Northwest Bancshares Inc - Asset Resilience Ratio
Northwest Bancshares Inc (NWBI) has an Asset Resilience Ratio of 14.16% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Northwest Bancshares Inc's Asset Resilience Ratio has changed over time. Check strategic asset allocation of Northwest Bancshares Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Northwest Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Northwest Bancshares Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.39 Billion | 14.16% |
| Total Liquid Assets | $2.39 Billion | 14.16% |
Asset Resilience Insights
- Moderate Liquidity: Northwest Bancshares Inc has 14.16% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Northwest Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Northwest Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Northwest Bancshares Inc (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Northwest Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.46% | $1.59 Billion | $16.77 Billion | +1.76pp |
| 2024-12-31 | 7.70% | $1.11 Billion | $14.41 Billion | +0.46pp |
| 2023-12-31 | 7.24% | $1.04 Billion | $14.42 Billion | -1.39pp |
| 2022-12-31 | 8.63% | $1.22 Billion | $14.11 Billion | -2.05pp |
| 2021-12-31 | 10.68% | $1.55 Billion | $14.50 Billion | +0.55pp |
| 2020-12-31 | 10.13% | $1.40 Billion | $13.81 Billion | +2.32pp |
| 2019-12-31 | 7.81% | $819.90 Million | $10.49 Billion | -0.53pp |
| 2018-12-31 | 8.34% | $801.45 Million | $9.61 Billion | -0.12pp |
| 2017-12-31 | 8.46% | $792.53 Million | $9.36 Billion | -0.12pp |
| 2016-12-31 | 8.59% | $826.20 Million | $9.62 Billion | -1.18pp |
| 2015-12-31 | 9.77% | $874.40 Million | $8.95 Billion | -1.97pp |
| 2014-12-31 | 11.73% | $912.37 Million | $7.78 Billion | -1.17pp |
| 2013-12-31 | 12.90% | $1.02 Billion | $7.88 Billion | -0.68pp |
| 2012-12-31 | 13.59% | $1.08 Billion | $7.94 Billion | +2.17pp |
| 2011-12-31 | 11.41% | $908.35 Million | $7.96 Billion | +11.41pp |
| 2010-12-31 | 0.01% | $632.00K | $8.15 Billion | 0.00pp |
| 2009-12-31 | 0.01% | $632.00K | $8.03 Billion | -0.34pp |
| 2008-12-31 | 0.35% | $24.11 Million | $6.93 Billion | -1.97pp |
| 2007-12-31 | 2.32% | $154.71 Million | $6.66 Billion | +1.47pp |
| 2006-12-31 | 0.85% | $55.32 Million | $6.53 Billion | +0.02pp |
| 2004-12-31 | 0.83% | $52.24 Million | $6.33 Billion | -1.11pp |
| 2003-12-31 | 1.94% | $123.03 Million | $6.34 Billion | -2.74pp |
| 2002-12-31 | 4.68% | $244.44 Million | $5.22 Billion | +1.12pp |
| 2001-12-31 | 3.56% | $153.07 Million | $4.30 Billion | +2.39pp |
| 2000-12-31 | 1.17% | $45.01 Million | $3.85 Billion | +0.92pp |
| 1999-12-31 | 0.25% | $8.46 Million | $3.41 Billion | -- |
About Northwest Bancshares Inc
Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loa… Read more