Simmons First National Corporation - Asset Resilience Ratio
Simmons First National Corporation (SFNC) has an Asset Resilience Ratio of 12.77% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Simmons First National Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Simmons First National Corporation's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Simmons First National Corporation to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Simmons First National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SFNC market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.15 Billion | 12.77% |
| Total Liquid Assets | $3.15 Billion | 12.77% |
Asset Resilience Insights
- Moderate Liquidity: Simmons First National Corporation has 12.77% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Simmons First National Corporation Industry Peers by Asset Resilience Ratio
Compare Simmons First National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Simmons First National Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Simmons First National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.31% | $3.27 Billion | $24.54 Billion | +8.11pp |
| 2024-12-31 | 5.20% | $1.40 Billion | $26.88 Billion | -6.33pp |
| 2023-12-31 | 11.53% | $3.15 Billion | $27.35 Billion | -2.50pp |
| 2022-12-31 | 14.03% | $3.85 Billion | $27.46 Billion | -14.74pp |
| 2021-12-31 | 28.77% | $7.11 Billion | $24.72 Billion | +13.24pp |
| 2020-12-31 | 15.54% | $3.47 Billion | $22.36 Billion | -0.71pp |
| 2019-12-31 | 16.24% | $3.45 Billion | $21.26 Billion | +3.24pp |
| 2018-12-31 | 13.01% | $2.15 Billion | $16.54 Billion | +2.45pp |
| 2017-12-31 | 10.56% | $1.59 Billion | $15.06 Billion | -3.22pp |
| 2016-12-31 | 13.78% | $1.16 Billion | $8.40 Billion | +2.91pp |
| 2015-12-31 | 10.87% | $821.41 Million | $7.56 Billion | +4.29pp |
| 2014-12-31 | 6.57% | $305.28 Million | $4.64 Billion | +1.73pp |
| 2013-12-31 | 4.84% | $212.28 Million | $4.38 Billion | -0.58pp |
| 2012-12-31 | 5.42% | $191.34 Million | $3.53 Billion | +5.20pp |
| 2011-12-31 | 0.23% | $7.54 Million | $3.32 Billion | -13.05pp |
| 2010-12-31 | 13.28% | $440.38 Million | $3.32 Billion | +12.83pp |
| 2009-12-31 | 0.45% | $13.90 Million | $3.09 Billion | -21.66pp |
| 2008-12-31 | 22.10% | $646.13 Million | $2.92 Billion | +2.39pp |
| 2007-12-31 | 19.72% | $530.93 Million | $2.69 Billion | +4.24pp |
| 2006-12-31 | 15.48% | $410.44 Million | $2.65 Billion | -5.19pp |
| 2005-12-31 | 20.67% | $521.79 Million | $2.52 Billion | +3.63pp |
| 2004-12-31 | 17.05% | $411.47 Million | $2.41 Billion | -4.96pp |
| 2003-12-31 | 22.00% | $491.95 Million | $2.24 Billion | +16.18pp |
| 2002-12-31 | 5.82% | $115.09 Million | $1.98 Billion | +0.21pp |
| 2001-12-31 | 5.61% | $113.06 Million | $2.02 Billion | +3.85pp |
| 2000-12-31 | 1.76% | $33.64 Million | $1.91 Billion | -- |
About Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, … Read more