Five Star Bancorp Asset Resilience Ratio
Five Star Bancorp asset resilience ratio. Five Star Bancorp (FSBC) has an Asset Resilience Ratio of 1.68% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Five Star Bancorp fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Five Star Bancorp (2016–2025)
Asset resilience ratio of Five Star Bancorp from 2016 to 2025. This chart shows how Five Star Bancorp's Asset Resilience Ratio has changed over time. Read how much debt does Five Star Bancorp carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Five Star Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Five Star Bancorp assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $90.58 Million | 1.68% |
| Total Liquid Assets | $90.58 Million | 1.68% |
Asset Resilience Insights
- Limited Liquidity: Five Star Bancorp maintains only 1.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Five Star Bancorp Industry Peers by Asset Resilience Ratio
Compare Five Star Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Five Star Bancorp Asset Resilience Ratio by Year (2016–2025)
Five Star Bancorp asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Five Star Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.22% | $57.91 Million | $4.75 Billion | -1.20pp |
| 2024-12-31 | 2.42% | $98.19 Million | $4.05 Billion | -0.59pp |
| 2023-12-31 | 3.01% | $108.08 Million | $3.59 Billion | -0.59pp |
| 2022-12-31 | 3.59% | $115.99 Million | $3.23 Billion | -2.23pp |
| 2021-12-31 | 5.82% | $148.81 Million | $2.56 Billion | -0.06pp |
| 2020-12-31 | 5.88% | $114.95 Million | $1.95 Billion | +0.67pp |
| 2019-12-31 | 5.22% | $77.20 Million | $1.48 Billion | -0.37pp |
| 2018-12-31 | 5.58% | $18.33 Million | $328.27 Million | -0.24pp |
| 2017-12-31 | 5.83% | $18.31 Million | $314.38 Million | -0.66pp |
| 2016-12-31 | 6.48% | $17.75 Million | $273.72 Million | -- |
About Five Star Bancorp
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote depo… Read more