John Marshall Bancorp Inc - Asset Resilience Ratio

Latest as of June 2026: 9.03%

John Marshall Bancorp Inc (JMSB) has an Asset Resilience Ratio of 9.03% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See JMSB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$216.79 Million

Cash + Short-term Investments

Total Assets

$2.40 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how John Marshall Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see John Marshall Bancorp Inc (JMSB) total assets.

Liquid Assets Composition Over Time

This chart breaks down John Marshall Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore John Marshall Bancorp Inc (JMSB) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$216.79 Million	9.03%
Total Liquid Assets	$216.79 Million	9.03%

Asset Resilience Insights

Limited Liquidity: John Marshall Bancorp Inc maintains only 9.03% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

John Marshall Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare John Marshall Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for John Marshall Bancorp Inc (2013–2025)

The table below shows the annual Asset Resilience Ratio data for John Marshall Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.74%	$17.28 Million	$2.33 Billion	-0.19pp
2024-12-31	0.93%	$20.80 Million	$2.23 Billion	-6.65pp
2023-12-31	7.58%	$169.99 Million	$2.24 Billion	-7.65pp
2022-12-31	15.23%	$357.58 Million	$2.35 Billion	+4.09pp
2021-12-31	11.13%	$239.30 Million	$2.15 Billion	+3.08pp
2020-12-31	8.06%	$151.90 Million	$1.89 Billion	+0.30pp
2019-12-31	7.76%	$122.73 Million	$1.58 Billion	+3.38pp
2018-12-31	4.38%	$61.05 Million	$1.39 Billion	-0.28pp
2017-12-31	4.66%	$54.70 Million	$1.18 Billion	+0.16pp
2016-12-31	4.49%	$48.31 Million	$1.08 Billion	+1.03pp
2015-12-31	3.46%	$32.15 Million	$928.62 Million	+1.75pp
2014-12-31	1.71%	$13.48 Million	$786.84 Million	-5.64pp
2013-12-31	7.36%	$48.74 Million	$662.54 Million	--

pp = percentage points

About John Marshall Bancorp Inc

NASDAQ:JMSB USA Banks - Regional

Market Cap

$325.71 Million

Market Cap Rank

#14491 Global

#3440 in USA

Share Price

$23.08

Change (1 day)

-1.62%

52-Week Range

$18.57 - $23.81

All Time High

$28.91