Mid Penn Bancorp (MPB) - Net Assets
Based on the latest financial reports, Mid Penn Bancorp (MPB) has net assets worth $814.06 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.13 Billion) and total liabilities ($5.32 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Mid Penn Bancorp's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $814.06 Million |
| % of Total Assets | 13.27% |
| Annual Growth Rate | 12.67% |
| 5-Year Change | 66.11% |
| 10-Year Change | 1055.23% |
| Growth Volatility | 37.51 |
Mid Penn Bancorp - Net Assets Trend (1995–2025)
This chart illustrates how Mid Penn Bancorp's net assets have evolved over time, based on quarterly financial data. Also explore MPB asset base for the complete picture of this company's asset base.
Annual Net Assets for Mid Penn Bancorp (1995–2025)
The table below shows the annual net assets of Mid Penn Bancorp from 1995 to 2025. For live valuation and market cap data, see MPB market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $814.06 Million | +24.28% |
| 2024-12-31 | $655.02 Million | +20.77% |
| 2023-12-31 | $542.35 Million | +5.91% |
| 2022-12-31 | $512.10 Million | +4.49% |
| 2021-12-31 | $490.08 Million | +91.67% |
| 2020-12-31 | $255.69 Million | +7.49% |
| 2019-12-31 | $237.87 Million | +6.57% |
| 2018-12-31 | $223.21 Million | +194.85% |
| 2017-12-31 | $75.70 Million | +7.43% |
| 2016-12-31 | $70.47 Million | +0.57% |
| 2015-12-31 | $70.07 Million | +18.50% |
| 2014-12-31 | $59.13 Million | +11.74% |
| 2013-12-31 | $52.92 Million | +1.33% |
| 2012-12-31 | $52.22 Million | -2.30% |
| 2011-12-31 | $53.45 Million | +10.89% |
| 2010-12-31 | $48.20 Million | +3.21% |
| 2009-12-31 | $46.70 Million | -8.23% |
| 2008-12-31 | $50.89 Million | +25.83% |
| 2007-12-31 | $40.44 Million | +3.48% |
| 2006-12-31 | $39.09 Million | +6.03% |
| 2005-12-31 | $36.86 Million | +4.50% |
| 2004-12-31 | $35.27 Million | -5.59% |
| 2003-12-31 | $37.36 Million | +6.13% |
| 2002-12-31 | $35.20 Million | +11.00% |
| 2001-12-31 | $31.72 Million | +7.05% |
| 2000-12-31 | $29.63 Million | +11.38% |
| 1999-12-31 | $26.60 Million | -15.56% |
| 1998-12-31 | $31.50 Million | +6.06% |
| 1997-12-31 | $29.70 Million | +20.49% |
| 1996-12-31 | $24.65 Million | +8.59% |
| 1995-12-31 | $22.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mid Penn Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1761.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $219.69 Million | 26.99% |
| Common Stock | $23.57 Million | 2.90% |
| Other Comprehensive Income | $-6.32 Million | -0.78% |
| Other Components | $577.13 Million | 70.90% |
| Total Equity | $814.06 Million | 100.00% |
Mid Penn Bancorp Competitors by Market Cap
The table below lists competitors of Mid Penn Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jai Balaji Industries Limited
NSE:JAIBALAJI
|
$772.38 Million |
|
Gujarat Ambuja Exports Limited
NSE:GAEL
|
$772.57 Million |
|
FastPartner AB (publ)
ST:FPAR-A
|
$772.63 Million |
|
Auto Partner SA
WAR:APR
|
$772.89 Million |
|
Ningbo Homelink Eco-iTech Co. Ltd.
SHE:301193
|
$772.00 Million |
|
EST Tools Co Ltd
SHE:300488
|
$771.81 Million |
|
Peakstone Realty Trust
NYSE:PKST
|
$771.78 Million |
|
COSCO SHIPPING Technology Co Ltd
SHE:002401
|
$771.75 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mid Penn Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 655,018,000 to 814,058,000, a change of 159,040,000 (24.3%).
- Net income of 56,248,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 10,502,000.
