Northwest Bancshares Inc (NWBI) - Net Assets

Latest as of December 2025: $1.89 Billion USD

Based on the latest financial reports, Northwest Bancshares Inc (NWBI) has net assets worth $1.89 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.77 Billion) and total liabilities ($14.88 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check NWBI asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	$1.89 Billion
% of Total Assets	11.27%
Annual Growth Rate	7.91%
5-Year Change	19.38%
10-Year Change	61.48%
Growth Volatility	22.04

Northwest Bancshares Inc - Net Assets Trend (1994–2025)

This chart illustrates how Northwest Bancshares Inc's net assets have evolved over time, based on quarterly financial data. Also explore Northwest Bancshares Inc balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for Northwest Bancshares Inc (1994–2025)

The table below shows the annual net assets of Northwest Bancshares Inc from 1994 to 2025. For live valuation and market cap data, see Northwest Bancshares Inc stock valuation.

Year	Net Assets	Change
2025-12-31	$1.89 Billion	+18.38%
2024-12-31	$1.60 Billion	+2.94%
2023-12-31	$1.55 Billion	+4.01%
2022-12-31	$1.49 Billion	-5.82%
2021-12-31	$1.58 Billion	+2.92%
2020-12-31	$1.54 Billion	+13.70%
2019-12-31	$1.35 Billion	+7.61%
2018-12-31	$1.26 Billion	+4.13%
2017-12-31	$1.21 Billion	+3.17%
2016-12-31	$1.17 Billion	+0.64%
2015-12-31	$1.16 Billion	+9.46%
2014-12-31	$1.06 Billion	-8.01%
2013-12-31	$1.16 Billion	+2.37%
2012-12-31	$1.13 Billion	-2.29%
2011-12-31	$1.15 Billion	-11.67%
2010-12-31	$1.31 Billion	-0.69%
2009-12-31	$1.32 Billion	+114.49%
2008-12-31	$613.78 Million	+0.15%
2007-12-31	$612.88 Million	+1.38%
2006-12-31	$604.56 Million	+3.23%
2005-12-31	$585.66 Million	+0.60%
2004-12-31	$582.19 Million	+5.76%
2003-12-31	$550.47 Million	+54.22%
2002-12-31	$356.93 Million	+14.27%
2001-12-31	$312.35 Million	+13.29%
2000-12-31	$275.71 Million	+11.22%
1999-12-31	$247.89 Million	+6.07%
1998-12-31	$233.70 Million	+6.32%
1997-12-31	$219.80 Million	+10.73%
1996-12-31	$198.50 Million	+4.09%
1995-12-31	$190.70 Million	+6.72%
1994-12-31	$178.70 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Northwest Bancshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 500.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	$689.21 Million	36.46%
Common Stock	$1.46 Million	0.08%
Other Comprehensive Income	$-70.69 Million	-3.74%
Other Components	$1.27 Billion	67.20%
Total Equity	$1.89 Billion	100.00%

Northwest Bancshares Inc Competitors by Market Cap

The table below lists competitors of Northwest Bancshares Inc ranked by their market capitalization.

Company	Market Cap
Sanhe Tongfei Refrigeration Co. Ltd. SHE:300990	$2.01 Billion
Pan Ocean Co Ltd KO:028670	$2.01 Billion
Tianjin Port Co Ltd SHG:600717	$2.01 Billion
MicroPort Scientific Corporation F:MSK	$2.01 Billion
Harbin Electric F:HP6H	$2.01 Billion
NINGBO HENGSHUAI Co. LTD. SHE:300969	$2.01 Billion
Yusys Technologies Co Ltd Class A SHE:300674	$2.01 Billion
Citic Offshore Helicopter Co Ltd SHE:000099	$2.01 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Northwest Bancshares Inc's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,596,856,000 to 1,890,424,000, a change of 293,568,000 (18.4%).
Net income of 126,013,000 contributed positively to equity growth.
Dividend payments of 109,913,000 reduced retained earnings.
Other comprehensive income increased equity by 40,223,000.
Other factors increased equity by 237,245,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	$126.01 Million	+6.67%
Dividends Paid	$109.91 Million	-5.81%
Other Comprehensive Income	$40.22 Million	+2.13%
Other Changes	$237.25 Million	+12.55%
Total Change	$-	18.38%

