LM Funding America Inc - Asset Resilience Ratio
LM Funding America Inc (LMFA) has an Asset Resilience Ratio of 18.99% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read LMFA total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how LM Funding America Inc's Asset Resilience Ratio has changed over time. See LMFA net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down LM Funding America Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LMFA market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.42 Million | 18.99% |
| Total Liquid Assets | $11.42 Million | 18.99% |
Asset Resilience Insights
- Good Liquidity Position: LM Funding America Inc maintains a healthy 18.99% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
LM Funding America Inc Industry Peers by Asset Resilience Ratio
Compare LM Funding America Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for LM Funding America Inc (2015–2024)
The table below shows the annual Asset Resilience Ratio data for LM Funding America Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.06% | $27.05K | $44.05 Million | -9.04pp |
| 2023-12-31 | 9.11% | $3.43 Million | $37.71 Million | +7.43pp |
| 2022-12-31 | 1.68% | $892.32K | $53.19 Million | -5.84pp |
| 2021-12-31 | 7.52% | $4.67 Million | $62.10 Million | -- |
| 2020-12-31 | 0.00% | $0.00 | $12.32 Million | -- |
| 2019-12-31 | 0.00% | $0.00 | $7.64 Million | -- |
| 2018-12-31 | 24.88% | $1.51 Million | $6.06 Million | -- |
| 2017-12-31 | 0.00% | $0.00 | $1.97 Million | -- |
| 2016-12-31 | 0.00% | $0.00 | $10.01 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $14.41 Million | -- |
About LM Funding America Inc
LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Bitcoin Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.