Hope Bancorp Inc (HOPE) - Net Assets
Based on the latest financial reports, Hope Bancorp Inc (HOPE) has net assets worth $2.28 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($18.53 Billion) and total liabilities ($16.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Hope Bancorp Inc's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.28 Billion |
| % of Total Assets | 12.32% |
| Annual Growth Rate | 20.7% |
| 5-Year Change | 9.09% |
| 10-Year Change | 22.96% |
| Growth Volatility | 32.87 |
Hope Bancorp Inc - Net Assets Trend (1996–2025)
This chart illustrates how Hope Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Also explore HOPE total asset value for the complete picture of this company's asset base.
Annual Net Assets for Hope Bancorp Inc (1996–2025)
The table below shows the annual net assets of Hope Bancorp Inc from 1996 to 2025. For live valuation and market cap data, see HOPE market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.28 Billion | +6.97% |
| 2024-12-31 | $2.13 Billion | +0.63% |
| 2023-12-31 | $2.12 Billion | +5.05% |
| 2022-12-31 | $2.02 Billion | -3.52% |
| 2021-12-31 | $2.09 Billion | +1.91% |
| 2020-12-31 | $2.05 Billion | +0.87% |
| 2019-12-31 | $2.04 Billion | +6.98% |
| 2018-12-31 | $1.90 Billion | -1.30% |
| 2017-12-31 | $1.93 Billion | +3.84% |
| 2016-12-31 | $1.86 Billion | +97.94% |
| 2015-12-31 | $938.10 Million | +6.27% |
| 2014-12-31 | $882.77 Million | +8.84% |
| 2013-12-31 | $811.10 Million | +7.99% |
| 2012-12-31 | $751.10 Million | -5.67% |
| 2011-12-31 | $796.24 Million | +122.07% |
| 2010-12-31 | $358.56 Million | -2.56% |
| 2009-12-31 | $367.98 Million | +26.91% |
| 2008-12-31 | $289.95 Million | +30.50% |
| 2007-12-31 | $222.18 Million | +19.05% |
| 2006-12-31 | $186.63 Million | +27.17% |
| 2005-12-31 | $146.75 Million | +44.94% |
| 2004-12-31 | $101.25 Million | +19.13% |
| 2003-12-31 | $85.00 Million | +2.68% |
| 2002-12-31 | $82.78 Million | +49.35% |
| 2001-12-31 | $55.43 Million | +24.52% |
| 2000-12-31 | $44.51 Million | +66.55% |
| 1999-12-31 | $26.73 Million | +17.19% |
| 1998-12-31 | $22.80 Million | +16.19% |
| 1997-12-31 | $19.63 Million | +101.44% |
| 1996-12-31 | $9.74 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Hope Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 117239400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.17 Billion | 51.35% |
| Common Stock | $146.00K | 0.01% |
| Other Comprehensive Income | $-148.31 Million | -6.50% |
| Other Components | $1.26 Billion | 55.14% |
| Total Equity | $2.28 Billion | 100.00% |
Hope Bancorp Inc Competitors by Market Cap
The table below lists competitors of Hope Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DUERR AG UNSP.ADR 1/5
F:DUEB
|
$1.56 Billion |
|
V-Guard Industries Limited
NSE:VGUARD
|
$1.56 Billion |
|
Yunnan Salt & Salt Chemical Industry Co Ltd
SHE:002053
|
$1.56 Billion |
|
Pharma Mar S.A.
MC:PHM
|
$1.56 Billion |
|
Nongshim
KO:004370
|
$1.56 Billion |
|
Quantum Computing Inc
NASDAQ:QUBT
|
$1.56 Billion |
|
Shenzhen Center Power Tech Co Ltd
SHE:002733
|
$1.56 Billion |
|
Laobaixing Pharmacy
SHG:603883
|
$1.55 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hope Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,134,505,000 to 2,283,268,000, a change of 148,763,000 (7.0%).
