National Bankshares Inc (NKSH) - Total Assets

Latest as of March 2026: $1.83 Billion USD

Based on the latest financial reports, National Bankshares Inc (NKSH) holds total assets worth $1.83 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore National Bankshares Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

National Bankshares Inc - Total Assets Trend (1995–2025)

This chart illustrates how National Bankshares Inc's total assets have evolved over time, based on quarterly financial data. See NKSH book value for net asset value and shareholders' equity analysis.

National Bankshares Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

National Bankshares Inc's total assets of $1.83 Billion consist of 4.9% current assets and 95.1% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 3.3%
Accounts Receivable $6.54 Million 0.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $1.49 Million 0.1%
Goodwill $10.72 Million 0.6%

Asset Composition Trend (1995–2025)

This chart illustrates how National Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see National Bankshares Inc (NKSH) market capitalisation.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: National Bankshares Inc's current assets represent 4.9% of total assets in 2025, an increase from 3.5% in 1995.
  • Cash Position: Cash and equivalents constituted 3.3% of total assets in 2025, up from 2.7% in 1995.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1995.
  • Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.

National Bankshares Inc Competitors by Total Assets

Key competitors of National Bankshares Inc based on total assets are shown below.

Company Country Total Assets
Postal Savings Bank of China Co Ltd
SHG:601658
China CN¥18.61 Trillion
Danske Bank A/S
CO:DANSKE
Denmark Dkr3.79 Trillion
Bank of Nanjing Co Ltd
SHG:601009
China CN¥3.21 Trillion
Bank of Shanghai Co Ltd
SHG:601229
China CN¥3.38 Trillion
SCB X Public Company Limited
BK:SCB
Thailand ฿3.47 Trillion
TMBThanachart Bank Public Company Limited
F:NVPJ
Germany €1.70 Trillion
Ameris Bancorp
NASDAQ:ABCB
USA $27.10 Billion
Grupo Security
SN:SECURITY
Chile CL$15.89 Trillion

National Bankshares Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 27.53 0.10 0.54
Quick Ratio 27.53 0.10 0.54
Cash Ratio 0.00 0.00 0.00
Working Capital $14.43 Million $-1.50 Billion $-662.12 Million

National Bankshares Inc - Advanced Valuation Insights

This section examines the relationship between National Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.23
Latest Market Cap to Assets Ratio 0.13
Asset Growth Rate (YoY) 0.7%
Total Assets $1.82 Billion
Market Capitalization $229.84 Million USD

Valuation Analysis

Below Book Valuation: The market values National Bankshares Inc's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: National Bankshares Inc's assets grew by 0.7% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for National Bankshares Inc (1995–2025)

The table below shows the annual total assets of National Bankshares Inc from 1995 to 2025.

Year Total Assets Change
2025-12-31 $1.82 Billion +0.71%
2024-12-31 $1.81 Billion +9.44%
2023-12-31 $1.66 Billion -1.32%
2022-12-31 $1.68 Billion -1.45%
2021-12-31 $1.70 Billion +12.01%
2020-12-31 $1.52 Billion +14.97%
2019-12-31 $1.32 Billion +5.24%
2018-12-31 $1.26 Billion -0.06%
2017-12-31 $1.26 Billion +1.85%
2016-12-31 $1.23 Billion +2.53%
2015-12-31 $1.20 Billion +4.23%
2014-12-31 $1.15 Billion +3.97%
2013-12-31 $1.11 Billion +0.57%
2012-12-31 $1.10 Billion +3.49%
2011-12-31 $1.07 Billion +4.39%
2010-12-31 $1.02 Billion +4.06%
2009-12-31 $982.37 Million +5.02%
2008-12-31 $935.37 Million +5.38%
2007-12-31 $887.65 Million +2.24%
2006-12-31 $868.20 Million +3.17%
2005-12-31 $841.50 Million +5.70%
2004-12-31 $796.15 Million +12.36%
2003-12-31 $708.56 Million +3.45%
2002-12-31 $684.93 Million +6.25%
2001-12-31 $644.62 Million +8.61%
2000-12-31 $593.50 Million +25.71%
1999-12-31 $472.10 Million +6.04%
1998-12-31 $445.20 Million +10.50%
1997-12-31 $402.91 Million +3.62%
1996-12-31 $388.85 Million +91.19%
1995-12-31 $203.39 Million --

About National Bankshares Inc

NASDAQ:NKSH USA Banks - Regional
Market Cap
$258.56 Million
Market Cap Rank
#15941 Global
#3746 in USA
Share Price
$40.60
Change (1 day)
+2.22%
52-Week Range
$27.18 - $40.60
All Time High
$40.60
About

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health sa… Read more