Hope Bancorp Inc - Asset Resilience Ratio
Hope Bancorp Inc (HOPE) has an Asset Resilience Ratio of 0.21% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HOPE net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Hope Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HOPE total asset value.
Liquid Assets Composition Over Time
This chart breaks down Hope Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore HOPE long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $39.82 Million | 0.21% |
| Total Liquid Assets | $39.82 Million | 0.21% |
Asset Resilience Insights
- Limited Liquidity: Hope Bancorp Inc maintains only 0.21% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hope Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Hope Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Hope Bancorp Inc (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Hope Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.19% | $2.07 Billion | $18.53 Billion | +13.75pp |
| 2024-12-31 | -2.56% | $-437.40 Million | $17.05 Billion | -13.78pp |
| 2023-12-31 | 11.21% | $2.15 Billion | $19.13 Billion | +0.92pp |
| 2022-12-31 | 10.29% | $1.97 Billion | $19.16 Billion | -4.61pp |
| 2021-12-31 | 14.90% | $2.67 Billion | $17.89 Billion | +1.54pp |
| 2020-12-31 | 13.36% | $2.29 Billion | $17.11 Billion | +2.41pp |
| 2019-12-31 | 10.95% | $1.72 Billion | $15.67 Billion | -1.11pp |
| 2018-12-31 | 12.06% | $1.85 Billion | $15.31 Billion | -0.05pp |
| 2017-12-31 | 12.11% | $1.72 Billion | $14.21 Billion | +0.53pp |
| 2016-12-31 | 11.58% | $1.56 Billion | $13.44 Billion | -1.19pp |
| 2015-12-31 | 12.77% | $1.01 Billion | $7.91 Billion | +1.62pp |
| 2014-12-31 | 11.16% | $796.52 Million | $7.14 Billion | +0.25pp |
| 2013-12-31 | 10.90% | $705.75 Million | $6.47 Billion | -1.59pp |
| 2012-12-31 | 12.49% | $704.40 Million | $5.64 Billion | +12.50pp |
| 2011-12-31 | -0.01% | $-525.00K | $5.17 Billion | -5.02pp |
| 2010-12-31 | 5.01% | $148.41 Million | $2.96 Billion | +1.85pp |
| 2009-12-31 | 3.16% | $101.85 Million | $3.23 Billion | +2.44pp |
| 2008-12-31 | 0.71% | $19.00 Million | $2.67 Billion | +0.34pp |
| 2007-12-31 | 0.37% | $9.00 Million | $2.42 Billion | -1.80pp |
| 2006-12-31 | 2.17% | $44.50 Million | $2.05 Billion | -0.08pp |
| 2005-12-31 | 2.26% | $40.10 Million | $1.78 Billion | -1.09pp |
| 2003-12-31 | 3.35% | $42.20 Million | $1.26 Billion | -4.15pp |
| 2002-12-31 | 7.50% | $73.39 Million | $979.25 Million | +1.21pp |
| 2001-12-31 | 6.29% | $42.72 Million | $679.44 Million | -- |
About Hope Bancorp Inc
Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, … Read more