Premier Financial Corp
Premier Financial Corp., through its subsidiaries, provides various banking services. It offers demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, installm… Read more
Premier Financial Corp - Asset Resilience Ratio
Premier Financial Corp (PFC) has an Asset Resilience Ratio of 13.48% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how Premier Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Premier Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.16 Billion | 13.48% |
| Total Liquid Assets | $1.16 Billion | 13.48% |
Asset Resilience Insights
- Moderate Liquidity: Premier Financial Corp has 13.48% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Premier Financial Corp Industry Peers by Asset Resilience Ratio
Compare Premier Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Premier Financial Corp (2008–2024)
The table below shows the annual Asset Resilience Ratio data for Premier Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 13.48% | $1.16 Billion | $8.58 Billion | +2.50pp |
| 2023-12-31 | 10.98% | $946.71 Million | $8.63 Billion | -1.33pp |
| 2022-12-31 | 12.30% | $1.04 Billion | $8.46 Billion | -3.82pp |
| 2021-12-31 | 16.12% | $1.21 Billion | $7.48 Billion | +5.91pp |
| 2020-12-31 | 10.21% | $736.65 Million | $7.21 Billion | +2.04pp |
| 2019-12-31 | 8.17% | $283.45 Million | $3.47 Billion | -1.07pp |
| 2018-12-31 | 9.24% | $294.08 Million | $3.18 Billion | +0.53pp |
| 2017-12-31 | 8.71% | $260.65 Million | $2.99 Billion | -1.43pp |
| 2016-12-31 | 10.14% | $250.99 Million | $2.48 Billion | -0.15pp |
| 2015-12-31 | 10.29% | $236.44 Million | $2.30 Billion | -0.69pp |
| 2014-12-31 | 10.98% | $239.32 Million | $2.18 Billion | +1.71pp |
| 2013-12-31 | 9.27% | $198.17 Million | $2.14 Billion | -0.21pp |
| 2012-12-31 | 9.48% | $194.10 Million | $2.05 Billion | -1.78pp |
| 2011-12-31 | 11.26% | $232.92 Million | $2.07 Billion | +3.15pp |
| 2010-12-31 | 8.11% | $165.25 Million | $2.04 Billion | +1.34pp |
| 2009-12-31 | 6.77% | $139.38 Million | $2.06 Billion | +0.72pp |
| 2008-12-31 | 6.05% | $118.46 Million | $1.96 Billion | -- |