Hanmi Financial Corporation Asset Resilience Ratio
Hanmi Financial Corporation asset resilience ratio. Hanmi Financial Corporation (HAFC) has an Asset Resilience Ratio of 11.21% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Hanmi Financial Corporation (HAFC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Hanmi Financial Corporation (2000–2025)
Asset resilience ratio of Hanmi Financial Corporation from 2000 to 2025. This chart shows how Hanmi Financial Corporation's Asset Resilience Ratio has changed over time. Read HAFC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Hanmi Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Hanmi Financial Corporation assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $896.61 Million | 11.21% |
| Total Liquid Assets | $896.61 Million | 11.21% |
Asset Resilience Insights
- Moderate Liquidity: Hanmi Financial Corporation has 11.21% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Hanmi Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Hanmi Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Hanmi Financial Corporation Asset Resilience Ratio by Year (2000–2025)
Hanmi Financial Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Hanmi Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.19% | $880.62 Million | $7.87 Billion | -0.61pp |
| 2024-12-31 | 11.80% | $905.80 Million | $7.68 Billion | +0.36pp |
| 2023-12-31 | 11.44% | $865.74 Million | $7.57 Billion | -0.14pp |
| 2022-12-31 | 11.57% | $853.84 Million | $7.38 Billion | -1.71pp |
| 2021-12-31 | 13.28% | $910.79 Million | $6.86 Billion | +1.13pp |
| 2020-12-31 | 12.15% | $753.78 Million | $6.20 Billion | +0.70pp |
| 2019-12-31 | 11.46% | $634.48 Million | $5.54 Billion | +1.01pp |
| 2018-12-31 | 10.45% | $574.91 Million | $5.50 Billion | -0.66pp |
| 2017-12-31 | 11.11% | $578.80 Million | $5.21 Billion | +0.11pp |
| 2016-12-31 | 11.00% | $516.96 Million | $4.70 Billion | -5.49pp |
| 2015-12-31 | 16.49% | $698.30 Million | $4.23 Billion | -8.57pp |
| 2014-12-31 | 25.06% | $1.06 Billion | $4.23 Billion | +7.68pp |
| 2013-12-31 | 17.38% | $530.93 Million | $3.05 Billion | +1.73pp |
| 2012-12-31 | 15.65% | $451.06 Million | $2.88 Billion | +1.74pp |
| 2011-12-31 | 13.91% | $381.86 Million | $2.74 Billion | -0.30pp |
| 2010-12-31 | 14.21% | $413.12 Million | $2.91 Billion | +10.02pp |
| 2009-12-31 | 4.19% | $132.42 Million | $3.16 Billion | -0.90pp |
| 2008-12-31 | 5.08% | $196.97 Million | $3.88 Billion | -3.69pp |
| 2007-12-31 | 8.77% | $349.52 Million | $3.98 Billion | -1.71pp |
| 2006-12-31 | 10.49% | $390.61 Million | $3.73 Billion | +8.73pp |
| 2005-12-31 | 1.76% | $60.00 Million | $3.41 Billion | -0.56pp |
| 2004-12-31 | 2.32% | $72.00 Million | $3.10 Billion | -16.36pp |
| 2002-12-31 | 18.68% | $272.01 Million | $1.46 Billion | +17.02pp |
| 2001-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -3.44pp |
| 2000-12-31 | 5.09% | $52.70 Million | $1.03 Billion | -- |
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, con… Read more