Hanmi Financial Corporation - Asset Resilience Ratio
Hanmi Financial Corporation (HAFC) has an Asset Resilience Ratio of 11.19% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Hanmi Financial Corporation's Asset Resilience Ratio has changed over time. Check strategic asset allocation of Hanmi Financial Corporation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Hanmi Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HAFC market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $880.62 Million | 11.19% |
| Total Liquid Assets | $880.62 Million | 11.19% |
Asset Resilience Insights
- Moderate Liquidity: Hanmi Financial Corporation has 11.19% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Hanmi Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Hanmi Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Hanmi Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Hanmi Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.19% | $880.62 Million | $7.87 Billion | -0.61pp |
| 2024-12-31 | 11.80% | $905.80 Million | $7.68 Billion | +0.36pp |
| 2023-12-31 | 11.44% | $865.74 Million | $7.57 Billion | -0.14pp |
| 2022-12-31 | 11.57% | $853.84 Million | $7.38 Billion | -1.71pp |
| 2021-12-31 | 13.28% | $910.79 Million | $6.86 Billion | +1.13pp |
| 2020-12-31 | 12.15% | $753.78 Million | $6.20 Billion | +0.70pp |
| 2019-12-31 | 11.46% | $634.48 Million | $5.54 Billion | +1.01pp |
| 2018-12-31 | 10.45% | $574.91 Million | $5.50 Billion | -0.66pp |
| 2017-12-31 | 11.11% | $578.80 Million | $5.21 Billion | +0.11pp |
| 2016-12-31 | 11.00% | $516.96 Million | $4.70 Billion | -5.49pp |
| 2015-12-31 | 16.49% | $698.30 Million | $4.23 Billion | -8.57pp |
| 2014-12-31 | 25.06% | $1.06 Billion | $4.23 Billion | +7.68pp |
| 2013-12-31 | 17.38% | $530.93 Million | $3.05 Billion | +1.73pp |
| 2012-12-31 | 15.65% | $451.06 Million | $2.88 Billion | +1.74pp |
| 2011-12-31 | 13.91% | $381.86 Million | $2.74 Billion | -0.30pp |
| 2010-12-31 | 14.21% | $413.12 Million | $2.91 Billion | +10.02pp |
| 2009-12-31 | 4.19% | $132.42 Million | $3.16 Billion | -0.90pp |
| 2008-12-31 | 5.08% | $196.97 Million | $3.88 Billion | -3.69pp |
| 2007-12-31 | 8.77% | $349.52 Million | $3.98 Billion | -1.71pp |
| 2006-12-31 | 10.49% | $390.61 Million | $3.73 Billion | +8.73pp |
| 2005-12-31 | 1.76% | $60.00 Million | $3.41 Billion | -0.56pp |
| 2004-12-31 | 2.32% | $72.00 Million | $3.10 Billion | -16.36pp |
| 2002-12-31 | 18.68% | $272.01 Million | $1.46 Billion | +17.02pp |
| 2001-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -3.44pp |
| 2000-12-31 | 5.09% | $52.70 Million | $1.03 Billion | -- |
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, con… Read more