Home Federal Bancorp Louisiana Net Assets
Home Federal Bancorp Louisiana net assets. Based on the latest financial reports, Home Federal Bancorp Louisiana (HFBL) has net assets worth $58.76 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($643.33 Million) and total liabilities ($584.57 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Home Federal Bancorp Louisiana (HFBL) equity growth momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $58.76 Million |
| % of Total Assets | 9.13% |
| Annual Growth Rate | 5.71% |
| 5-Year Change | 12.25% |
| 10-Year Change | 27.05% |
| Growth Volatility | 21.44 |
Net Assets of Home Federal Bancorp Louisiana (2004–2026)
Net assets of Home Federal Bancorp Louisiana from 2004 to 2026. This chart illustrates how Home Federal Bancorp Louisiana's net assets have evolved over time, based on quarterly financial data. See Home Federal Bancorp Louisiana (HFBL) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Home Federal Bancorp Louisiana (2004–2026)
The table below shows the annual net assets of Home Federal Bancorp Louisiana from 2004 to 2026. For live market cap and overall valuation, see Home Federal Bancorp Louisiana stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2026-06-30 | $58.76 Million | +6.43% |
| 2025-06-30 | $55.20 Million | +4.55% |
| 2024-06-30 | $52.80 Million | +4.47% |
| 2023-06-30 | $50.54 Million | -3.45% |
| 2022-06-30 | $52.35 Million | -0.72% |
| 2021-06-30 | $52.73 Million | +4.33% |
| 2020-06-30 | $50.53 Million | +0.38% |
| 2019-06-30 | $50.34 Million | +7.03% |
| 2018-06-30 | $47.04 Million | +1.71% |
| 2017-06-30 | $46.25 Million | +6.58% |
| 2016-06-30 | $43.39 Million | +0.01% |
| 2015-06-30 | $43.39 Million | +1.42% |
| 2014-06-30 | $42.78 Million | +1.90% |
| 2013-06-30 | $41.98 Million | -15.85% |
| 2012-06-30 | $49.89 Million | -2.53% |
| 2011-06-30 | $51.18 Million | +53.40% |
| 2010-06-30 | $33.37 Million | +6.56% |
| 2009-06-30 | $31.31 Million | +12.33% |
| 2008-06-30 | $27.87 Million | +0.22% |
| 2007-06-30 | $27.81 Million | -2.55% |
| 2006-06-30 | $28.54 Million | -12.00% |
| 2005-06-30 | $32.43 Million | +87.37% |
| 2004-06-30 | $17.31 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Home Federal Bancorp Louisiana's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 13.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Home Federal Bancorp Louisiana Net Assets Breakdown (June 2026)
Home Federal Bancorp Louisiana net assets breakdown by equity component as of June 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $16.42 Million | 27.94% |
| Common Stock | $34.00K | 0.06% |
| Other Comprehensive Income | $-2.12 Million | -3.62% |
| Other Components | $44.43 Million | 75.61% |
| Total Equity | $58.76 Million | 100.00% |
Home Federal Bancorp Louisiana Competitors by Market Cap
The table below lists competitors of Home Federal Bancorp Louisiana ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
EN Shoham Business Ltd
TA:SHOM
|
$68.85 Million |
|
Tenax Therapeutics Inc
NASDAQ:TENX
|
$68.86 Million |
|
NFC Indonesia PT Tbk
JK:NFCX
|
$68.90 Million |
|
Asian Insulators PCL
BK:AI
|
$68.95 Million |
|
EML Payments Ltd
AU:EML
|
$68.75 Million |
|
Semen Baturaja Persero Tbk
JK:SMBR
|
$68.68 Million |
|
Scorpio Gold Corp
V:SGN
|
$68.66 Million |
|
Daemyung Sonoseason Co.Ltd
KQ:007720
|
$68.65 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Home Federal Bancorp Louisiana's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 55,205,000 to 58,757,000, a change of 3,552,000 (6.4%).
- Net income of 6,174,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 191,000.
