Simmons First National Corporation Asset Resilience Ratio
Simmons First National Corporation asset resilience ratio. Simmons First National Corporation (SFNC) has an Asset Resilience Ratio of 12.42% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Simmons First National Corporation (SFNC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Simmons First National Corporation (2000–2025)
Asset resilience ratio of Simmons First National Corporation from 2000 to 2025. This chart shows how Simmons First National Corporation's Asset Resilience Ratio has changed over time. Read Simmons First National Corporation (SFNC) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Simmons First National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Simmons First National Corporation balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.08 Billion | 12.42% |
| Total Liquid Assets | $3.08 Billion | 12.42% |
Asset Resilience Insights
- Moderate Liquidity: Simmons First National Corporation has 12.42% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Simmons First National Corporation Industry Peers by Asset Resilience Ratio
Compare Simmons First National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Simmons First National Corporation Asset Resilience Ratio by Year (2000–2025)
Simmons First National Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Simmons First National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.31% | $3.27 Billion | $24.54 Billion | +8.11pp |
| 2024-12-31 | 5.20% | $1.40 Billion | $26.88 Billion | -6.33pp |
| 2023-12-31 | 11.53% | $3.15 Billion | $27.35 Billion | -2.50pp |
| 2022-12-31 | 14.03% | $3.85 Billion | $27.46 Billion | -14.74pp |
| 2021-12-31 | 28.77% | $7.11 Billion | $24.72 Billion | +13.24pp |
| 2020-12-31 | 15.54% | $3.47 Billion | $22.36 Billion | -0.71pp |
| 2019-12-31 | 16.24% | $3.45 Billion | $21.26 Billion | +3.24pp |
| 2018-12-31 | 13.01% | $2.15 Billion | $16.54 Billion | +2.45pp |
| 2017-12-31 | 10.56% | $1.59 Billion | $15.06 Billion | -3.22pp |
| 2016-12-31 | 13.78% | $1.16 Billion | $8.40 Billion | +2.91pp |
| 2015-12-31 | 10.87% | $821.41 Million | $7.56 Billion | +4.29pp |
| 2014-12-31 | 6.57% | $305.28 Million | $4.64 Billion | +1.73pp |
| 2013-12-31 | 4.84% | $212.28 Million | $4.38 Billion | -0.58pp |
| 2012-12-31 | 5.42% | $191.34 Million | $3.53 Billion | +5.20pp |
| 2011-12-31 | 0.23% | $7.54 Million | $3.32 Billion | -13.05pp |
| 2010-12-31 | 13.28% | $440.38 Million | $3.32 Billion | +12.83pp |
| 2009-12-31 | 0.45% | $13.90 Million | $3.09 Billion | -21.66pp |
| 2008-12-31 | 22.10% | $646.13 Million | $2.92 Billion | +2.39pp |
| 2007-12-31 | 19.72% | $530.93 Million | $2.69 Billion | +4.24pp |
| 2006-12-31 | 15.48% | $410.44 Million | $2.65 Billion | -5.19pp |
| 2005-12-31 | 20.67% | $521.79 Million | $2.52 Billion | +3.63pp |
| 2004-12-31 | 17.05% | $411.47 Million | $2.41 Billion | -4.96pp |
| 2003-12-31 | 22.00% | $491.95 Million | $2.24 Billion | +16.18pp |
| 2002-12-31 | 5.82% | $115.09 Million | $1.98 Billion | +0.21pp |
| 2001-12-31 | 5.61% | $113.06 Million | $2.02 Billion | +3.85pp |
| 2000-12-31 | 1.76% | $33.64 Million | $1.91 Billion | -- |
About Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, … Read more