Penns Woods Bancorp Inc Asset Resilience Ratio
Penns Woods Bancorp Inc asset resilience ratio. Penns Woods Bancorp Inc (PWOD) has an Asset Resilience Ratio of 2.85% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Penns Woods Bancorp Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Penns Woods Bancorp Inc (1998–2024)
Asset resilience ratio of Penns Woods Bancorp Inc from 1998 to 2024. This chart shows how Penns Woods Bancorp Inc's Asset Resilience Ratio has changed over time. Read Penns Woods Bancorp Inc (PWOD) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Penns Woods Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Penns Woods Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $64.24 Million | 2.85% |
| Total Liquid Assets | $64.24 Million | 2.85% |
Asset Resilience Insights
- Limited Liquidity: Penns Woods Bancorp Inc maintains only 2.85% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Penns Woods Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Penns Woods Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Penns Woods Bancorp Inc Asset Resilience Ratio by Year (1998–2024)
Penns Woods Bancorp Inc asset resilience ratio by year from 1998 to 2024. The table below shows the annual Asset Resilience Ratio data for Penns Woods Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 8.27% | $184.54 Million | $2.23 Billion | -0.39pp |
| 2023-12-31 | 8.66% | $190.94 Million | $2.20 Billion | -1.02pp |
| 2022-12-31 | 9.68% | $193.67 Million | $2.00 Billion | +1.11pp |
| 2021-12-31 | 8.57% | $166.41 Million | $1.94 Billion | -0.27pp |
| 2020-12-31 | 8.84% | $162.26 Million | $1.83 Billion | -0.08pp |
| 2019-12-31 | 8.92% | $148.62 Million | $1.67 Billion | +0.95pp |
| 2018-12-31 | 7.97% | $134.28 Million | $1.68 Billion | +0.60pp |
| 2017-12-31 | 7.37% | $108.63 Million | $1.47 Billion | -2.53pp |
| 2016-12-31 | 9.90% | $133.49 Million | $1.35 Billion | -3.45pp |
| 2015-12-31 | 13.34% | $176.16 Million | $1.32 Billion | -5.31pp |
| 2014-12-31 | 18.65% | $232.21 Million | $1.25 Billion | -5.16pp |
| 2013-12-31 | 23.81% | $288.61 Million | $1.21 Billion | -9.96pp |
| 2012-12-31 | 33.78% | $289.32 Million | $856.53 Million | -1.58pp |
| 2011-12-31 | 35.36% | $270.10 Million | $763.95 Million | +4.19pp |
| 2010-12-31 | 31.17% | $215.56 Million | $691.69 Million | +0.29pp |
| 2009-12-31 | 30.87% | $208.77 Million | $676.20 Million | -0.49pp |
| 2008-12-31 | 31.36% | $204.75 Million | $652.80 Million | -2.78pp |
| 2007-12-31 | 34.14% | $214.46 Million | $628.14 Million | +2.87pp |
| 2006-12-31 | 31.27% | $185.20 Million | $592.28 Million | -1.62pp |
| 2005-12-31 | 32.89% | $187.02 Million | $568.67 Million | +0.34pp |
| 2004-12-31 | 32.55% | $177.96 Million | $546.70 Million | -7.38pp |
| 2003-12-31 | 39.94% | $210.61 Million | $527.38 Million | +37.29pp |
| 1998-12-31 | 2.65% | $9.04 Million | $341.60 Million | -- |
About Penns Woods Bancorp Inc
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations in the United States. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and fixed rate certif… Read more