National Bankshares Inc (NKSH) - Total Assets

Latest as of December 2025: $1.82 Billion USD

Based on the latest financial reports, National Bankshares Inc (NKSH) holds total assets worth $1.82 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See NKSH total equity for net asset value and shareholders' equity analysis.

National Bankshares Inc - Total Assets Trend (1995–2025)

This chart illustrates how National Bankshares Inc's total assets have evolved over time, based on quarterly financial data.

National Bankshares Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

National Bankshares Inc's total assets of $1.82 Billion consist of 36.7% current assets and 63.3% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 0.5%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $1.49 Million 0.1%
Goodwill $10.72 Million 0.6%

Asset Composition Trend (1995–2025)

This chart illustrates how National Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see National Bankshares Inc (NKSH) total market value.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: National Bankshares Inc's current assets represent 36.7% of total assets in 2025, an increase from 3.5% in 1995.
  • Cash Position: Cash and equivalents constituted 0.5% of total assets in 2025, down from 2.7% in 1995.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1995.
  • Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.

National Bankshares Inc Competitors by Total Assets

Key competitors of National Bankshares Inc based on total assets are shown below.

Company Country Total Assets
Hong Leong Bank Bhd
KLSE:5819
Malaysia RM312.72 Billion
First Merchants Corporation
NASDAQ:FRME
USA $19.03 Billion
TF Bank AB
ST:TFBANK
Sweden Skr29.12 Billion
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3
Brazil R$163.86 Billion
Pareto Bank ASA
OL:PARB
Norway Nkr25.34 Billion
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV
France €21.07 Billion
Blue Foundry Bancorp
NASDAQ:BLFY
USA $2.16 Billion
Banco Alfa de Investimento S.A
SA:BRIV3
Brazil R$27.67 Billion

National Bankshares Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.57 0.09 0.53
Quick Ratio 0.57 0.09 0.53
Cash Ratio 0.00 0.00 0.00
Working Capital $-499.02 Million $-1.50 Billion $-634.09 Million

National Bankshares Inc - Advanced Valuation Insights

This section examines the relationship between National Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.31
Latest Market Cap to Assets Ratio 0.13
Asset Growth Rate (YoY) 0.7%
Total Assets $1.82 Billion
Market Capitalization $231.81 Million USD

Valuation Analysis

Below Book Valuation: The market values National Bankshares Inc's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: National Bankshares Inc's assets grew by 0.7% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for National Bankshares Inc (1995–2025)

The table below shows the annual total assets of National Bankshares Inc from 1995 to 2025.

Year Total Assets Change
2025-12-31 $1.82 Billion +0.71%
2024-12-31 $1.81 Billion +9.44%
2023-12-31 $1.66 Billion -1.32%
2022-12-31 $1.68 Billion -1.45%
2021-12-31 $1.70 Billion +12.01%
2020-12-31 $1.52 Billion +14.97%
2019-12-31 $1.32 Billion +5.24%
2018-12-31 $1.26 Billion -0.06%
2017-12-31 $1.26 Billion +1.85%
2016-12-31 $1.23 Billion +2.53%
2015-12-31 $1.20 Billion +4.23%
2014-12-31 $1.15 Billion +3.97%
2013-12-31 $1.11 Billion +0.57%
2012-12-31 $1.10 Billion +3.49%
2011-12-31 $1.07 Billion +4.39%
2010-12-31 $1.02 Billion +4.06%
2009-12-31 $982.37 Million +5.02%
2008-12-31 $935.37 Million +5.38%
2007-12-31 $887.65 Million +2.24%
2006-12-31 $868.20 Million +3.17%
2005-12-31 $841.50 Million +5.70%
2004-12-31 $796.15 Million +12.36%
2003-12-31 $708.56 Million +3.45%
2002-12-31 $684.93 Million +6.25%
2001-12-31 $644.62 Million +8.61%
2000-12-31 $593.50 Million +25.71%
1999-12-31 $472.10 Million +6.04%
1998-12-31 $445.20 Million +10.50%
1997-12-31 $402.91 Million +3.62%
1996-12-31 $388.85 Million +91.19%
1995-12-31 $203.39 Million --

About National Bankshares Inc

NASDAQ:NKSH USA Banks - Regional
Market Cap
$231.81 Million
Market Cap Rank
#15982 Global
#3616 in USA
Share Price
$36.40
Change (1 day)
+1.69%
52-Week Range
$25.29 - $38.94
All Time High
$38.94
About

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health sa… Read more