LM Funding America Inc (LMFA) - Net Assets
Based on the latest financial reports, LM Funding America Inc (LMFA) has net assets worth $28.88 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($51.32 Million) and total liabilities ($22.44 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LM Funding America Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $28.88 Million |
| % of Total Assets | 56.27% |
| Annual Growth Rate | N/A |
| 5-Year Change | -52.67% |
| 10-Year Change | 592.58% |
| Growth Volatility | 218.91 |
LM Funding America Inc - Net Assets Trend (2013–2025)
This chart illustrates how LM Funding America Inc's net assets have evolved over time, based on quarterly financial data. See LM Funding America Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for LM Funding America Inc (2013–2025)
The table below shows the annual net assets of LM Funding America Inc from 2013 to 2025. For live valuation and market cap data, see LM Funding America Inc (LMFA) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $28.88 Million | -18.29% |
| 2024-12-31 | $35.34 Million | +1.38% |
| 2023-12-31 | $34.86 Million | -31.37% |
| 2022-12-31 | $50.80 Million | -16.74% |
| 2021-12-31 | $61.01 Million | +431.99% |
| 2020-12-31 | $11.47 Million | +304.54% |
| 2019-12-31 | $2.83 Million | -51.19% |
| 2018-12-31 | $5.81 Million | +547.58% |
| 2017-12-31 | $896.98K | -78.49% |
| 2016-12-31 | $4.17 Million | -33.44% |
| 2015-12-31 | $6.26 Million | +652.82% |
| 2014-12-31 | $-1.13 Million | +55.49% |
| 2013-12-31 | $-2.55 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to LM Funding America Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 9258292800.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $13.59K | 0.04% |
| Other Components | $123.19 Million | 402.34% |
| Total Equity | $30.62 Million | 100.00% |
LM Funding America Inc Competitors by Market Cap
The table below lists competitors of LM Funding America Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Semilux International Ltd. Ordinary Shares
NASDAQ:SELX
|
$3.25 Million |
|
Bridge Saas Ltd
AU:BGE
|
$3.25 Million |
|
RevoluGROUP Canada Inc
V:REVO
|
$3.26 Million |
|
Cascadero Copper Corp
V:CCD
|
$3.26 Million |
|
INEO Tech Corp
V:INEO
|
$3.25 Million |
|
IT Tech Packaging Inc
NYSE MKT:ITP
|
$3.24 Million |
|
NORTHERN SHIELD RES INC.
F:N9SA
|
$3.24 Million |
|
Norcros Plc
LSE:NXR
|
$3.24 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in LM Funding America Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 37,027,341 to 30,617,585, a change of -6,409,756 (-17.3%).
- Net loss of 26,920,197 reduced equity.
- Share repurchases of 7,973,666 reduced equity.
- New share issuances of 27,268,900 increased equity.
- Other factors increased equity by 1,215,207.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-26.92 Million | -87.92% |
| Share Repurchases | $7.97 Million | -26.04% |
| Share Issuances | $27.27 Million | +89.06% |
| Other Changes | $1.22 Million | +3.97% |
| Total Change | $- | -17.31% |
Book Value vs Market Value Analysis
This analysis compares LM Funding America Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.06x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $-38.60 | $0.20 | x |
| 2014-12-31 | $-17.34 | $0.20 | x |
| 2015-12-31 | $94.74 | $0.20 | x |
| 2016-12-31 | $63.17 | $0.20 | x |
| 2017-12-31 | $13.35 | $0.20 | x |
| 2018-12-31 | $29.14 | $0.20 | x |
| 2019-12-31 | $4.45 | $0.20 | x |
| 2020-12-31 | $42.38 | $0.20 | x |
| 2021-12-31 | $11.21 | $0.20 | x |
| 2022-12-31 | $22.56 | $0.20 | x |
| 2023-12-31 | $15.84 | $0.20 | x |
| 2024-12-31 | $13.19 | $0.20 | x |
| 2025-12-31 | $3.52 | $0.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently LM Funding America Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -87.92%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -306.19%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 1.68x
- Recent ROE (-87.92%) is above the historical average (-103.36%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 0.00% | 25.11% | 1.09x | 0.00x | $1.99 Million |
| 2014 | 0.00% | 31.15% | 1.13x | 0.00x | $2.50 Million |
| 2015 | 27.64% | 24.88% | 0.48x | 2.30x | $1.11 Million |
| 2016 | -56.85% | -51.45% | 0.46x | 2.40x | $-2.79 Million |
| 2017 | -961.80% | -207.22% | 2.12x | 2.19x | $-8.72 Million |
| 2018 | -8.13% | -14.01% | 0.56x | 1.04x | $-1.05 Million |
| 2019 | -105.99% | -124.69% | 0.32x | 2.70x | $-3.29 Million |
| 2020 | -35.26% | -312.44% | 0.11x | 1.07x | $-5.19 Million |
| 2021 | 7.83% | 33.94% | 0.23x | 1.02x | $-1.32 Million |
| 2022 | -59.44% | -455.64% | 0.12x | 1.08x | $-34.16 Million |
| 2023 | -44.06% | -257.62% | 0.16x | 1.04x | $-19.56 Million |
| 2024 | -19.76% | -66.51% | 0.25x | 1.19x | $-11.02 Million |
| 2025 | -87.92% | -306.19% | 0.17x | 1.68x | $-29.98 Million |
Industry Comparison
This section compares LM Funding America Inc's net assets metrics with peer companies in the Capital Markets industry.
Industry Context
- Industry: Capital Markets
- Average net assets among peers: $162,193,309
- Average return on equity (ROE) among peers: -6.68%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| LM Funding America Inc (LMFA) | $28.88 Million | 0.00% | 0.78x | $3.25 Million |
| American Bitcoin Corp (ABTC) | $1.02 Billion | 42.26% | 0.09x | $278.79 Million |
| Abits Group Inc. (ABTS) | $9.73 Million | -6.60% | 0.34x | $3.23 Million |
| Sphere 3D Corp (ANY) | $40.32 Million | -58.05% | 0.24x | $21.08 Million |
| Argo Blockchain PLC ADR (ARBK) | $33.15 Million | 5.93% | 0.34x | $957.54K |
| AtlasClear Holdings, Inc. (ATCH) | $-3.23 Million | 0.00% | 0.00x | $32.53 Million |
| Prestige Wealth Inc. (AURE) | $-291.66K | 0.00% | 0.00x | $51.29 Million |
| Solowin Holdings (AXG) | $3.34 Million | 5.15% | 2.06x | $529.48 Million |
| BGC Group Inc. (BGC) | $271.69 Million | 13.29% | 0.10x | $4.46 Billion |
| Big Digital Energy, Inc. (BGDE) | $-3.24 Million | 0.00% | 0.00x | $34.07 Million |
| Bitfarms Ltd (BITF) | $255.40 Million | -68.77% | 0.34x | $1.21 Billion |
About LM Funding America Inc
LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments: Specialty Finance and Mining and Treasury Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.