National Bankshares Inc Asset Resilience Ratio
National Bankshares Inc asset resilience ratio. National Bankshares Inc (NKSH) has an Asset Resilience Ratio of 35.61% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NKSH defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of National Bankshares Inc (2000–2025)
Asset resilience ratio of National Bankshares Inc from 2000 to 2025. This chart shows how National Bankshares Inc's Asset Resilience Ratio has changed over time. Read National Bankshares Inc (NKSH) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down National Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see National Bankshares Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $652.66 Million | 35.61% |
| Total Liquid Assets | $652.66 Million | 35.61% |
Asset Resilience Insights
- Very High Liquidity: National Bankshares Inc maintains exceptional liquid asset reserves at 35.61% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
National Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare National Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
National Bankshares Inc Asset Resilience Ratio by Year (2000–2025)
National Bankshares Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for National Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.29% | $23.48 Million | $1.82 Billion | -0.57pp |
| 2024-12-31 | 1.86% | $33.68 Million | $1.81 Billion | -35.51pp |
| 2023-12-31 | 37.37% | $618.60 Million | $1.66 Billion | -1.79pp |
| 2022-12-31 | 39.16% | $656.85 Million | $1.68 Billion | -1.15pp |
| 2021-12-31 | 40.31% | $686.08 Million | $1.70 Billion | +4.33pp |
| 2020-12-31 | 35.98% | $546.74 Million | $1.52 Billion | +3.05pp |
| 2019-12-31 | 32.93% | $435.26 Million | $1.32 Billion | -0.91pp |
| 2018-12-31 | 33.84% | $425.01 Million | $1.26 Billion | +7.47pp |
| 2017-12-31 | 26.37% | $331.39 Million | $1.26 Billion | +1.71pp |
| 2016-12-31 | 24.66% | $304.28 Million | $1.23 Billion | +5.04pp |
| 2015-12-31 | 19.62% | $236.13 Million | $1.20 Billion | +0.32pp |
| 2014-12-31 | 19.30% | $222.84 Million | $1.15 Billion | +2.94pp |
| 2013-12-31 | 16.36% | $181.71 Million | $1.11 Billion | -0.98pp |
| 2012-12-31 | 17.34% | $191.50 Million | $1.10 Billion | +0.95pp |
| 2011-12-31 | 16.39% | $174.92 Million | $1.07 Billion | -1.70pp |
| 2010-12-31 | 18.09% | $184.91 Million | $1.02 Billion | +0.98pp |
| 2009-12-31 | 17.11% | $168.04 Million | $982.37 Million | +1.37pp |
| 2008-12-31 | 15.74% | $147.23 Million | $935.37 Million | -2.13pp |
| 2007-12-31 | 17.87% | $158.59 Million | $887.65 Million | +15.61pp |
| 2006-12-31 | 2.26% | $19.62 Million | $868.20 Million | +1.04pp |
| 2005-12-31 | 1.22% | $10.28 Million | $841.50 Million | -1.60pp |
| 2004-12-31 | 2.82% | $22.46 Million | $796.15 Million | -2.29pp |
| 2003-12-31 | 5.11% | $36.22 Million | $708.56 Million | +2.11pp |
| 2002-12-31 | 3.00% | $20.54 Million | $684.93 Million | +0.43pp |
| 2001-12-31 | 2.57% | $16.59 Million | $644.62 Million | -4.62pp |
| 2000-12-31 | 7.19% | $42.67 Million | $593.50 Million | -- |
About National Bankshares Inc
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health sa… Read more