FVCBankcorp Inc (FVCB) - Net Assets
Based on the latest financial reports, FVCBankcorp Inc (FVCB) has net assets worth $253.60 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.29 Billion) and total liabilities ($2.04 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FVCBankcorp Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $253.60 Million |
| % of Total Assets | 11.06% |
| Annual Growth Rate | 15.46% |
| 5-Year Change | 20.88% |
| 10-Year Change | 217.75% |
| Growth Volatility | 247.8 |
FVCBankcorp Inc - Net Assets Trend (2012–2025)
This chart illustrates how FVCBankcorp Inc's net assets have evolved over time, based on quarterly financial data. Also explore FVCB asset base for the complete picture of this company's asset base.
Annual Net Assets for FVCBankcorp Inc (2012–2025)
The table below shows the annual net assets of FVCBankcorp Inc from 2012 to 2025. For live valuation and market cap data, see FVCBankcorp Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $253.60 Million | +7.75% |
| 2024-12-31 | $235.35 Million | -88.72% |
| 2023-12-31 | $2.09 Billion | +930.69% |
| 2022-12-31 | $202.38 Million | -3.53% |
| 2021-12-31 | $209.80 Million | +10.71% |
| 2020-12-31 | $189.50 Million | +5.82% |
| 2019-12-31 | $179.08 Million | +13.10% |
| 2018-12-31 | $158.34 Million | +61.10% |
| 2017-12-31 | $98.28 Million | +23.14% |
| 2016-12-31 | $79.81 Million | +9.70% |
| 2015-12-31 | $72.75 Million | +8.89% |
| 2014-12-31 | $66.81 Million | +9.71% |
| 2013-12-31 | $60.90 Million | +55.59% |
| 2012-12-31 | $39.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to FVCBankcorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 84842900.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $253.60 Million | 100.00% |
| Total Equity | $253.60 Million | 100.00% |
FVCBankcorp Inc Competitors by Market Cap
The table below lists competitors of FVCBankcorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
EuroHold Bulgaria AD
WAR:EHG
|
$280.95 Million |
|
Sangam (India) Limited
NSE:SANGAMIND
|
$280.97 Million |
|
I-Sheng Electric Wire & Cable Co Ltd
TW:6115
|
$281.13 Million |
|
AIM Industrial Growth Freehold and Leasehold Real Estate Investment Trust
BK:AIMIRT
|
$281.24 Million |
|
Orrön Energy AB (publ)
ST:ORRON
|
$280.91 Million |
|
Archimedes Tech SPAC Partners II Co. Unit
NASDAQ:ATIIU
|
$280.84 Million |
|
Lanzhou Huanghe Enterprise Co Ltd
SHE:000929
|
$280.80 Million |
|
Northern Ocean Ltd
OL:NOL
|
$280.78 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FVCBankcorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 235,354,000 to 253,600,000, a change of 18,246,000 (7.8%).
- Net income of 22,057,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 23,266,000.
- Other factors decreased equity by 27,077,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.06 Million | +8.7% |
| Other Comprehensive Income | $23.27 Million | +9.17% |
| Other Changes | $-27.08 Million | -10.68% |
| Total Change | $- | 7.75% |
Book Value vs Market Value Analysis
This analysis compares FVCBankcorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.13x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.06x to 1.13x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $3.10 | $15.68 | x |
| 2013-12-31 | $5.41 | $15.68 | x |
| 2014-12-31 | $5.20 | $15.68 | x |
| 2015-12-31 | $5.50 | $15.68 | x |
| 2016-12-31 | $5.85 | $15.68 | x |
| 2017-12-31 | $6.81 | $15.68 | x |
| 2018-12-31 | $9.88 | $15.68 | x |
| 2019-12-31 | $9.66 | $15.68 | x |
| 2020-12-31 | $10.73 | $15.68 | x |
| 2021-12-31 | $11.51 | $15.68 | x |
| 2022-12-31 | $10.95 | $15.68 | x |
| 2023-12-31 | $11.91 | $15.68 | x |
| 2024-12-31 | $12.79 | $15.68 | x |
| 2025-12-31 | $13.89 | $15.68 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FVCBankcorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.70%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.07%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.04x
- Recent ROE (8.70%) is above the historical average (7.22%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 3.78% | 9.46% | 0.04x | 10.80x | $-2.44 Million |
| 2013 | 3.66% | 11.52% | 0.04x | 8.32x | $-3.86 Million |
| 2014 | 6.19% | 17.49% | 0.04x | 9.05x | $-2.55 Million |
| 2015 | 7.45% | 19.76% | 0.04x | 10.13x | $-1.86 Million |
| 2016 | 8.69% | 20.85% | 0.04x | 11.39x | $-1.05 Million |
| 2017 | 7.82% | 17.99% | 0.04x | 10.72x | $-2.14 Million |
| 2018 | 6.86% | 20.54% | 0.04x | 8.54x | $-4.96 Million |
| 2019 | 8.84% | 23.15% | 0.04x | 8.58x | $-2.08 Million |
| 2020 | 8.18% | 22.50% | 0.04x | 9.61x | $-3.45 Million |
| 2021 | 10.45% | 30.67% | 0.03x | 10.50x | $953.40K |
| 2022 | 12.34% | 29.90% | 0.04x | 11.58x | $4.75 Million |
| 2023 | 1.76% | 9.02% | 0.02x | 10.09x | $-17.89 Million |
| 2024 | 6.40% | 13.50% | 0.05x | 9.34x | $-8.47 Million |
| 2025 | 8.70% | 18.07% | 0.05x | 9.04x | $-3.30 Million |
Industry Comparison
This section compares FVCBankcorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $260,431,200
- Average return on equity (ROE) among peers: 10.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FVCBankcorp Inc (FVCB) | $253.60 Million | 3.78% | 8.04x | $280.95 Million |
| Ameris Bancorp (ABCB) | $63.00 Million | 11.43% | 9.69x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $949.39 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $598.55 Million |
| Associated Banc-Corp (ASB) | $138.60 Million | 13.85% | 12.49x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $115.24 Million | 4.87% | 11.62x | $62.60 Million |
About FVCBankcorp Inc
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. It provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. The c… Read more