Hope Bancorp Inc - Asset Resilience Ratio
Hope Bancorp Inc (HOPE) has an Asset Resilience Ratio of 11.19% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Hope Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Hope Bancorp Inc's Asset Resilience Ratio has changed over time. See Hope Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Hope Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Hope Bancorp Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.07 Billion | 11.19% |
| Total Liquid Assets | $2.07 Billion | 11.19% |
Asset Resilience Insights
- Moderate Liquidity: Hope Bancorp Inc has 11.19% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Hope Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Hope Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Hope Bancorp Inc (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Hope Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.19% | $2.07 Billion | $18.53 Billion | +13.75pp |
| 2024-12-31 | -2.56% | $-437.40 Million | $17.05 Billion | -13.78pp |
| 2023-12-31 | 11.21% | $2.15 Billion | $19.13 Billion | +0.92pp |
| 2022-12-31 | 10.29% | $1.97 Billion | $19.16 Billion | -4.61pp |
| 2021-12-31 | 14.90% | $2.67 Billion | $17.89 Billion | +1.54pp |
| 2020-12-31 | 13.36% | $2.29 Billion | $17.11 Billion | +2.41pp |
| 2019-12-31 | 10.95% | $1.72 Billion | $15.67 Billion | -1.11pp |
| 2018-12-31 | 12.06% | $1.85 Billion | $15.31 Billion | -0.05pp |
| 2017-12-31 | 12.11% | $1.72 Billion | $14.21 Billion | +0.53pp |
| 2016-12-31 | 11.58% | $1.56 Billion | $13.44 Billion | -1.19pp |
| 2015-12-31 | 12.77% | $1.01 Billion | $7.91 Billion | +1.62pp |
| 2014-12-31 | 11.16% | $796.52 Million | $7.14 Billion | +0.25pp |
| 2013-12-31 | 10.90% | $705.75 Million | $6.47 Billion | -1.59pp |
| 2012-12-31 | 12.49% | $704.40 Million | $5.64 Billion | +12.50pp |
| 2011-12-31 | -0.01% | $-525.00K | $5.17 Billion | -5.02pp |
| 2010-12-31 | 5.01% | $148.41 Million | $2.96 Billion | +1.85pp |
| 2009-12-31 | 3.16% | $101.85 Million | $3.23 Billion | +2.44pp |
| 2008-12-31 | 0.71% | $19.00 Million | $2.67 Billion | +0.34pp |
| 2007-12-31 | 0.37% | $9.00 Million | $2.42 Billion | -1.80pp |
| 2006-12-31 | 2.17% | $44.50 Million | $2.05 Billion | -0.08pp |
| 2005-12-31 | 2.26% | $40.10 Million | $1.78 Billion | -1.09pp |
| 2003-12-31 | 3.35% | $42.20 Million | $1.26 Billion | -4.15pp |
| 2002-12-31 | 7.50% | $73.39 Million | $979.25 Million | +1.21pp |
| 2001-12-31 | 6.29% | $42.72 Million | $679.44 Million | -- |
About Hope Bancorp Inc
Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, … Read more