Penns Woods Bancorp Inc (PWOD) - Total Assets

Latest as of March 2025: $2.25 Billion USD

Based on the latest financial reports, Penns Woods Bancorp Inc (PWOD) holds total assets worth $2.25 Billion USD as of March 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See net assets of Penns Woods Bancorp Inc for net asset value and shareholders' equity analysis.

Penns Woods Bancorp Inc - Total Assets Trend (1995–2024)

This chart illustrates how Penns Woods Bancorp Inc's total assets have evolved over time, based on quarterly financial data.

Penns Woods Bancorp Inc - Asset Composition Analysis

Current Asset Composition (December 2024)

Penns Woods Bancorp Inc's total assets of $2.25 Billion consist of 10.1% current assets and 89.9% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.3%
Accounts Receivable $11.11 Million 0.5%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $107.00K 0.0%
Goodwill $16.45 Million 0.7%

Asset Composition Trend (1995–2024)

This chart illustrates how Penns Woods Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Penns Woods Bancorp Inc (PWOD) total market value.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Penns Woods Bancorp Inc's current assets represent 10.1% of total assets in 2024, an increase from 6.6% in 1995.
  • Cash Position: Cash and equivalents constituted 1.3% of total assets in 2024, down from 5.9% in 1995.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1995.
  • Asset Diversification: The largest asset category is goodwill at 0.7% of total assets.

Penns Woods Bancorp Inc Competitors by Total Assets

Key competitors of Penns Woods Bancorp Inc based on total assets are shown below.

Company Country Total Assets
Bank of Ayudhya PCL
BK:BAY
Thailand ฿2.59 Trillion
First Merchants Corporation Depository Shares
NASDAQ:FRMEP
USA $19.03 Billion
Banco Santander (Brasil) S.A.
SA:SANB3
Brazil R$1.26 Trillion
Capitol Federal Financial Inc
NASDAQ:CFFN
USA $9.78 Billion
CB Financial Services Inc
NASDAQ:CBFV
USA $1.55 Billion
KB Financial Group Inc
F:KBIA
Germany €796.06 Trillion
Kraft Bank Asa
OL:KRAB
Norway Nkr4.42 Billion
Absa Group Ltd
JSE:ABG
South Africa ZAC2.16 Trillion

Penns Woods Bancorp Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.06 0.13 0.26
Quick Ratio 0.06 0.27 0.26
Cash Ratio 0.00 0.00 0.00
Working Capital $-1.70 Billion $-1.50 Billion $-1.10 Billion

Penns Woods Bancorp Inc - Advanced Valuation Insights

This section examines the relationship between Penns Woods Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.08
Latest Market Cap to Assets Ratio 0.10
Asset Growth Rate (YoY) 1.2%
Total Assets $2.23 Billion
Market Capitalization $228.43 Million USD

Valuation Analysis

Below Book Valuation: The market values Penns Woods Bancorp Inc's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Penns Woods Bancorp Inc's assets grew by 1.2% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Penns Woods Bancorp Inc (1995–2024)

The table below shows the annual total assets of Penns Woods Bancorp Inc from 1995 to 2024.

Year Total Assets Change
2024-12-31 $2.23 Billion +1.25%
2023-12-31 $2.20 Billion +10.24%
2022-12-31 $2.00 Billion +3.05%
2021-12-31 $1.94 Billion +5.79%
2020-12-31 $1.83 Billion +10.17%
2019-12-31 $1.67 Billion -1.15%
2018-12-31 $1.68 Billion +14.26%
2017-12-31 $1.47 Billion +9.34%
2016-12-31 $1.35 Billion +2.16%
2015-12-31 $1.32 Billion +6.03%
2014-12-31 $1.25 Billion +2.72%
2013-12-31 $1.21 Billion +41.50%
2012-12-31 $856.53 Million +12.12%
2011-12-31 $763.95 Million +10.45%
2010-12-31 $691.69 Million +2.29%
2009-12-31 $676.20 Million +3.58%
2008-12-31 $652.80 Million +3.93%
2007-12-31 $628.14 Million +6.05%
2006-12-31 $592.28 Million +4.15%
2005-12-31 $568.67 Million +4.02%
2004-12-31 $546.70 Million +3.66%
2003-12-31 $527.38 Million +11.68%
2002-12-31 $472.21 Million +11.16%
2001-12-31 $424.81 Million +7.58%
2000-12-31 $394.86 Million +5.66%
1999-12-31 $373.70 Million +9.40%
1998-12-31 $341.60 Million +20.29%
1997-12-31 $283.99 Million +9.34%
1996-12-31 $259.72 Million +7.05%
1995-12-31 $242.63 Million --

About Penns Woods Bancorp Inc

NASDAQ:PWOD USA Banks - Regional
Market Cap
$228.43 Million
Market Cap Rank
#16038 Global
#3628 in USA
Share Price
$30.00
Change (1 day)
-1.64%
52-Week Range
$28.51 - $32.29
All Time High
$34.06
About

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations in the United States. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and fixed rate certif… Read more