FVCBankcorp Inc - Asset Resilience Ratio
FVCBankcorp Inc (FVCB) has an Asset Resilience Ratio of 6.45% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore how much of FVCBankcorp Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how FVCBankcorp Inc's Asset Resilience Ratio has changed over time. See defensive interval ratio of FVCBankcorp Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down FVCBankcorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FVCBankcorp Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $150.62 Million | 6.45% |
| Total Liquid Assets | $150.62 Million | 6.45% |
Asset Resilience Insights
- Limited Liquidity: FVCBankcorp Inc maintains only 6.45% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FVCBankcorp Inc Industry Peers by Asset Resilience Ratio
Compare FVCBankcorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Leumi Le-Israel B.M
TA:LUMI |
Banks - Regional | 1.75% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Bangkok Bank PCL
BK:BBL |
Banks - Regional | 21.97% |
|
INTERCORP FIN.SERV. O.N.
F:9IFA |
Banks - Regional | 22.42% |
|
Renasant Corporation
NYSE:RNST |
Banks - Regional | 0.04% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Punjab & Sind Bank
NSE:PSB |
Banks - Regional | -9.96% |
Annual Asset Resilience Ratio for FVCBankcorp Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for FVCBankcorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.69% | $153.42 Million | $2.29 Billion | -0.42pp |
| 2024-12-31 | 7.12% | $156.47 Million | $2.20 Billion | -0.72pp |
| 2023-12-31 | 7.83% | $171.59 Million | $2.19 Billion | -4.03pp |
| 2022-12-31 | 11.86% | $278.07 Million | $2.34 Billion | -4.37pp |
| 2021-12-31 | 16.23% | $357.61 Million | $2.20 Billion | +9.31pp |
| 2020-12-31 | 6.93% | $126.15 Million | $1.82 Billion | -2.27pp |
| 2019-12-31 | 9.19% | $141.32 Million | $1.54 Billion | +0.05pp |
| 2018-12-31 | 9.14% | $123.54 Million | $1.35 Billion | -1.87pp |
| 2017-12-31 | 11.01% | $115.95 Million | $1.05 Billion | -1.33pp |
| 2016-12-31 | 12.34% | $112.23 Million | $909.31 Million | +3.45pp |
| 2015-12-31 | 8.90% | $65.55 Million | $736.81 Million | -1.47pp |
| 2014-12-31 | 10.37% | $62.70 Million | $604.76 Million | -0.86pp |
| 2013-12-31 | 11.23% | $56.89 Million | $506.72 Million | +4.34pp |
| 2012-12-31 | 6.89% | $29.13 Million | $422.76 Million | -- |
About FVCBankcorp Inc
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accoun… Read more