Hanmi Financial Corporation Net Assets
Hanmi Financial Corporation net assets. Based on the latest financial reports, Hanmi Financial Corporation (HAFC) has net assets worth $812.68 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.00 Billion) and total liabilities ($7.19 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Hanmi Financial Corporation annual equity growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $812.68 Million |
| % of Total Assets | 10.16% |
| Annual Growth Rate | 9.94% |
| 5-Year Change | 23.77% |
| 10-Year Change | 49.97% |
| Growth Volatility | 39.57 |
Net Assets of Hanmi Financial Corporation (1999–2025)
Net assets of Hanmi Financial Corporation from 1999 to 2025. This chart illustrates how Hanmi Financial Corporation's net assets have evolved over time, based on quarterly financial data. See HAFC net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Hanmi Financial Corporation (1999–2025)
The table below shows the annual net assets of Hanmi Financial Corporation from 1999 to 2025. For live market cap and overall valuation, see Hanmi Financial Corporation (HAFC) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $796.39 Million | +8.77% |
| 2024-12-31 | $732.17 Million | +4.31% |
| 2023-12-31 | $701.89 Million | +10.10% |
| 2022-12-31 | $637.51 Million | -0.92% |
| 2021-12-31 | $643.42 Million | +11.50% |
| 2020-12-31 | $577.04 Million | +2.45% |
| 2019-12-31 | $563.27 Million | +1.94% |
| 2018-12-31 | $552.57 Million | -1.76% |
| 2017-12-31 | $562.48 Million | +5.92% |
| 2016-12-31 | $531.02 Million | +7.51% |
| 2015-12-31 | $493.92 Million | +8.94% |
| 2014-12-31 | $453.39 Million | +13.32% |
| 2013-12-31 | $400.08 Million | +5.74% |
| 2012-12-31 | $378.36 Million | +32.48% |
| 2011-12-31 | $285.61 Million | +64.85% |
| 2010-12-31 | $173.26 Million | +15.70% |
| 2009-12-31 | $149.74 Million | -43.26% |
| 2008-12-31 | $263.92 Million | -28.78% |
| 2007-12-31 | $370.56 Million | -23.93% |
| 2006-12-31 | $487.12 Million | +14.14% |
| 2005-12-31 | $426.78 Million | +6.72% |
| 2004-12-31 | $399.91 Million | +186.74% |
| 2003-12-31 | $139.47 Million | +12.05% |
| 2002-12-31 | $124.47 Million | +18.68% |
| 2001-12-31 | $104.87 Million | +21.39% |
| 2000-12-31 | $86.40 Million | +27.37% |
| 1999-12-31 | $67.83 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Hanmi Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2585.5% over the analyzed period, indicating profitable operations and earnings retention.
Hanmi Financial Corporation Net Assets Breakdown (December 2025)
Hanmi Financial Corporation net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $394.33 Million | 49.52% |
| Common Stock | $34.00K | 0.00% |
| Other Comprehensive Income | $-43.17 Million | -5.42% |
| Other Components | $445.19 Million | 55.90% |
| Total Equity | $796.39 Million | 100.00% |
Hanmi Financial Corporation Competitors by Market Cap
The table below lists competitors of Hanmi Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Rio Tinto PLC
LSE:RIO
|
$946.12 Million |
|
Suzhou Sushi Testing Instrument Co Ltd
SHE:300416
|
$947.32 Million |
|
Shaanxi Heimao Coking Co Ltd
SHG:601015
|
$947.45 Million |
|
Beijing Jingwei Hirain Technologies Co. Ltd. A
SHG:688326
|
$947.59 Million |
|
Guangzhou Guangri Stock Co Ltd
SHG:600894
|
$945.92 Million |
|
Wuxi Dk Electronic Materials Co Ltd
SHE:300842
|
$945.39 Million |
|
Piraeus Port Authority S.A
AT:PPA
|
$945.00 Million |
|
Econergy Renewable Energy Ltd
TA:ECNR
|
$944.47 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hanmi Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 732,174,000 to 796,386,000, a change of 64,212,000 (8.8%).
- Net income of 76,089,000 contributed positively to equity growth.
- Dividend payments of 32,623,000 reduced retained earnings.
- Share repurchases of 9,404,000 reduced equity.