- Other factors decreased equity by 2,431,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.17 Million | +10.51% |
| Other Comprehensive Income | $-191.00K | -0.33% |
| Other Changes | $-2.43 Million | -4.14% |
| Total Change | $- | 6.43% |
Book Value vs Market Value Analysis
This analysis compares Home Federal Bancorp Louisiana's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.18x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 11.73x to 1.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-06-30 | $1.93 | $22.61 | x |
| 2005-06-30 | $4.71 | $22.61 | x |
| 2006-06-30 | $4.28 | $22.61 | x |
| 2007-06-30 | $4.15 | $22.61 | x |
| 2008-06-30 | $4.30 | $22.61 | x |
| 2009-06-30 | $4.81 | $22.61 | x |
| 2010-06-30 | $5.13 | $22.61 | x |
| 2011-06-30 | $8.80 | $22.61 | x |
| 2012-06-30 | $8.85 | $22.61 | x |
| 2013-06-30 | $8.77 | $22.61 | x |
| 2014-06-30 | $10.09 | $22.61 | x |
| 2015-06-30 | $10.68 | $22.61 | x |
| 2016-06-30 | $11.17 | $22.61 | x |
| 2017-06-30 | $12.11 | $22.61 | x |
| 2018-06-30 | $12.74 | $22.61 | x |
| 2019-06-30 | $13.29 | $22.61 | x |
| 2020-06-30 | $14.06 | $22.61 | x |
| 2021-06-30 | $15.39 | $22.61 | x |
| 2022-06-30 | $15.11 | $22.61 | x |
| 2023-06-30 | $16.03 | $22.61 | x |
| 2024-06-30 | $17.13 | $22.61 | x |
| 2025-06-30 | $17.88 | $22.61 | x |
| 2026-06-30 | $19.14 | $22.61 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Home Federal Bancorp Louisiana utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.51%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.66%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.95x
- Recent ROE (10.51%) is above the historical average (6.16%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 4.74% | 14.99% | 0.06x | 5.53x | $-910.17K |
| 2005 | 2.62% | 15.59% | 0.05x | 3.43x | $-2.39 Million |
| 2006 | 2.22% | 10.92% | 0.05x | 3.99x | $-2.22 Million |
| 2007 | 2.29% | 9.33% | 0.06x | 4.27x | $-2.14 Million |
| 2008 | -0.29% | -1.14% | 0.05x | 4.94x | $-2.87 Million |
| 2009 | 1.64% | 6.47% | 0.05x | 4.94x | $-2.62 Million |
| 2010 | 2.01% | 6.29% | 0.06x | 5.55x | $-2.67 Million |
| 2011 | 3.79% | 14.99% | 0.06x | 4.56x | $-3.18 Million |
| 2012 | 5.70% | 17.88% | 0.05x | 5.94x | $-2.15 Million |
| 2013 | 7.46% | 19.02% | 0.06x | 6.60x | $-1.07 Million |
| 2014 | 6.41% | 17.84% | 0.05x | 7.70x | $-1.53 Million |
| 2015 | 7.73% | 19.28% | 0.05x | 8.52x | $-983.60K |
| 2016 | 7.78% | 18.32% | 0.05x | 8.80x | $-962.20K |
| 2017 | 7.90% | 17.85% | 0.05x | 9.22x | $-972.60K |
| 2018 | 7.59% | 16.88% | 0.05x | 8.96x | $-1.14 Million |
| 2019 | 9.42% | 21.62% | 0.05x | 8.79x | $-291.20K |
| 2020 | 7.62% | 16.10% | 0.05x | 10.25x | $-1.20 Million |
| 2021 | 10.18% | 21.18% | 0.04x | 10.73x | $92.50K |
| 2022 | 9.31% | 21.67% | 0.04x | 11.28x | $-361.70K |
| 2023 | 11.29% | 19.99% | 0.04x | 13.08x | $649.80K |
| 2024 | 6.80% | 10.79% | 0.05x | 12.07x | $-1.69 Million |
| 2025 | 7.04% | 12.02% | 0.05x | 11.04x | $-1.63 Million |
| 2026 | 10.51% | 17.66% | 0.05x | 10.95x | $298.30K |
Industry Comparison
This section compares Home Federal Bancorp Louisiana's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $308,911,800
- Average return on equity (ROE) among peers: 0.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Home Federal Bancorp Louisiana (HFBL) | $58.76 Million | 4.74% | 9.95x | $68.79 Million |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $30.50 Million | 10.16% | 8.60x | $5.57 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $196.95 Million | 13.13% | 10.06x | $829.34 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $34.90 Million | -95.70% | 21.06x | $715.76 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.84 Billion |
| AmeriServ Financial Inc (ASRV) | $116.60 Million | 10.72% | 9.65x | $77.09 Million |
About Home Federal Bancorp Louisiana
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four … Read more