- Net income of 58,524,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 79,565,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $58.52 Million | +2.56% |
| Other Comprehensive Income | $79.56 Million | +3.48% |
| Other Changes | $10.67 Million | +0.47% |
| Total Change | $- | 6.97% |
Book Value vs Market Value Analysis
This analysis compares Hope Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.71x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 14.58x to 0.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $0.86 | $12.59 | x |
| 1997-12-31 | $1.40 | $12.59 | x |
| 1998-12-31 | $1.14 | $12.59 | x |
| 1999-12-31 | $1.35 | $12.59 | x |
| 2000-12-31 | $2.17 | $12.59 | x |
| 2001-12-31 | $2.38 | $12.59 | x |
| 2002-12-31 | $2.83 | $12.59 | x |
| 2003-12-31 | $3.55 | $12.59 | x |
| 2004-12-31 | $4.09 | $12.59 | x |
| 2005-12-31 | $5.85 | $12.59 | x |
| 2006-12-31 | $7.07 | $12.59 | x |
| 2007-12-31 | $8.38 | $12.59 | x |
| 2008-12-31 | $10.97 | $12.59 | x |
| 2009-12-31 | $12.98 | $12.59 | x |
| 2010-12-31 | $12.64 | $12.59 | x |
| 2011-12-31 | $18.86 | $12.59 | x |
| 2012-12-31 | $9.62 | $12.59 | x |
| 2013-12-31 | $10.23 | $12.59 | x |
| 2014-12-31 | $11.09 | $12.59 | x |
| 2015-12-31 | $11.78 | $12.59 | x |
| 2016-12-31 | $17.94 | $12.59 | x |
| 2017-12-31 | $14.21 | $12.59 | x |
| 2018-12-31 | $14.42 | $12.59 | x |
| 2019-12-31 | $16.05 | $12.59 | x |
| 2020-12-31 | $16.58 | $12.59 | x |
| 2021-12-31 | $17.00 | $12.59 | x |
| 2022-12-31 | $16.76 | $12.59 | x |
| 2023-12-31 | $17.62 | $12.59 | x |
| 2024-12-31 | $17.62 | $12.59 | x |
| 2025-12-31 | $17.73 | $12.59 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hope Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.56%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.05%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.12x
- Recent ROE (2.56%) is below the historical average (10.95%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 21.14% | 34.32% | 0.05x | 12.57x | $1.09 Million |
| 1997 | 13.74% | 29.72% | 0.05x | 9.23x | $734.20K |
| 1998 | 14.01% | 25.47% | 0.05x | 12.11x | $915.50K |
| 1999 | 14.86% | 11.93% | 0.09x | 13.43x | $1.30 Million |
| 2000 | 23.49% | 18.97% | 0.09x | 13.52x | $6.01 Million |
| 2001 | 19.46% | 17.07% | 0.09x | 12.26x | $5.24 Million |
| 2002 | 21.19% | 21.06% | 0.07x | 14.98x | $7.31 Million |
| 2003 | 16.63% | 16.84% | 0.06x | 15.26x | $5.47 Million |
| 2004 | 19.54% | 19.70% | 0.07x | 14.89x | $9.66 Million |
| 2005 | 18.30% | 19.54% | 0.08x | 12.10x | $12.18 Million |
| 2006 | 18.11% | 19.31% | 0.09x | 10.97x | $15.14 Million |
| 2007 | 14.94% | 16.74% | 0.08x | 10.91x | $10.98 Million |
| 2008 | 0.95% | 1.51% | 0.07x | 9.22x | $-26.24 Million |
| 2009 | -1.56% | -3.24% | 0.05x | 8.77x | $-42.52 Million |
| 2010 | -2.02% | -4.25% | 0.06x | 8.26x | $-43.10 Million |
| 2011 | 3.41% | 14.96% | 0.04x | 6.50x | $-52.51 Million |
| 2012 | 11.08% | 27.90% | 0.05x | 7.51x | $8.11 Million |
| 2013 | 10.08% | 25.55% | 0.05x | 7.98x | $644.80K |
| 2014 | 10.04% | 26.07% | 0.05x | 8.09x | $337.70K |
| 2015 | 9.83% | 25.96% | 0.04x | 8.43x | $-1.55 Million |
| 2016 | 6.13% | 24.16% | 0.04x | 7.24x | $-71.94 Million |
| 2017 | 7.23% | 21.86% | 0.04x | 7.37x | $-53.38 Million |
| 2018 | 9.96% | 34.77% | 0.04x | 8.04x | $-732.10K |
| 2019 | 8.40% | 33.45% | 0.03x | 7.70x | $-32.56 Million |
| 2020 | 5.43% | 21.69% | 0.03x | 8.33x | $-93.86 Million |
| 2021 | 9.77% | 37.06% | 0.03x | 8.55x | $-4.73 Million |
| 2022 | 10.81% | 34.98% | 0.03x | 9.49x | $16.34 Million |
| 2023 | 6.30% | 12.21% | 0.06x | 9.02x | $-78.45 Million |
| 2024 | 4.67% | 9.96% | 0.06x | 7.99x | $-113.82 Million |
| 2025 | 2.56% | 6.05% | 0.05x | 8.12x | $-169.80 Million |
Industry Comparison
This section compares Hope Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hope Bancorp Inc (HOPE) | $2.28 Billion | 21.14% | 7.12x | $1.56 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Hope Bancorp Inc
Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, … Read more