Book Value vs Market Value Analysis

This analysis compares Northwest Bancshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.08x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 8.11x to 1.08x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1994-12-31	$1.72	$13.94	x
1995-12-31	$1.84	$13.94	x
1996-12-31	$1.93	$13.94	x
1997-12-31	$2.04	$13.94	x
1998-12-31	$2.18	$13.94	x
1999-12-31	$2.31	$13.94	x
2000-12-31	$2.56	$13.94	x
2001-12-31	$2.90	$13.94	x
2002-12-31	$3.23	$13.94	x
2003-12-31	$4.99	$13.94	x
2004-12-31	$5.05	$13.94	x
2005-12-31	$5.17	$13.94	x
2006-12-31	$5.37	$13.94	x
2007-12-31	$5.49	$13.94	x
2008-12-31	$5.61	$13.94	x
2009-12-31	$12.03	$13.94	x
2010-12-31	$12.00	$13.94	x
2011-12-31	$11.53	$13.94	x
2012-12-31	$11.98	$13.94	x
2013-12-31	$12.63	$13.94	x
2014-12-31	$11.52	$13.94	x
2015-12-31	$12.27	$13.94	x
2016-12-31	$11.63	$13.94	x
2017-12-31	$11.78	$13.94	x
2018-12-31	$12.14	$13.94	x
2019-12-31	$12.79	$13.94	x
2020-12-31	$12.80	$13.94	x
2021-12-31	$12.47	$13.94	x
2022-12-31	$11.77	$13.94	x
2023-12-31	$12.22	$13.94	x
2024-12-31	$12.58	$13.94	x
2025-12-31	$12.89	$13.94	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Northwest Bancshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.67%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 14.37%
• Asset Turnover: 0.05x
• Equity Multiplier: 8.87x
Recent ROE (6.67%) is below the historical average (7.53%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1994	9.12%	13.00%	0.08x	8.91x	$-1.57 Million
1995	9.18%	12.57%	0.07x	9.85x	$-1.57 Million
1996	6.90%	8.55%	0.08x	10.54x	$-6.15 Million
1997	9.79%	11.61%	0.07x	11.76x	$-468.00K
1998	8.58%	9.43%	0.07x	13.17x	$-3.33 Million
1999	10.97%	10.84%	0.07x	13.75x	$2.41 Million
2000	9.71%	9.41%	0.07x	13.97x	$-794.30K
2001	11.49%	12.24%	0.07x	13.77x	$4.65 Million
2002	7.30%	8.42%	0.06x	14.63x	$-9.63 Million
2003	7.75%	12.84%	0.05x	11.52x	$-12.40 Million
2004	9.59%	15.77%	0.06x	10.87x	$-2.42 Million
2006	8.52%	12.43%	0.06x	10.80x	$-8.92 Million
2007	8.01%	11.18%	0.07x	10.87x	$-12.19 Million
2008	7.85%	10.81%	0.06x	11.29x	$-13.21 Million
2009	2.48%	7.77%	0.05x	6.10x	$-99.00 Million
2010	4.40%	13.30%	0.05x	6.23x	$-73.22 Million
2011	5.55%	15.34%	0.05x	6.89x	$-51.34 Million
2012	5.62%	15.98%	0.05x	7.04x	$-49.46 Million
2013	5.76%	17.54%	0.05x	6.82x	$-48.96 Million
2014	5.83%	16.60%	0.05x	7.32x	$-44.30 Million
2015	5.20%	15.72%	0.04x	7.70x	$-55.78 Million
2016	4.24%	11.59%	0.04x	8.22x	$-67.40 Million
2017	7.82%	20.25%	0.05x	7.75x	$-26.31 Million
2018	8.39%	22.67%	0.05x	7.64x	$-20.27 Million
2019	8.16%	21.48%	0.05x	7.75x	$-24.90 Million
2020	4.86%	13.29%	0.04x	8.97x	$-79.02 Million
2021	9.75%	28.89%	0.04x	9.16x	$-4.03 Million
2022	8.96%	23.96%	0.04x	9.46x	$-15.48 Million
2023	8.70%	19.28%	0.05x	9.29x	$-20.17 Million
2024	6.28%	13.30%	0.05x	9.02x	$-59.41 Million
2025	6.67%	14.37%	0.05x	8.87x	$-63.03 Million

Industry Comparison

This section compares Northwest Bancshares Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $552,557,300
Average return on equity (ROE) among peers: 11.02%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Northwest Bancshares Inc (NWBI)	$1.89 Billion	9.12%	7.87x	$2.01 Billion
Ameris Bancorp (ABCB)	$1.46 Billion	8.31%	6.86x	$4.95 Billion
Ameris Bancorp (ABCB)	$120.94 Million	10.83%	9.48x	$5.70 Billion
ACNB Corporation (ACNB)	$74.01 Million	9.97%	11.77x	$483.21 Million
Affinity Bancshares Inc (AFBI)	$129.12 Million	4.21%	5.71x	$135.98 Million
Alerus Financial Corp (ALRS)	$153.31 Million	13.22%	8.01x	$647.19 Million
Amalgamated Bank (AMAL)	$535.82 Million	8.62%	10.16x	$1.14 Billion
Amerant Bancorp Inc. (AMTB)	$901.22 Million	12.53%	7.48x	$962.39 Million
Arrow Financial Corporation (AROW)	$72.29 Million	17.85%	12.85x	$601.02 Million
Associated Banc-Corp (ASB)	$2.02 Billion	12.80%	9.17x	$5.20 Billion
AmeriServ Financial Inc (ASRV)	$65.10 Million	11.83%	10.90x	$62.60 Million

About Northwest Bancshares Inc

NASDAQ:NWBI USA Banks - Regional

Market Cap

$2.04 Billion

Market Cap Rank

#6248 Global

#1871 in USA

Share Price

$13.94

Change (1 day)

+0.80%

52-Week Range

$11.30 - $14.16

All Time High

$15.07