Five Star Bancorp (FSBC) - Total Assets
Based on the latest financial reports, Five Star Bancorp (FSBC) holds total assets worth $5.03 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check total reinvestment intensity of Five Star Bancorp to assess the company's total reinvestment commitment from operating cash flow.
Five Star Bancorp - Total Assets Trend (2016–2025)
This chart illustrates how Five Star Bancorp's total assets have evolved over time, based on quarterly financial data. Explore FSBC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Five Star Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Five Star Bancorp's total assets of $5.03 Billion consist of 12.1% current assets and 87.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.7% |
| Accounts Receivable | $11.90 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Five Star Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Five Star Bancorp market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Five Star Bancorp's current assets represent 12.1% of total assets in 2025, an increase from 9.4% in 2016.
- Cash Position: Cash and equivalents constituted 10.7% of total assets in 2025, up from 2.7% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
Five Star Bancorp Competitors by Total Assets
Key competitors of Five Star Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
Five Star Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.14 | 0.15 | 0.35 |
| Quick Ratio | 0.14 | 0.15 | 0.82 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.82 Billion | $-3.18 Billion | $-1.34 Billion |
Five Star Bancorp - Advanced Valuation Insights
This section examines the relationship between Five Star Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.08 |
| Latest Market Cap to Assets Ratio | 0.20 |
| Asset Growth Rate (YoY) | 17.3% |
| Total Assets | $4.75 Billion |
| Market Capitalization | $936.70 Million USD |
Valuation Analysis
Below Book Valuation: The market values Five Star Bancorp's assets below their book value (0.20x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Five Star Bancorp's assets grew by 17.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Five Star Bancorp (2016–2025)
The table below shows the annual total assets of Five Star Bancorp from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.75 Billion | +17.31% |
| 2024-12-31 | $4.05 Billion | +12.81% |
| 2023-12-31 | $3.59 Billion | +11.34% |
| 2022-12-31 | $3.23 Billion | +26.22% |
| 2021-12-31 | $2.56 Billion | +30.86% |
| 2020-12-31 | $1.95 Billion | +32.02% |
| 2019-12-31 | $1.48 Billion | +350.81% |
| 2018-12-31 | $328.27 Million | +4.42% |
| 2017-12-31 | $314.38 Million | +14.85% |
| 2016-12-31 | $273.72 Million | -- |
About Five Star Bancorp
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote depo… Read more