Sound Financial Bancorp Inc Asset Resilience Ratio
Sound Financial Bancorp Inc asset resilience ratio. Sound Financial Bancorp Inc (SFBC) has an Asset Resilience Ratio of 0.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SFBC cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Sound Financial Bancorp Inc (2011–2025)
Asset resilience ratio of Sound Financial Bancorp Inc from 2011 to 2025. This chart shows how Sound Financial Bancorp Inc's Asset Resilience Ratio has changed over time. Read Sound Financial Bancorp Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Sound Financial Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Sound Financial Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $7.52 Million | 0.68% |
| Total Liquid Assets | $7.52 Million | 0.68% |
Asset Resilience Insights
- Limited Liquidity: Sound Financial Bancorp Inc maintains only 0.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Sound Financial Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Sound Financial Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Sound Financial Bancorp Inc Asset Resilience Ratio by Year (2011–2025)
Sound Financial Bancorp Inc asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for Sound Financial Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.22% | $2.37 Million | $1.09 Billion | -0.57pp |
| 2024-12-31 | 0.78% | $7.79 Million | $993.63 Million | -0.05pp |
| 2023-12-31 | 0.83% | $8.29 Million | $995.22 Million | -0.21pp |
| 2022-12-31 | 1.05% | $10.21 Million | $976.35 Million | +0.13pp |
| 2021-12-31 | 0.92% | $8.42 Million | $919.69 Million | -0.27pp |
| 2020-12-31 | 1.19% | $10.22 Million | $861.40 Million | -0.11pp |
| 2019-12-31 | 1.29% | $9.31 Million | $719.85 Million | +0.60pp |
| 2018-12-31 | 0.69% | $4.96 Million | $716.74 Million | -0.15pp |
| 2017-12-31 | 0.84% | $5.43 Million | $645.24 Million | -0.28pp |
| 2016-12-31 | 1.12% | $6.60 Million | $588.38 Million | -0.12pp |
| 2015-12-31 | 1.24% | $6.70 Million | $540.76 Million | -1.09pp |
| 2014-12-31 | 2.33% | $11.52 Million | $495.19 Million | -1.16pp |
| 2013-12-31 | 3.48% | $15.42 Million | $442.61 Million | -2.53pp |
| 2012-12-31 | 6.01% | $22.90 Million | $381.04 Million | +5.13pp |
| 2011-12-31 | 0.88% | $2.99 Million | $339.74 Million | -- |
About Sound Financial Bancorp Inc
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four … Read more