Home Federal Bancorp Louisiana (HFBL) - Net Assets
Based on the latest financial reports, Home Federal Bancorp Louisiana (HFBL) has net assets worth $57.75 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($621.45 Million) and total liabilities ($563.70 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Home Federal Bancorp Louisiana (HFBL) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $57.75 Million |
| % of Total Assets | 9.29% |
| Annual Growth Rate | 5.68% |
| 5-Year Change | 4.7% |
| 10-Year Change | 27.22% |
| Growth Volatility | 21.95 |
Home Federal Bancorp Louisiana - Net Assets Trend (2004–2025)
This chart illustrates how Home Federal Bancorp Louisiana's net assets have evolved over time, based on quarterly financial data. Also explore Home Federal Bancorp Louisiana asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Home Federal Bancorp Louisiana (2004–2025)
The table below shows the annual net assets of Home Federal Bancorp Louisiana from 2004 to 2025. For live valuation and market cap data, see HFBL market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $55.20 Million | +4.55% |
| 2024-06-30 | $52.80 Million | +4.47% |
| 2023-06-30 | $50.54 Million | -3.45% |
| 2022-06-30 | $52.35 Million | -0.72% |
| 2021-06-30 | $52.73 Million | +4.33% |
| 2020-06-30 | $50.53 Million | +0.38% |
| 2019-06-30 | $50.34 Million | +7.03% |
| 2018-06-30 | $47.04 Million | +1.71% |
| 2017-06-30 | $46.25 Million | +6.58% |
| 2016-06-30 | $43.39 Million | +0.01% |
| 2015-06-30 | $43.39 Million | +1.42% |
| 2014-06-30 | $42.78 Million | +1.90% |
| 2013-06-30 | $41.98 Million | -15.85% |
| 2012-06-30 | $49.89 Million | -2.53% |
| 2011-06-30 | $51.18 Million | +53.40% |
| 2010-06-30 | $33.37 Million | +6.56% |
| 2009-06-30 | $31.31 Million | +12.33% |
| 2008-06-30 | $27.87 Million | +0.22% |
| 2007-06-30 | $27.81 Million | -2.55% |
| 2006-06-30 | $28.54 Million | -12.00% |
| 2005-06-30 | $32.43 Million | +87.37% |
| 2004-06-30 | $17.31 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Home Federal Bancorp Louisiana's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 19.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $15.24 Million | 27.61% |
| Common Stock | $32.00K | 0.06% |
| Other Comprehensive Income | $-1.93 Million | -3.50% |
| Other Components | $41.87 Million | 75.84% |
| Total Equity | $55.20 Million | 100.00% |
Home Federal Bancorp Louisiana Competitors by Market Cap
The table below lists competitors of Home Federal Bancorp Louisiana ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dsr Wire
KO:069730
|
$55.04 Million |
|
Anatolia Tani ve Biyoteknoloji Urunleri Arastirma Gelistirme Sanayi ve Ticaret
IS:ANGEN
|
$55.04 Million |
|
Cedergrenska AB
ST:CEDER
|
$55.05 Million |
|
NK Co. Ltd
KO:085310
|
$55.06 Million |
|
3P Learning Ltd
AU:3PL
|
$55.03 Million |
|
POS Malaysia&Services Holdings Bhd
KLSE:4634
|
$55.03 Million |
|
Credo Brands Marketing Limited
NSE:MUFTI
|
$54.98 Million |
|
American Creek Resources Ltd
V:AMK
|
$54.98 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Home Federal Bancorp Louisiana's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 52,803,000 to 55,205,000, a change of 2,402,000 (4.5%).
- Net income of 3,888,000 contributed positively to equity growth.
- Dividend payments of 1,629,000 reduced retained earnings.
- Share repurchases of 1,073,000 reduced equity.
