Mid Penn Bancorp - Asset Resilience Ratio
Mid Penn Bancorp (MPB) has an Asset Resilience Ratio of 0.09% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Mid Penn Bancorp's Asset Resilience Ratio has changed over time. Check MPB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Mid Penn Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Mid Penn Bancorp worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.45 Million | 0.09% |
| Total Liquid Assets | $5.45 Million | 0.09% |
Asset Resilience Insights
- Limited Liquidity: Mid Penn Bancorp maintains only 0.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Mid Penn Bancorp Industry Peers by Asset Resilience Ratio
Compare Mid Penn Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Mid Penn Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Mid Penn Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.09% | $5.45 Million | $6.13 Billion | -4.67pp |
| 2024-12-31 | 4.76% | $260.48 Million | $5.47 Billion | +0.54pp |
| 2023-12-31 | 4.23% | $223.56 Million | $5.29 Billion | -1.07pp |
| 2022-12-31 | 5.30% | $238.31 Million | $4.50 Billion | +3.95pp |
| 2021-12-31 | 1.35% | $63.36 Million | $4.69 Billion | +1.14pp |
| 2020-12-31 | 0.21% | $6.26 Million | $3.00 Billion | -1.47pp |
| 2019-12-31 | 1.68% | $37.52 Million | $2.23 Billion | -3.70pp |
| 2018-12-31 | 5.39% | $111.92 Million | $2.08 Billion | -2.60pp |
| 2017-12-31 | 7.99% | $93.47 Million | $1.17 Billion | -4.95pp |
| 2016-12-31 | 12.94% | $133.62 Million | $1.03 Billion | -1.63pp |
| 2015-12-31 | 14.57% | $135.72 Million | $931.64 Million | -4.18pp |
| 2014-12-31 | 18.74% | $141.63 Million | $755.66 Million | +1.52pp |
| 2013-12-31 | 17.22% | $122.80 Million | $713.12 Million | -4.66pp |
| 2012-12-31 | 21.88% | $154.29 Million | $705.20 Million | -0.35pp |
| 2011-12-31 | 22.23% | $159.04 Million | $715.38 Million | +11.14pp |
| 2010-12-31 | 11.09% | $70.70 Million | $637.46 Million | +3.28pp |
| 2009-12-31 | 7.81% | $47.34 Million | $606.01 Million | -1.40pp |
| 2008-12-31 | 9.22% | $52.74 Million | $572.30 Million | +0.03pp |
| 2007-12-31 | 9.19% | $46.83 Million | $509.76 Million | -0.36pp |
| 2006-12-31 | 9.54% | $46.92 Million | $491.69 Million | -2.91pp |
| 2005-12-31 | 12.45% | $54.55 Million | $438.11 Million | -2.53pp |
| 2004-12-31 | 14.98% | $60.41 Million | $403.26 Million | -3.74pp |
| 2003-12-31 | 18.72% | $69.92 Million | $373.47 Million | +0.69pp |
| 2002-12-31 | 18.03% | $65.49 Million | $363.28 Million | +1.98pp |
| 2001-12-31 | 16.04% | $53.04 Million | $330.63 Million | +2.61pp |
| 2000-12-31 | 13.43% | $42.38 Million | $315.58 Million | -- |
About Mid Penn Bancorp
Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. It offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. The com… Read more