Hanmi Financial Corporation - Asset Resilience Ratio
Hanmi Financial Corporation (HAFC) has an Asset Resilience Ratio of 11.21% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Hanmi Financial Corporation's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Hanmi Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Hanmi Financial Corporation balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Hanmi Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Hanmi Financial Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $896.61 Million | 11.21% |
| Total Liquid Assets | $896.61 Million | 11.21% |
Asset Resilience Insights
- Moderate Liquidity: Hanmi Financial Corporation has 11.21% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Hanmi Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Hanmi Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Hanmi Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Hanmi Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.19% | $880.62 Million | $7.87 Billion | -0.61pp |
| 2024-12-31 | 11.80% | $905.80 Million | $7.68 Billion | +0.36pp |
| 2023-12-31 | 11.44% | $865.74 Million | $7.57 Billion | -0.14pp |
| 2022-12-31 | 11.57% | $853.84 Million | $7.38 Billion | -1.71pp |
| 2021-12-31 | 13.28% | $910.79 Million | $6.86 Billion | +1.13pp |
| 2020-12-31 | 12.15% | $753.78 Million | $6.20 Billion | +0.70pp |
| 2019-12-31 | 11.46% | $634.48 Million | $5.54 Billion | +1.01pp |
| 2018-12-31 | 10.45% | $574.91 Million | $5.50 Billion | -0.66pp |
| 2017-12-31 | 11.11% | $578.80 Million | $5.21 Billion | +0.11pp |
| 2016-12-31 | 11.00% | $516.96 Million | $4.70 Billion | -5.49pp |
| 2015-12-31 | 16.49% | $698.30 Million | $4.23 Billion | -8.57pp |
| 2014-12-31 | 25.06% | $1.06 Billion | $4.23 Billion | +7.68pp |
| 2013-12-31 | 17.38% | $530.93 Million | $3.05 Billion | +1.73pp |
| 2012-12-31 | 15.65% | $451.06 Million | $2.88 Billion | +1.74pp |
| 2011-12-31 | 13.91% | $381.86 Million | $2.74 Billion | -0.30pp |
| 2010-12-31 | 14.21% | $413.12 Million | $2.91 Billion | +10.02pp |
| 2009-12-31 | 4.19% | $132.42 Million | $3.16 Billion | -0.90pp |
| 2008-12-31 | 5.08% | $196.97 Million | $3.88 Billion | -3.69pp |
| 2007-12-31 | 8.77% | $349.52 Million | $3.98 Billion | -1.71pp |
| 2006-12-31 | 10.49% | $390.61 Million | $3.73 Billion | +8.73pp |
| 2005-12-31 | 1.76% | $60.00 Million | $3.41 Billion | -0.56pp |
| 2004-12-31 | 2.32% | $72.00 Million | $3.10 Billion | -16.36pp |
| 2002-12-31 | 18.68% | $272.01 Million | $1.46 Billion | +17.02pp |
| 2001-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -3.44pp |
| 2000-12-31 | 5.09% | $52.70 Million | $1.03 Billion | -- |
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, con… Read more