Lexinfintech Holdings Ltd - Asset Resilience Ratio
Lexinfintech Holdings Ltd (LX) has an Asset Resilience Ratio of 0.60% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Lexinfintech Holdings Ltd balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Lexinfintech Holdings Ltd's Asset Resilience Ratio has changed over time. See Lexinfintech Holdings Ltd (LX) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Lexinfintech Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Lexinfintech Holdings Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $138.50 Million | 0.6% |
| Total Liquid Assets | $138.50 Million | 0.60% |
Asset Resilience Insights
- Limited Liquidity: Lexinfintech Holdings Ltd maintains only 0.60% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lexinfintech Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Lexinfintech Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Green Dot Corporation
NYSE:GDOT |
Credit Services | 0.00% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.17% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.02% |
|
Eason Technology Limited
NYSE MKT:DXF |
Credit Services | 0.11% |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC |
Credit Services | 3.39% |
|
SR Accord
TA:SRAC |
Credit Services | 0.09% |
|
Kruk SA
WAR:KRU |
Credit Services | 24.59% |
|
ASA International Group PLC
LSE:ASAI |
Credit Services | 425.59% |
Annual Asset Resilience Ratio for Lexinfintech Holdings Ltd (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Lexinfintech Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.36% | $80.00 Million | $22.24 Billion | -0.50pp |
| 2023-12-31 | 0.86% | $200.00 Million | $23.14 Billion | -0.32pp |
| 2022-12-31 | 1.19% | $270.00 Million | $22.77 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $21.03 Billion | -- |
| 2019-12-31 | 0.00% | $0.00 | $19.24 Billion | -- |
| 2018-12-31 | 0.00% | $0.00 | $12.47 Billion | -- |
| 2017-12-31 | 0.00% | $0.00 | $14.73 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $8.72 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $3.82 Billion | -- |
About Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installme… Read more