Lexinfintech Holdings Ltd - Asset Resilience Ratio
Lexinfintech Holdings Ltd (LX) has an Asset Resilience Ratio of 0.49% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Lexinfintech Holdings Ltd (LX) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Lexinfintech Holdings Ltd's Asset Resilience Ratio has changed over time. See Lexinfintech Holdings Ltd (LX) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Lexinfintech Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Lexinfintech Holdings Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $111.14 Million | 0.49% |
| Total Liquid Assets | $111.14 Million | 0.49% |
Asset Resilience Insights
- Limited Liquidity: Lexinfintech Holdings Ltd maintains only 0.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lexinfintech Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Lexinfintech Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bajaj Finance Limited
NSE:BAJFINANCE |
Credit Services | 2.35% |
|
Manappuram Finance Limited
NSE:MANAPPURAM |
Credit Services | 4.86% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
Hotai Finance Corp
TW:6592 |
Credit Services | 1.50% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Mufin Green Finance Ltd
NSE:MUFIN |
Credit Services | 3.44% |
|
Vakif Finansal Kiralama AS
IS:VAKFN |
Credit Services | 0.62% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
Annual Asset Resilience Ratio for Lexinfintech Holdings Ltd (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Lexinfintech Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.34% | $78.51 Million | $23.18 Billion | -0.02pp |
| 2024-12-31 | 0.36% | $80.00 Million | $22.24 Billion | -0.50pp |
| 2023-12-31 | 0.86% | $200.00 Million | $23.14 Billion | -0.32pp |
| 2022-12-31 | 1.19% | $270.00 Million | $22.77 Billion | -- |
| 2021-12-31 | 0.00% | $0.00 | $21.03 Billion | -- |
| 2019-12-31 | 0.00% | $0.00 | $19.24 Billion | -- |
| 2018-12-31 | 0.00% | $0.00 | $12.47 Billion | -- |
| 2017-12-31 | 0.00% | $0.00 | $14.73 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $8.72 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $3.82 Billion | -- |
About Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment… Read more