Simmons First National Corporation (SFNC) - Net Assets
Based on the latest financial reports, Simmons First National Corporation (SFNC) has net assets worth $3.42 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($24.54 Billion) and total liabilities ($21.12 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Simmons First National Corporation asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.42 Billion |
| % of Total Assets | 13.93% |
| Annual Growth Rate | 13.55% |
| 5-Year Change | 5.24% |
| 10-Year Change | 197.04% |
| Growth Volatility | 23.78 |
Simmons First National Corporation - Net Assets Trend (1991–2025)
This chart illustrates how Simmons First National Corporation's net assets have evolved over time, based on quarterly financial data. Also explore SFNC current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Simmons First National Corporation (1991–2025)
The table below shows the annual net assets of Simmons First National Corporation from 1991 to 2025. For live valuation and market cap data, see SFNC market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $3.42 Billion | -3.11% |
| 2024-12-31 | $3.53 Billion | +2.99% |
| 2023-12-31 | $3.43 Billion | +4.81% |
| 2022-12-31 | $3.27 Billion | +0.63% |
| 2021-12-31 | $3.25 Billion | +9.14% |
| 2020-12-31 | $2.98 Billion | -0.41% |
| 2019-12-31 | $2.99 Billion | +33.05% |
| 2018-12-31 | $2.25 Billion | +7.77% |
| 2017-12-31 | $2.08 Billion | +81.09% |
| 2016-12-31 | $1.15 Billion | +7.08% |
| 2015-12-31 | $1.08 Billion | +117.47% |
| 2014-12-31 | $494.32 Million | +22.41% |
| 2013-12-31 | $403.83 Million | -0.55% |
| 2012-12-31 | $406.06 Million | -0.45% |
| 2011-12-31 | $407.91 Million | +2.65% |
| 2010-12-31 | $397.37 Million | +7.04% |
| 2009-12-31 | $371.25 Million | +28.55% |
| 2008-12-31 | $288.79 Million | +6.02% |
| 2007-12-31 | $272.41 Million | +5.17% |
| 2006-12-31 | $259.02 Million | +6.12% |
| 2005-12-31 | $244.09 Million | +0.04% |
| 2004-12-31 | $243.99 Million | +16.19% |
| 2003-12-31 | $210.00 Million | +6.27% |
| 2002-12-31 | $197.60 Million | +8.36% |
| 2001-12-31 | $182.36 Million | +5.20% |
| 2000-12-31 | $173.34 Million | +8.75% |
| 1999-12-31 | $159.40 Million | +5.98% |
| 1998-12-31 | $150.40 Million | +24.30% |
| 1997-12-31 | $121.00 Million | +17.70% |
| 1996-12-31 | $102.80 Million | +6.20% |
| 1995-12-31 | $96.80 Million | +15.65% |
| 1994-12-31 | $83.70 Million | +11.16% |
| 1993-12-31 | $75.30 Million | +45.37% |
| 1992-12-31 | $51.80 Million | +13.85% |
| 1991-12-31 | $45.50 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Simmons First National Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2733.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $864.34 Million | 25.28% |
| Common Stock | $1.45 Million | 0.04% |
| Other Comprehensive Income | $-293.13 Million | -8.57% |
| Other Components | $2.85 Billion | 83.25% |
| Total Equity | $3.42 Billion | 100.00% |
Simmons First National Corporation Competitors by Market Cap
The table below lists competitors of Simmons First National Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Caida Securities Co Ltd
SHG:600906
|
$3.05 Billion |
|
Hunan Changyuan Lico Co Ltd
SHG:688779
|
$3.05 Billion |
|
ZIM Integrated Shipping Services Ltd.
F:2SV
|
$3.05 Billion |
|
Aalberts Industries NV
AS:AALB
|
$3.05 Billion |
|
Suzhou Hengmingda Electronic Technology Co Ltd
SHE:002947
|
$3.05 Billion |
|
Helmerich and Payne Inc
NYSE:HP
|
$3.05 Billion |
|
Aerospace Auto
SHG:600151
|
$3.05 Billion |
|
Quectel Wireless Solutions Co Ltd
SHG:603236
|
$3.05 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Simmons First National Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,528,872,000 to 3,419,240,000, a change of -109,632,000 (-3.1%).
- Net loss of 397,553,000 reduced equity.
- Dividend payments of 115,041,000 reduced retained earnings.
- New share issuances of 327,107,000 increased equity.
