Lexinfintech Holdings Ltd Asset Resilience Ratio
Lexinfintech Holdings Ltd asset resilience ratio. Lexinfintech Holdings Ltd (LX) has an Asset Resilience Ratio of 0.49% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Lexinfintech Holdings Ltd liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Lexinfintech Holdings Ltd (2015–2025)
Asset resilience ratio of Lexinfintech Holdings Ltd from 2015 to 2025. This chart shows how Lexinfintech Holdings Ltd's Asset Resilience Ratio has changed over time. Read LX total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Lexinfintech Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Lexinfintech Holdings Ltd balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $111.14 Million | 0.49% |
| Total Liquid Assets | $111.14 Million | 0.49% |
Asset Resilience Insights
- Limited Liquidity: Lexinfintech Holdings Ltd maintains only 0.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lexinfintech Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Lexinfintech Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Lexinfintech Holdings Ltd Asset Resilience Ratio by Year (2015–2025)
Lexinfintech Holdings Ltd asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Lexinfintech Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.34% | $78.51 Million | $23.18 Billion | -0.02pp |
| 2024-12-31 | 0.36% | $80.00 Million | $22.24 Billion | -0.50pp |
| 2023-12-31 | 0.86% | $200.00 Million | $23.14 Billion | -0.32pp |
| 2022-12-31 | 1.19% | $270.00 Million | $22.77 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $21.03 Billion | -- |
| 2019-12-31 | 0.00% | $0.00 | $19.24 Billion | -- |
| 2018-12-31 | 0.00% | $0.00 | $12.47 Billion | -- |
| 2017-12-31 | 0.00% | $0.00 | $14.73 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $8.72 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $3.82 Billion | -- |
About Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment… Read more