Northwest Bancshares Inc Asset Resilience Ratio
Northwest Bancshares Inc asset resilience ratio. Northwest Bancshares Inc (NWBI) has an Asset Resilience Ratio of 10.63% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Northwest Bancshares Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Northwest Bancshares Inc (1999–2025)
Asset resilience ratio of Northwest Bancshares Inc from 1999 to 2025. This chart shows how Northwest Bancshares Inc's Asset Resilience Ratio has changed over time. Read NWBI total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Northwest Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Northwest Bancshares Inc asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.83 Billion | 10.63% |
| Total Liquid Assets | $1.83 Billion | 10.63% |
Asset Resilience Insights
- Moderate Liquidity: Northwest Bancshares Inc has 10.63% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Northwest Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Northwest Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Northwest Bancshares Inc Asset Resilience Ratio by Year (1999–2025)
Northwest Bancshares Inc asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for Northwest Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.46% | $1.59 Billion | $16.77 Billion | +1.76pp |
| 2024-12-31 | 7.70% | $1.11 Billion | $14.41 Billion | +0.46pp |
| 2023-12-31 | 7.24% | $1.04 Billion | $14.42 Billion | -1.39pp |
| 2022-12-31 | 8.63% | $1.22 Billion | $14.11 Billion | -2.05pp |
| 2021-12-31 | 10.68% | $1.55 Billion | $14.50 Billion | +0.55pp |
| 2020-12-31 | 10.13% | $1.40 Billion | $13.81 Billion | +2.32pp |
| 2019-12-31 | 7.81% | $819.90 Million | $10.49 Billion | -0.53pp |
| 2018-12-31 | 8.34% | $801.45 Million | $9.61 Billion | -0.12pp |
| 2017-12-31 | 8.46% | $792.53 Million | $9.36 Billion | -0.12pp |
| 2016-12-31 | 8.59% | $826.20 Million | $9.62 Billion | -1.18pp |
| 2015-12-31 | 9.77% | $874.40 Million | $8.95 Billion | -1.97pp |
| 2014-12-31 | 11.73% | $912.37 Million | $7.78 Billion | -1.17pp |
| 2013-12-31 | 12.90% | $1.02 Billion | $7.88 Billion | -0.68pp |
| 2012-12-31 | 13.59% | $1.08 Billion | $7.94 Billion | +2.17pp |
| 2011-12-31 | 11.41% | $908.35 Million | $7.96 Billion | +11.41pp |
| 2010-12-31 | 0.01% | $632.00K | $8.15 Billion | 0.00pp |
| 2009-12-31 | 0.01% | $632.00K | $8.03 Billion | -0.34pp |
| 2008-12-31 | 0.35% | $24.11 Million | $6.93 Billion | -1.97pp |
| 2007-12-31 | 2.32% | $154.71 Million | $6.66 Billion | +1.47pp |
| 2006-12-31 | 0.85% | $55.32 Million | $6.53 Billion | +0.02pp |
| 2004-12-31 | 0.83% | $52.24 Million | $6.33 Billion | -1.11pp |
| 2003-12-31 | 1.94% | $123.03 Million | $6.34 Billion | -2.74pp |
| 2002-12-31 | 4.68% | $244.44 Million | $5.22 Billion | +1.12pp |
| 2001-12-31 | 3.56% | $153.07 Million | $4.30 Billion | +2.39pp |
| 2000-12-31 | 1.17% | $45.01 Million | $3.85 Billion | +0.92pp |
| 1999-12-31 | 0.25% | $8.46 Million | $3.41 Billion | -- |
About Northwest Bancshares Inc
Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loa… Read more