Five Star Bancorp Total Assets
Five Star Bancorp total assets. Based on the latest financial reports, Five Star Bancorp (FSBC) holds total assets worth $5.38 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see FSBC market cap overview for the company's overall valuation and market capitalisation.
Total Assets of Five Star Bancorp (2016–2025)
Total assets of Five Star Bancorp from 2016 to 2025. This chart illustrates how Five Star Bancorp's total assets have evolved over time, based on quarterly financial data. See Five Star Bancorp stock quote for real-time trading data and today's change.
Five Star Bancorp - Asset Composition Analysis
Five Star Bancorp Total Assets Breakdown (December 2025)
Five Star Bancorp total assets breakdown as of December 2025. Five Star Bancorp's total assets of $5.38 Billion consist of 12.1% current assets and 87.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.7% |
| Accounts Receivable | $11.90 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Five Star Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore FSBC working capital efficiency to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Five Star Bancorp's current assets represent 12.1% of total assets in 2025, an increase from 9.4% in 2016.
- Cash Position: Cash and equivalents constituted 10.7% of total assets in 2025, up from 2.7% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
Five Star Bancorp Competitors by Total Assets
Key competitors of Five Star Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
Five Star Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.03 | 0.14 | 0.33 |
| Quick Ratio | 0.03 | 0.14 | 0.80 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-4.66 Billion | $-3.35 Billion | $-1.46 Billion |
Five Star Bancorp - Advanced Valuation Insights
This section examines the relationship between Five Star Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.38 |
| Latest Market Cap to Assets Ratio | 0.23 |
| Asset Growth Rate (YoY) | 17.3% |
| Total Assets | $4.75 Billion |
| Market Capitalization | $1.11 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Five Star Bancorp's assets below their book value (0.23x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Five Star Bancorp's assets grew by 17.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Five Star Bancorp (2016–2025)
The table below shows the annual total assets of Five Star Bancorp from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.75 Billion | +17.31% |
| 2024-12-31 | $4.05 Billion | +12.81% |
| 2023-12-31 | $3.59 Billion | +11.34% |
| 2022-12-31 | $3.23 Billion | +26.22% |
| 2021-12-31 | $2.56 Billion | +30.86% |
| 2020-12-31 | $1.95 Billion | +32.02% |
| 2019-12-31 | $1.48 Billion | +350.81% |
| 2018-12-31 | $328.27 Million | +4.42% |
| 2017-12-31 | $314.38 Million | +14.85% |
| 2016-12-31 | $273.72 Million | -- |
About Five Star Bancorp
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote depo… Read more