Lexinfintech Holdings Ltd (LX) - Total Assets
Based on the latest financial reports, Lexinfintech Holdings Ltd (LX) holds total assets worth $22.68 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Lexinfintech Holdings Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
Lexinfintech Holdings Ltd - Total Assets Trend (2015–2025)
This chart illustrates how Lexinfintech Holdings Ltd's total assets have evolved over time, based on quarterly financial data. See LX net assets for net asset value and shareholders' equity analysis.
Lexinfintech Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
Lexinfintech Holdings Ltd's total assets of $22.68 Billion consist of 59.3% current assets and 40.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 16.7% |
| Accounts Receivable | $9.79 Billion | 42.2% |
| Inventory | $24.12 Million | 0.1% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $828.47 Million | 3.6% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2015–2025)
This chart illustrates how Lexinfintech Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LX company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Lexinfintech Holdings Ltd's current assets represent 59.3% of total assets in 2025, a decrease from 88.6% in 2015.
- Cash Position: Cash and equivalents constituted 16.7% of total assets in 2025, up from 3.6% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 42.2% of total assets.
Lexinfintech Holdings Ltd Competitors by Total Assets
Key competitors of Lexinfintech Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
Oportun Financial Corp
NASDAQ:OPRT
|
USA | $3.17 Billion |
|
Humm Group Ltd
AU:HUM
|
Australia | AU$5.36 Billion |
|
FSA Group Ltd
AU:FSA
|
Australia | AU$1.06 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
|
creditshelf Aktiengesellschaft
F:CSQ
|
Germany | €8.03 Million |
Lexinfintech Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 5.55 | 1.85 | 1.54 |
| Quick Ratio | 5.54 | 1.85 | 1.53 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $10.34 Billion | $8.44 Billion | $5.60 Billion |
Lexinfintech Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between Lexinfintech Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.21 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 4.2% |
| Total Assets | $23.18 Billion |
| Market Capitalization | $188.51 Million USD |
Valuation Analysis
Below Book Valuation: The market values Lexinfintech Holdings Ltd's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Lexinfintech Holdings Ltd's assets grew by 4.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Lexinfintech Holdings Ltd (2015–2025)
The table below shows the annual total assets of Lexinfintech Holdings Ltd from 2015 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $23.18 Billion | +4.21% |
| 2024-12-31 | $22.24 Billion | -3.89% |
| 2023-12-31 | $23.14 Billion | +1.63% |
| 2022-12-31 | $22.77 Billion | +8.30% |
| 2021-12-31 | $21.03 Billion | +3.35% |
| 2020-12-31 | $20.35 Billion | +5.76% |
| 2019-12-31 | $19.24 Billion | +54.25% |
| 2018-12-31 | $12.47 Billion | -15.34% |
| 2017-12-31 | $14.73 Billion | +68.91% |
| 2016-12-31 | $8.72 Billion | +128.45% |
| 2015-12-31 | $3.82 Billion | -- |
About Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment… Read more