |
| 2024-12-31 | $3.97 Billion | +11.82% |
| 2023-12-31 | $3.55 Billion | +12.74% |
| 2022-12-31 | $3.15 Billion | +9.49% |
| 2021-12-31 | $2.88 Billion | +16.38% |
| 2020-12-31 | $2.47 Billion | +16.81% |
| 2019-12-31 | $2.12 Billion | +16.51% |
| 2018-12-31 | $1.82 Billion | +3.82% |
| 2017-12-31 | $1.75 Billion | +16.62% |
| 2016-12-31 | $1.50 Billion | +2.82% |
| 2015-12-31 | $1.46 Billion | -3.89% |
| 2014-12-31 | $1.52 Billion | +5.74% |
| 2013-12-31 | $1.44 Billion | +2.07% |
| 2012-12-31 | $1.41 Billion | +3.95% |
| 2011-12-31 | $1.35 Billion | +19.52% |
| 2010-12-31 | $1.13 Billion | +21.69% |
| 2009-12-31 | $930.85 Million | +6.84% |
| 2008-12-31 | $871.23 Million | +7.82% |
| 2007-12-31 | $808.06 Million | +13.10% |
| 2006-12-31 | $714.49 Million | -- |
About First Guaranty Bancshares, Inc.
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non… Read more