- Other comprehensive income increased equity by 681,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.89 Million | +7.04% |
| Dividends Paid | $1.63 Million | -2.95% |
| Share Repurchases | $1.07 Million | -1.94% |
| Other Comprehensive Income | $681.00K | +1.23% |
| Other Changes | $535.00K | +0.97% |
| Total Change | $- | 4.55% |
Book Value vs Market Value Analysis
This analysis compares Home Federal Bancorp Louisiana's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.05x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.72x to 1.05x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-06-30 | $1.93 | $18.74 | x |
| 2005-06-30 | $4.71 | $18.74 | x |
| 2006-06-30 | $4.28 | $18.74 | x |
| 2007-06-30 | $4.15 | $18.74 | x |
| 2008-06-30 | $4.30 | $18.74 | x |
| 2009-06-30 | $4.81 | $18.74 | x |
| 2010-06-30 | $5.13 | $18.74 | x |
| 2011-06-30 | $8.80 | $18.74 | x |
| 2012-06-30 | $8.85 | $18.74 | x |
| 2013-06-30 | $8.77 | $18.74 | x |
| 2014-06-30 | $10.09 | $18.74 | x |
| 2015-06-30 | $10.68 | $18.74 | x |
| 2016-06-30 | $11.17 | $18.74 | x |
| 2017-06-30 | $12.11 | $18.74 | x |
| 2018-06-30 | $12.74 | $18.74 | x |
| 2019-06-30 | $13.29 | $18.74 | x |
| 2020-06-30 | $14.06 | $18.74 | x |
| 2021-06-30 | $15.39 | $18.74 | x |
| 2022-06-30 | $15.11 | $18.74 | x |
| 2023-06-30 | $16.03 | $18.74 | x |
| 2024-06-30 | $17.13 | $18.74 | x |
| 2025-06-30 | $17.88 | $18.74 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Home Federal Bancorp Louisiana utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.04%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.02%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.04x
- Recent ROE (7.04%) is above the historical average (5.97%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 4.74% | 14.99% | 0.06x | 5.53x | $-910.17K |
| 2005 | 2.62% | 15.59% | 0.05x | 3.43x | $-2.39 Million |
| 2006 | 2.22% | 10.92% | 0.05x | 3.99x | $-2.22 Million |
| 2007 | 2.29% | 9.33% | 0.06x | 4.27x | $-2.14 Million |
| 2008 | -0.29% | -1.14% | 0.05x | 4.94x | $-2.87 Million |
| 2009 | 1.64% | 6.47% | 0.05x | 4.94x | $-2.62 Million |
| 2010 | 2.01% | 6.29% | 0.06x | 5.55x | $-2.67 Million |
| 2011 | 3.79% | 14.99% | 0.06x | 4.56x | $-3.18 Million |
| 2012 | 5.70% | 17.88% | 0.05x | 5.94x | $-2.15 Million |
| 2013 | 7.46% | 19.02% | 0.06x | 6.60x | $-1.07 Million |
| 2014 | 6.41% | 17.84% | 0.05x | 7.70x | $-1.53 Million |
| 2015 | 7.73% | 19.28% | 0.05x | 8.52x | $-983.60K |
| 2016 | 7.78% | 18.32% | 0.05x | 8.80x | $-962.20K |
| 2017 | 7.90% | 17.85% | 0.05x | 9.22x | $-972.60K |
| 2018 | 7.59% | 16.88% | 0.05x | 8.96x | $-1.14 Million |
| 2019 | 9.42% | 21.62% | 0.05x | 8.79x | $-291.20K |
| 2020 | 7.62% | 16.10% | 0.05x | 10.25x | $-1.20 Million |
| 2021 | 10.18% | 21.18% | 0.04x | 10.73x | $92.50K |
| 2022 | 9.31% | 21.67% | 0.04x | 11.28x | $-361.70K |
| 2023 | 11.29% | 19.99% | 0.04x | 13.08x | $649.80K |
| 2024 | 6.80% | 10.79% | 0.05x | 12.07x | $-1.69 Million |
| 2025 | 7.04% | 12.02% | 0.05x | 11.04x | $-1.63 Million |
Industry Comparison
This section compares Home Federal Bancorp Louisiana's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Home Federal Bancorp Louisiana (HFBL) | $57.75 Million | 4.74% | 9.76x | $55.04 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Home Federal Bancorp Louisiana
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four … Read more