- Other comprehensive income increased equity by 27,548,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $76.09 Million | +9.55% |
| Dividends Paid | $32.62 Million | -4.1% |
| Share Repurchases | $9.40 Million | -1.18% |
| Other Comprehensive Income | $27.55 Million | +3.46% |
| Other Changes | $2.60 Million | +0.33% |
| Total Change | $- | 8.77% |
Book Value vs Market Value Analysis
This analysis compares Hanmi Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.27x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.87x to 1.27x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1999-12-31 | $18.01 | $33.70 | x |
| 2000-12-31 | $25.31 | $33.70 | x |
| 2001-12-31 | $27.70 | $33.70 | x |
| 2002-12-31 | $35.08 | $33.70 | x |
| 2003-12-31 | $38.87 | $33.70 | x |
| 2004-12-31 | $80.71 | $33.70 | x |
| 2005-12-31 | $68.36 | $33.70 | x |
| 2006-12-31 | $78.83 | $33.70 | x |
| 2007-12-31 | $62.04 | $33.70 | x |
| 2008-12-31 | $46.03 | $33.70 | x |
| 2009-12-31 | $25.18 | $33.70 | x |
| 2010-12-31 | $14.70 | $33.70 | x |
| 2011-12-31 | $13.98 | $33.70 | x |
| 2012-12-31 | $12.01 | $33.70 | x |
| 2013-12-31 | $12.62 | $33.70 | x |
| 2014-12-31 | $14.18 | $33.70 | x |
| 2015-12-31 | $15.49 | $33.70 | x |
| 2016-12-31 | $16.57 | $33.70 | x |
| 2017-12-31 | $17.44 | $33.70 | x |
| 2018-12-31 | $17.24 | $33.70 | x |
| 2019-12-31 | $18.31 | $33.70 | x |
| 2020-12-31 | $19.06 | $33.70 | x |
| 2021-12-31 | $21.12 | $33.70 | x |
| 2022-12-31 | $20.98 | $33.70 | x |
| 2023-12-31 | $23.14 | $33.70 | x |
| 2024-12-31 | $24.32 | $33.70 | x |
| 2025-12-31 | $26.51 | $33.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hanmi Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.55%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.11%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.88x
- Recent ROE (9.55%) is above the historical average (3.63%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 17.70% | 18.42% | 0.09x | 10.91x | $5.22 Million |
| 2000 | 17.97% | 17.79% | 0.08x | 11.98x | $6.88 Million |
| 2001 | 16.03% | 17.90% | 0.08x | 11.05x | $6.32 Million |
| 2002 | 13.68% | 18.81% | 0.06x | 11.70x | $4.58 Million |
| 2003 | 13.78% | 19.72% | 0.05x | 12.81x | $5.27 Million |
| 2004 | 9.18% | 22.69% | 0.05x | 7.76x | $-3.29 Million |
| 2005 | 13.64% | 25.17% | 0.07x | 8.00x | $15.55 Million |
| 2006 | 13.42% | 21.99% | 0.08x | 7.65x | $16.64 Million |
| 2007 | -16.40% | -18.87% | 0.08x | 10.75x | $-97.82 Million |
| 2008 | -38.68% | -37.34% | 0.07x | 14.69x | $-128.48 Million |
| 2009 | -81.66% | -56.54% | 0.07x | 21.12x | $-137.25 Million |
| 2010 | -50.80% | -52.15% | 0.06x | 16.78x | $-105.33 Million |
| 2011 | 9.86% | 18.54% | 0.06x | 9.61x | $-413.80K |
| 2012 | 23.87% | 65.37% | 0.05x | 7.62x | $52.49 Million |
| 2013 | 9.96% | 27.11% | 0.05x | 7.63x | $-150.70K |
| 2014 | 10.98% | 30.26% | 0.04x | 9.34x | $4.42 Million |
| 2015 | 10.90% | 25.41% | 0.05x | 8.57x | $4.43 Million |
| 2016 | 10.64% | 26.70% | 0.04x | 8.85x | $3.39 Million |
| 2017 | 9.72% | 22.52% | 0.05x | 9.26x | $-1.59 Million |
| 2018 | 10.47% | 22.35% | 0.05x | 9.96x | $2.61 Million |
| 2019 | 5.82% | 12.01% | 0.05x | 9.83x | $-23.54 Million |
| 2020 | 7.31% | 15.89% | 0.04x | 10.75x | $-15.51 Million |
| 2021 | 15.34% | 38.43% | 0.04x | 10.66x | $34.34 Million |
| 2022 | 15.90% | 32.92% | 0.04x | 11.57x | $37.64 Million |
| 2023 | 11.40% | 20.13% | 0.05x | 10.79x | $9.85 Million |
| 2024 | 8.50% | 14.48% | 0.06x | 10.49x | $-11.02 Million |
| 2025 | 9.55% | 17.11% | 0.06x | 9.88x | $-3.55 Million |
Industry Comparison
This section compares Hanmi Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $627,551,500
- Average return on equity (ROE) among peers: 7.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hanmi Financial Corporation (HAFC) | $812.68 Million | 17.70% | 8.85x | $946.11 Million |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.65 Billion |
| ACNB Corporation (ACNB) | $110.02 Million | 9.35% | 8.91x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $359.40 Million | 14.66% | 8.44x | $829.34 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $753.45 Million | 5.71% | 10.20x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $166.38 Million | 13.18% | 10.80x | $724.09 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.91 Billion |
| AmeriServ Financial Inc (ASRV) | $98.61 Million | 6.11% | 10.88x | $78.95 Million |
About Hanmi Financial Corporation
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, con… Read more