- Other factors increased equity by 92,290,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $56.25 Million | +6.91% |
| Other Comprehensive Income | $10.50 Million | +1.29% |
| Other Changes | $92.29 Million | +11.34% |
| Total Change | $- | 24.28% |
Book Value vs Market Value Analysis
This analysis compares Mid Penn Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 4.89x to 0.95x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $6.82 | $33.32 | x |
| 1996-12-31 | $7.78 | $33.32 | x |
| 1997-12-31 | $8.36 | $33.32 | x |
| 1998-12-31 | $8.96 | $33.32 | x |
| 1999-12-31 | $7.44 | $33.32 | x |
| 2000-12-31 | $8.43 | $33.32 | x |
| 2001-12-31 | $9.02 | $33.32 | x |
| 2002-12-31 | $10.01 | $33.32 | x |
| 2003-12-31 | $10.63 | $33.32 | x |
| 2004-12-31 | $10.03 | $33.32 | x |
| 2005-12-31 | $10.48 | $33.32 | x |
| 2006-12-31 | $11.12 | $33.32 | x |
| 2007-12-31 | $11.56 | $33.32 | x |
| 2008-12-31 | $14.61 | $33.32 | x |
| 2009-12-31 | $13.42 | $33.32 | x |
| 2010-12-31 | $13.85 | $33.32 | x |
| 2011-12-31 | $15.35 | $33.32 | x |
| 2012-12-31 | $14.98 | $33.32 | x |
| 2013-12-31 | $15.15 | $33.32 | x |
| 2014-12-31 | $16.91 | $33.32 | x |
| 2015-12-31 | $17.06 | $33.32 | x |
| 2016-12-31 | $16.70 | $33.32 | x |
| 2017-12-31 | $17.80 | $33.32 | x |
| 2018-12-31 | $31.47 | $33.32 | x |
| 2019-12-31 | $28.01 | $33.32 | x |
| 2020-12-31 | $30.28 | $33.32 | x |
| 2021-12-31 | $45.29 | $33.32 | x |
| 2022-12-31 | $32.14 | $33.32 | x |
| 2023-12-31 | $33.17 | $33.32 | x |
| 2024-12-31 | $38.37 | $33.32 | x |
| 2025-12-31 | $35.16 | $33.32 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mid Penn Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.91%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.21%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 7.53x
- Recent ROE (6.91%) is below the historical average (9.79%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 13.08% | 33.64% | 0.05x | 8.58x | $700.00K |
| 1996 | 13.51% | 39.81% | 0.04x | 8.53x | $864.00K |
| 1997 | 14.14% | 19.81% | 0.08x | 8.64x | $1.23 Million |
| 1998 | 12.38% | 17.86% | 0.08x | 8.82x | $750.00K |
| 1999 | 14.66% | 17.89% | 0.08x | 10.81x | $1.24 Million |
| 2000 | 13.33% | 16.72% | 0.07x | 10.65x | $985.40K |
| 2001 | 13.34% | 17.12% | 0.07x | 10.42x | $1.06 Million |
| 2002 | 12.77% | 19.23% | 0.06x | 10.32x | $974.60K |
| 2003 | 12.35% | 20.34% | 0.06x | 10.00x | $878.90K |
| 2004 | 12.39% | 18.56% | 0.06x | 11.43x | $841.80K |
| 2005 | 12.49% | 17.54% | 0.06x | 11.89x | $916.90K |
| 2006 | 12.51% | 29.63% | 0.03x | 12.58x | $979.50K |
| 2007 | 11.55% | 13.37% | 0.07x | 12.60x | $626.60K |
| 2008 | 7.05% | 10.10% | 0.06x | 11.25x | $-1.50 Million |
| 2009 | -4.91% | -6.56% | 0.06x | 12.98x | $-6.97 Million |
| 2010 | 5.70% | 8.26% | 0.05x | 13.22x | $-2.07 Million |
| 2011 | 8.50% | 13.14% | 0.05x | 13.38x | $-802.20K |
| 2012 | 9.48% | 14.58% | 0.05x | 13.50x | $-271.00K |
| 2013 | 9.33% | 15.16% | 0.05x | 13.48x | $-352.60K |
| 2014 | 9.64% | 16.91% | 0.04x | 12.78x | $-212.00K |
| 2015 | 9.32% | 16.12% | 0.04x | 13.30x | $-478.80K |
| 2016 | 11.07% | 16.99% | 0.04x | 14.65x | $757.30K |
| 2017 | 9.36% | 14.32% | 0.04x | 15.46x | $-481.30K |
| 2018 | 4.75% | 13.92% | 0.04x | 9.31x | $-11.72 Million |
| 2019 | 7.44% | 16.40% | 0.05x | 9.38x | $-6.09 Million |
| 2020 | 10.25% | 21.36% | 0.04x | 11.73x | $640.20K |
| 2021 | 5.98% | 20.38% | 0.03x | 9.57x | $-19.69 Million |
| 2022 | 10.70% | 29.27% | 0.04x | 8.78x | $3.60 Million |
| 2023 | 6.90% | 15.82% | 0.04x | 9.76x | $-16.84 Million |
| 2024 | 7.55% | 16.12% | 0.06x | 8.35x | $-16.06 Million |
| 2025 | 6.91% | 17.21% | 0.05x | 7.53x | $-25.16 Million |
Industry Comparison
This section compares Mid Penn Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mid Penn Bancorp (MPB) | $814.06 Million | 13.08% | 6.53x | $772.00 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Mid Penn Bancorp
Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. It offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. The com… Read more