Simmons First National Corporation - Asset Resilience Ratio
Simmons First National Corporation (SFNC) has an Asset Resilience Ratio of 13.31% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SFNC liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Simmons First National Corporation's Asset Resilience Ratio has changed over time. See Simmons First National Corporation (SFNC) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Simmons First National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SFNC market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.27 Billion | 13.31% |
| Total Liquid Assets | $3.27 Billion | 13.31% |
Asset Resilience Insights
- Moderate Liquidity: Simmons First National Corporation has 13.31% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Simmons First National Corporation Industry Peers by Asset Resilience Ratio
Compare Simmons First National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Simmons First National Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Simmons First National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.31% | $3.27 Billion | $24.54 Billion | +8.11pp |
| 2024-12-31 | 5.20% | $1.40 Billion | $26.88 Billion | -6.33pp |
| 2023-12-31 | 11.53% | $3.15 Billion | $27.35 Billion | -2.50pp |
| 2022-12-31 | 14.03% | $3.85 Billion | $27.46 Billion | -14.74pp |
| 2021-12-31 | 28.77% | $7.11 Billion | $24.72 Billion | +13.24pp |
| 2020-12-31 | 15.54% | $3.47 Billion | $22.36 Billion | -0.71pp |
| 2019-12-31 | 16.24% | $3.45 Billion | $21.26 Billion | +3.24pp |
| 2018-12-31 | 13.01% | $2.15 Billion | $16.54 Billion | +2.45pp |
| 2017-12-31 | 10.56% | $1.59 Billion | $15.06 Billion | -3.22pp |
| 2016-12-31 | 13.78% | $1.16 Billion | $8.40 Billion | +2.91pp |
| 2015-12-31 | 10.87% | $821.41 Million | $7.56 Billion | +4.29pp |
| 2014-12-31 | 6.57% | $305.28 Million | $4.64 Billion | +1.73pp |
| 2013-12-31 | 4.84% | $212.28 Million | $4.38 Billion | -0.58pp |
| 2012-12-31 | 5.42% | $191.34 Million | $3.53 Billion | +5.20pp |
| 2011-12-31 | 0.23% | $7.54 Million | $3.32 Billion | -13.05pp |
| 2010-12-31 | 13.28% | $440.38 Million | $3.32 Billion | +12.83pp |
| 2009-12-31 | 0.45% | $13.90 Million | $3.09 Billion | -21.66pp |
| 2008-12-31 | 22.10% | $646.13 Million | $2.92 Billion | +2.39pp |
| 2007-12-31 | 19.72% | $530.93 Million | $2.69 Billion | +4.24pp |
| 2006-12-31 | 15.48% | $410.44 Million | $2.65 Billion | -5.19pp |
| 2005-12-31 | 20.67% | $521.79 Million | $2.52 Billion | +3.63pp |
| 2004-12-31 | 17.05% | $411.47 Million | $2.41 Billion | -4.96pp |
| 2003-12-31 | 22.00% | $491.95 Million | $2.24 Billion | +16.18pp |
| 2002-12-31 | 5.82% | $115.09 Million | $1.98 Billion | +0.21pp |
| 2001-12-31 | 5.61% | $113.06 Million | $2.02 Billion | +3.85pp |
| 2000-12-31 | 1.76% | $33.64 Million | $1.91 Billion | -- |
About Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, … Read more