FVCBankcorp Inc (FVCB) - Net Assets
Based on the latest financial reports, FVCBankcorp Inc (FVCB) has net assets worth $260.33 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.34 Billion) and total liabilities ($2.08 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FVCBankcorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $260.33 Million |
| % of Total Assets | 11.15% |
| Annual Growth Rate | 15.46% |
| 5-Year Change | 20.88% |
| 10-Year Change | 217.75% |
| Growth Volatility | 247.8 |
FVCBankcorp Inc - Net Assets Trend (2012–2025)
This chart illustrates how FVCBankcorp Inc's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of FVCBankcorp Inc to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for FVCBankcorp Inc (2012–2025)
The table below shows the annual net assets of FVCBankcorp Inc from 2012 to 2025. For live valuation and market cap data, see FVCBankcorp Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $253.60 Million | +7.75% |
| 2024-12-31 | $235.35 Million | -88.72% |
| 2023-12-31 | $2.09 Billion | +930.69% |
| 2022-12-31 | $202.38 Million | -3.53% |
| 2021-12-31 | $209.80 Million | +10.71% |
| 2020-12-31 | $189.50 Million | +5.82% |
| 2019-12-31 | $179.08 Million | +13.10% |
| 2018-12-31 | $158.34 Million | +61.10% |
| 2017-12-31 | $98.28 Million | +23.14% |
| 2016-12-31 | $79.81 Million | +9.70% |
| 2015-12-31 | $72.75 Million | +8.89% |
| 2014-12-31 | $66.81 Million | +9.71% |
| 2013-12-31 | $60.90 Million | +55.59% |
| 2012-12-31 | $39.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to FVCBankcorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 15170542900.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $150.86 Million | 59.49% |
| Common Stock | $179.00K | 0.07% |
| Other Comprehensive Income | $-19.58 Million | -7.72% |
| Other Components | $122.14 Million | 48.16% |
| Total Equity | $253.60 Million | 100.00% |
FVCBankcorp Inc Competitors by Market Cap
The table below lists competitors of FVCBankcorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiangshan Oupai Door Industry Co Ltd
SHG:603208
|
$283.63 Million |
|
AIM Industrial Growth Freehold and Leasehold Real Estate Investment Trust
BK:AIMIRT
|
$283.71 Million |
|
Goodrx Holdings Inc
NASDAQ:GDRX
|
$283.71 Million |
|
MC Group Public Company Limited
BK:MC
|
$283.89 Million |
|
Jiangsu Maysta Chemical Co Ltd
SHG:603041
|
$283.55 Million |
|
UNID Company Ltd
KO:014830
|
$283.44 Million |
|
Sight Sciences Inc
NASDAQ:SGHT
|
$283.39 Million |
|
SIGA Technologies Inc
NASDAQ:SIGA
|
$283.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FVCBankcorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 235,354,000 to 253,600,000, a change of 18,246,000 (7.8%).
- Net income of 22,057,000 contributed positively to equity growth.
- Dividend payments of 2,167,000 reduced retained earnings.
- Share repurchases of 6,677,000 reduced equity.
- New share issuances of 545,000 increased equity.
- Other comprehensive income increased equity by 3,686,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.06 Million | +8.7% |
| Dividends Paid | $2.17 Million | -0.85% |
| Share Repurchases | $6.68 Million | -2.63% |
| Share Issuances | $545.00K | +0.21% |
| Other Comprehensive Income | $3.69 Million | +1.45% |
| Other Changes | $802.00K | +0.32% |
| Total Change | $- | 7.75% |
Book Value vs Market Value Analysis
This analysis compares FVCBankcorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.24x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.58x to 1.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $3.10 | $17.29 | x |
| 2013-12-31 | $5.41 | $17.29 | x |
| 2014-12-31 | $5.20 | $17.29 | x |
| 2015-12-31 | $5.50 | $17.29 | x |
| 2016-12-31 | $5.85 | $17.29 | x |
| 2017-12-31 | $6.81 | $17.29 | x |
| 2018-12-31 | $9.88 | $17.29 | x |
| 2019-12-31 | $9.66 | $17.29 | x |
| 2020-12-31 | $10.73 | $17.29 | x |
| 2021-12-31 | $11.51 | $17.29 | x |
| 2022-12-31 | $10.95 | $17.29 | x |
| 2023-12-31 | $114.41 | $17.29 | x |
| 2024-12-31 | $12.79 | $17.29 | x |
| 2025-12-31 | $13.89 | $17.29 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FVCBankcorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.70%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.07%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.04x
- Recent ROE (8.70%) is above the historical average (7.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 3.78% | 9.46% | 0.04x | 10.80x | $-2.44 Million |
| 2013 | 3.66% | 11.52% | 0.04x | 8.32x | $-3.86 Million |
| 2014 | 6.19% | 17.49% | 0.04x | 9.05x | $-2.55 Million |
| 2015 | 7.45% | 19.76% | 0.04x | 10.13x | $-1.86 Million |
| 2016 | 8.69% | 20.85% | 0.04x | 11.39x | $-1.05 Million |
| 2017 | 7.82% | 17.99% | 0.04x | 10.72x | $-2.14 Million |
| 2018 | 6.86% | 20.54% | 0.04x | 8.54x | $-4.96 Million |
| 2019 | 8.84% | 23.15% | 0.04x | 8.58x | $-2.08 Million |
| 2020 | 8.18% | 22.50% | 0.04x | 9.61x | $-3.45 Million |
| 2021 | 10.45% | 30.67% | 0.03x | 10.50x | $953.40K |
| 2022 | 12.34% | 29.90% | 0.04x | 11.58x | $4.75 Million |
| 2023 | 0.18% | 9.02% | 0.02x | 1.05x | $-204.77 Million |
| 2024 | 6.40% | 13.50% | 0.05x | 9.34x | $-8.47 Million |
| 2025 | 8.70% | 18.07% | 0.05x | 9.04x | $-3.30 Million |
Industry Comparison
This section compares FVCBankcorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $800,595,200
- Average return on equity (ROE) among peers: 8.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FVCBankcorp Inc (FVCB) | $260.33 Million | 3.78% | 7.97x | $283.63 Million |
| Ameris Bancorp (ABCB) | $178.73 Million | 12.38% | 10.46x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $646.44 Million | 11.15% | 9.66x | $5.85 Billion |
| ACNB Corporation (ACNB) | $120.06 Million | 9.05% | 9.05x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $75.66 Million | 1.80% | 2.78x | $137.20 Million |
| Alerus Financial Corp (ALRS) | $356.87 Million | 11.21% | 9.59x | $736.27 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $938.80 Million | 5.58% | 9.41x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $152.26 Million | 14.38% | 11.53x | $622.98 Million |
| Associated Banc-Corp (ASB) | $4.61 Billion | 2.67% | 8.34x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $137.10 Million | 8.24% | 12.05x | $62.43 Million |
About FVCBankcorp Inc
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accoun… Read more