Sound Financial Bancorp Inc (SFBC) - Total Assets
Based on the latest financial reports, Sound Financial Bancorp Inc (SFBC) holds total assets worth $1.11 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore SFBC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Sound Financial Bancorp Inc - Total Assets Trend (2007–2025)
This chart illustrates how Sound Financial Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See Sound Financial Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Sound Financial Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Sound Financial Bancorp Inc's total assets of $1.11 Billion consist of 13.2% current assets and 86.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 12.7% |
| Accounts Receivable | $3.77 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $4.18 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2007–2025)
This chart illustrates how Sound Financial Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Sound Financial Bancorp Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sound Financial Bancorp Inc's current assets represent 13.2% of total assets in 2025, an increase from 3.4% in 2007.
- Cash Position: Cash and equivalents constituted 12.7% of total assets in 2025, up from 0.0% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2007.
- Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.
Sound Financial Bancorp Inc Competitors by Total Assets
Key competitors of Sound Financial Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Sound Financial Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 42.17 | 0.15 | 0.31 |
| Quick Ratio | 42.17 | 0.15 | 0.31 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $138.51 Million | $-783.21 Million | $-558.54 Million |
Sound Financial Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Sound Financial Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.89 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 9.9% |
| Total Assets | $1.09 Billion |
| Market Capitalization | $100.38 Million USD |
Valuation Analysis
Below Book Valuation: The market values Sound Financial Bancorp Inc's assets below their book value (0.09x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Sound Financial Bancorp Inc's assets grew by 9.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Sound Financial Bancorp Inc (2007–2025)
The table below shows the annual total assets of Sound Financial Bancorp Inc from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.09 Billion | +9.92% |
| 2024-12-31 | $993.63 Million | -0.16% |
| 2023-12-31 | $995.22 Million | +1.93% |
| 2022-12-31 | $976.35 Million | +6.16% |
| 2021-12-31 | $919.69 Million | +6.77% |
| 2020-12-31 | $861.40 Million | +19.66% |
| 2019-12-31 | $719.85 Million | +0.44% |
| 2018-12-31 | $716.74 Million | +11.08% |
| 2017-12-31 | $645.24 Million | +9.66% |
| 2016-12-31 | $588.38 Million | +8.81% |
| 2015-12-31 | $540.76 Million | +9.20% |
| 2014-12-31 | $495.19 Million | +11.88% |
| 2013-12-31 | $442.61 Million | +16.16% |
| 2012-12-31 | $381.04 Million | +12.16% |
| 2011-12-31 | $339.74 Million | +1.52% |
| 2010-12-31 | $334.64 Million | -0.94% |
| 2009-12-31 | $337.81 Million | +15.10% |
| 2008-12-31 | $293.50 Million | +23.86% |
| 2007-12-31 | $236.97 Million | -- |
About Sound Financial Bancorp Inc
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four … Read more