FVCBankcorp Inc - Asset Resilience Ratio
FVCBankcorp Inc (FVCB) has an Asset Resilience Ratio of 6.69% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read FVCBankcorp Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how FVCBankcorp Inc's Asset Resilience Ratio has changed over time. See shareholders equity of FVCBankcorp Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down FVCBankcorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of FVCBankcorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $153.42 Million | 6.69% |
| Total Liquid Assets | $153.42 Million | 6.69% |
Asset Resilience Insights
- Limited Liquidity: FVCBankcorp Inc maintains only 6.69% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FVCBankcorp Inc Industry Peers by Asset Resilience Ratio
Compare FVCBankcorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Bk Harda Internasional Tbk Pt
JK:BBHI |
Banks - Regional | 2.06% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
Annual Asset Resilience Ratio for FVCBankcorp Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for FVCBankcorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.69% | $153.42 Million | $2.29 Billion | -0.42pp |
| 2024-12-31 | 7.12% | $156.47 Million | $2.20 Billion | -0.72pp |
| 2023-12-31 | 7.83% | $171.59 Million | $2.19 Billion | -4.03pp |
| 2022-12-31 | 11.86% | $278.07 Million | $2.34 Billion | -4.37pp |
| 2021-12-31 | 16.23% | $357.61 Million | $2.20 Billion | +9.31pp |
| 2020-12-31 | 6.93% | $126.15 Million | $1.82 Billion | -2.27pp |
| 2019-12-31 | 9.19% | $141.32 Million | $1.54 Billion | +0.05pp |
| 2018-12-31 | 9.14% | $123.54 Million | $1.35 Billion | -1.87pp |
| 2017-12-31 | 11.01% | $115.95 Million | $1.05 Billion | -1.33pp |
| 2016-12-31 | 12.34% | $112.23 Million | $909.31 Million | +3.45pp |
| 2015-12-31 | 8.90% | $65.55 Million | $736.81 Million | -1.47pp |
| 2014-12-31 | 10.37% | $62.70 Million | $604.76 Million | -0.86pp |
| 2013-12-31 | 11.23% | $56.89 Million | $506.72 Million | +4.34pp |
| 2012-12-31 | 6.89% | $29.13 Million | $422.76 Million | -- |
About FVCBankcorp Inc
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. The c… Read more