Mainstreet Bank Asset Resilience Ratio

Latest as of March 2026: 3.50%

Mainstreet Bank asset resilience ratio. Mainstreet Bank (MNSB) has an Asset Resilience Ratio of 3.50% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MNSB days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$77.81 Million

Cash + Short-term Investments

Total Assets

$2.22 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Mainstreet Bank (2012–2025)

Asset resilience ratio of Mainstreet Bank from 2012 to 2025. This chart shows how Mainstreet Bank's Asset Resilience Ratio has changed over time. Read MNSB total debt and obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Mainstreet Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Mainstreet Bank asset portfolio.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$77.81 Million	3.5%
Total Liquid Assets	$77.81 Million	3.50%

Asset Resilience Insights

Limited Liquidity: Mainstreet Bank maintains only 3.50% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Mainstreet Bank Industry Peers by Asset Resilience Ratio

Compare Mainstreet Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Mainstreet Bank Asset Resilience Ratio by Year (2012–2025)

Mainstreet Bank asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for Mainstreet Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.02%	$399.00K	$2.21 Billion	-0.04pp
2024-12-31	0.06%	$1.37 Million	$2.23 Billion	-2.88pp
2023-12-31	2.94%	$59.93 Million	$2.04 Billion	-0.31pp
2022-12-31	3.25%	$62.63 Million	$1.93 Billion	-2.81pp
2021-12-31	6.06%	$99.91 Million	$1.65 Billion	-2.91pp
2020-12-31	8.97%	$147.41 Million	$1.64 Billion	+1.71pp
2019-12-31	7.26%	$92.79 Million	$1.28 Billion	+2.17pp
2018-12-31	5.09%	$55.98 Million	$1.10 Billion	-1.26pp
2017-12-31	6.35%	$51.31 Million	$807.95 Million	+0.04pp
2016-12-31	6.31%	$36.35 Million	$575.71 Million	-0.72pp
2015-12-31	7.04%	$33.66 Million	$478.25 Million	-4.16pp
2014-12-31	11.20%	$38.64 Million	$344.98 Million	+1.80pp
2013-12-31	9.40%	$26.08 Million	$277.31 Million	+8.92pp
2012-12-31	0.48%	$1.31 Million	$271.49 Million	--

pp = percentage points

About Mainstreet Bank

NASDAQ:MNSB USA Banks - Regional

Market Cap

$154.65 Million

Market Cap Rank

#17348 Global

#4123 in USA

Share Price

$21.73

Change (1 day)

-1.45%

52-Week Range

$18.12 - $25.61

All Time High

$28.60