Mainstreet Bank (MNSB) - Total Assets
Based on the latest financial reports, Mainstreet Bank (MNSB) holds total assets worth $2.22 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Mainstreet Bank - Total Assets Trend (2004–2025)
This chart illustrates how Mainstreet Bank's total assets have evolved over time, based on quarterly financial data. Also see Mainstreet Bank stock valuation for the company's overall valuation and market capitalisation.
Mainstreet Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Mainstreet Bank's total assets of $2.22 Billion consist of 1.9% current assets and 98.1% non-current assets. Review debt load of Mainstreet Bank to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.2% |
| Accounts Receivable | $14.52 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2004–2025)
This chart illustrates how Mainstreet Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Mainstreet Bank (MNSB) share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Mainstreet Bank's current assets represent 1.9% of total assets in 2025, a decrease from 2.4% in 2004.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, down from 2.1% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2004.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Mainstreet Bank Competitors by Total Assets
Key competitors of Mainstreet Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Mainstreet Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.14 | 0.13 | 0.20 |
| Quick Ratio | 0.14 | 0.13 | 0.19 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.65 Billion | $-1.66 Billion | $-1.18 Billion |
Mainstreet Bank - Advanced Valuation Insights
This section examines the relationship between Mainstreet Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.92 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | -0.7% |
| Total Assets | $2.21 Billion |
| Market Capitalization | $173.66 Million USD |
Valuation Analysis
Below Book Valuation: The market values Mainstreet Bank's assets below their book value (0.08x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Mainstreet Bank's assets decreased by 0.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Mainstreet Bank (2004–2025)
The table below shows the annual total assets of Mainstreet Bank from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.21 Billion | -0.69% |
| 2024-12-31 | $2.23 Billion | +9.47% |
| 2023-12-31 | $2.04 Billion | +5.70% |
| 2022-12-31 | $1.93 Billion | +16.90% |
| 2021-12-31 | $1.65 Billion | +0.26% |
| 2020-12-31 | $1.64 Billion | +28.57% |
| 2019-12-31 | $1.28 Billion | +16.12% |
| 2018-12-31 | $1.10 Billion | +36.22% |
| 2017-12-31 | $807.95 Million | +40.34% |
| 2016-12-31 | $575.71 Million | +20.38% |
| 2015-12-31 | $478.25 Million | +38.63% |
| 2014-12-31 | $344.98 Million | +24.40% |
| 2013-12-31 | $277.31 Million | +2.14% |
| 2012-12-31 | $271.49 Million | -3.88% |
| 2011-12-31 | $282.47 Million | +19.66% |
| 2009-12-31 | $236.06 Million | +26.69% |
| 2008-12-31 | $186.33 Million | +27.56% |
| 2007-12-31 | $146.06 Million | +38.15% |
| 2006-12-31 | $105.73 Million | +27.53% |
| 2005-12-31 | $82.90 Million | +79.40% |
| 2004-12-31 | $46.21 Million | -- |
About Mainstreet Bank
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business a… Read more