Home Federal Bancorp Louisiana - Asset Resilience Ratio
Home Federal Bancorp Louisiana (HFBL) has an Asset Resilience Ratio of 6.39% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Home Federal Bancorp Louisiana's Asset Resilience Ratio has changed over time. Check Home Federal Bancorp Louisiana strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Home Federal Bancorp Louisiana's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Home Federal Bancorp Louisiana (HFBL) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $40.98 Million | 6.39% |
| Total Liquid Assets | $40.98 Million | 6.39% |
Asset Resilience Insights
- Limited Liquidity: Home Federal Bancorp Louisiana maintains only 6.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Home Federal Bancorp Louisiana Industry Peers by Asset Resilience Ratio
Compare Home Federal Bancorp Louisiana's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Banco Santander (Brasil) S.A.
SA:SANB11 |
Banks - Regional | 5.47% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
TURKIYE GARANTI BANKASI AS
F:GBKB |
Banks - Regional | 1.14% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Jb Financial
KO:175330 |
Banks - Regional | 0.14% |
|
Zuger Kantonalbank
SW:ZUGER |
Banks - Regional | -31.80% |
Annual Asset Resilience Ratio for Home Federal Bancorp Louisiana (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Home Federal Bancorp Louisiana.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 5.62% | $34.25 Million | $609.49 Million | +1.38pp |
| 2024-06-30 | 4.24% | $27.04 Million | $637.51 Million | -1.74pp |
| 2023-06-30 | 5.98% | $39.55 Million | $660.91 Million | +1.23pp |
| 2022-06-30 | 4.76% | $28.10 Million | $590.48 Million | -0.46pp |
| 2021-06-30 | 5.22% | $29.55 Million | $565.73 Million | -2.89pp |
| 2020-06-30 | 8.12% | $42.06 Million | $518.22 Million | -1.30pp |
| 2019-06-30 | 9.41% | $41.66 Million | $442.45 Million | +2.46pp |
| 2018-06-30 | 6.95% | $29.32 Million | $421.65 Million | -1.70pp |
| 2017-06-30 | 8.66% | $36.94 Million | $426.61 Million | -4.49pp |
| 2016-06-30 | 13.14% | $50.17 Million | $381.70 Million | +1.01pp |
| 2015-06-30 | 12.14% | $44.88 Million | $369.83 Million | -2.56pp |
| 2014-06-30 | 14.70% | $48.43 Million | $329.53 Million | -2.61pp |
| 2013-06-30 | 17.30% | $47.96 Million | $277.15 Million | -5.80pp |
| 2012-06-30 | 23.10% | $68.43 Million | $296.18 Million | -5.62pp |
| 2011-06-30 | 28.73% | $67.02 Million | $233.32 Million | +26.19pp |
| 2010-06-30 | 2.54% | $4.70 Million | $185.15 Million | -2.96pp |
| 2009-06-30 | 5.50% | $8.51 Million | $154.77 Million | -- |
About Home Federal Bancorp Louisiana
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four … Read more