- Other comprehensive income increased equity by 67,780,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-397.55 Million | -11.63% |
| Dividends Paid | $115.04 Million | -3.36% |
| Share Issuances | $327.11 Million | +9.57% |
| Other Comprehensive Income | $67.78 Million | +1.98% |
| Other Changes | $8.07 Million | +0.24% |
| Total Change | $- | -3.11% |
Book Value vs Market Value Analysis
This analysis compares Simmons First National Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.84x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 7.85x to 0.84x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $2.70 | $21.23 | x |
| 1992-12-31 | $2.99 | $21.23 | x |
| 1993-12-31 | $3.68 | $21.23 | x |
| 1994-12-31 | $3.78 | $21.23 | x |
| 1995-12-31 | $4.28 | $21.23 | x |
| 1996-12-31 | $4.10 | $21.23 | x |
| 1997-12-31 | $4.13 | $21.23 | x |
| 1998-12-31 | $5.10 | $21.23 | x |
| 1999-12-31 | $5.40 | $21.23 | x |
| 2000-12-31 | $5.93 | $21.23 | x |
| 2001-12-31 | $6.37 | $21.23 | x |
| 2002-12-31 | $6.87 | $21.23 | x |
| 2003-12-31 | $7.28 | $21.23 | x |
| 2004-12-31 | $8.02 | $21.23 | x |
| 2005-12-31 | $8.31 | $21.23 | x |
| 2006-12-31 | $8.95 | $21.23 | x |
| 2007-12-31 | $9.56 | $21.23 | x |
| 2008-12-31 | $10.24 | $21.23 | x |
| 2009-12-31 | $12.83 | $21.23 | x |
| 2010-12-31 | $11.51 | $21.23 | x |
| 2011-12-31 | $11.78 | $21.23 | x |
| 2012-12-31 | $12.01 | $21.23 | x |
| 2013-12-31 | $12.35 | $21.23 | x |
| 2014-12-31 | $14.61 | $21.23 | x |
| 2015-12-31 | $17.75 | $21.23 | x |
| 2016-12-31 | $18.66 | $21.23 | x |
| 2017-12-31 | $22.65 | $21.23 | x |
| 2018-12-31 | $24.33 | $21.23 | x |
| 2019-12-31 | $30.25 | $21.23 | x |
| 2020-12-31 | $27.02 | $21.23 | x |
| 2021-12-31 | $29.48 | $21.23 | x |
| 2022-12-31 | $25.73 | $21.23 | x |
| 2023-12-31 | $27.37 | $21.23 | x |
| 2024-12-31 | $27.98 | $21.23 | x |
| 2025-12-31 | $25.38 | $21.23 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Simmons First National Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -11.63%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -63.43%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 7.18x
- Recent ROE (-11.63%) is below the historical average (8.61%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 11.65% | 7.29% | 0.11x | 14.80x | $750.00K |
| 1992 | 14.48% | 10.46% | 0.10x | 13.64x | $2.32 Million |
| 1993 | 12.48% | 13.33% | 0.10x | 9.81x | $1.87 Million |
| 1994 | 11.83% | 14.02% | 0.10x | 8.52x | $1.53 Million |
| 1995 | 10.33% | 12.39% | 0.10x | 8.68x | $320.00K |
| 1996 | 10.80% | 11.92% | 0.11x | 8.57x | $820.00K |
| 1997 | 12.40% | 11.47% | 0.09x | 11.67x | $2.90 Million |
| 1998 | 10.97% | 10.83% | 0.09x | 11.22x | $1.46 Million |
| 1999 | 10.79% | 11.48% | 0.09x | 10.65x | $1.26 Million |
| 2000 | 10.89% | 11.30% | 0.09x | 11.03x | $1.53 Million |
| 2001 | 9.06% | 9.75% | 0.08x | 11.06x | $-1.71 Million |
| 2002 | 11.17% | 14.58% | 0.08x | 10.01x | $2.32 Million |
| 2003 | 11.33% | 16.26% | 0.07x | 10.65x | $2.79 Million |
| 2004 | 10.26% | 15.59% | 0.06x | 10.13x | $623.80K |
| 2005 | 11.05% | 15.37% | 0.07x | 10.34x | $2.55 Million |
| 2006 | 10.61% | 13.93% | 0.07x | 10.24x | $1.58 Million |
| 2007 | 10.04% | 12.75% | 0.08x | 9.88x | $119.40K |
| 2008 | 9.32% | 13.16% | 0.07x | 10.12x | $-1.97 Million |
| 2009 | 6.79% | 13.47% | 0.06x | 8.33x | $-11.91 Million |
| 2010 | 9.34% | 17.94% | 0.06x | 8.35x | $-2.62 Million |
| 2011 | 6.22% | 14.42% | 0.05x | 8.14x | $-15.42 Million |
| 2012 | 6.82% | 16.23% | 0.05x | 8.69x | $-12.92 Million |
| 2013 | 5.75% | 13.14% | 0.04x | 10.85x | $-17.15 Million |
| 2014 | 7.22% | 14.96% | 0.05x | 9.39x | $-13.74 Million |
| 2015 | 6.92% | 19.24% | 0.05x | 7.03x | $-33.14 Million |
| 2016 | 8.41% | 22.56% | 0.05x | 7.30x | $-18.30 Million |
| 2017 | 4.46% | 17.82% | 0.03x | 7.22x | $-115.52 Million |
| 2018 | 9.60% | 26.62% | 0.05x | 7.36x | $-8.93 Million |
| 2019 | 7.97% | 24.50% | 0.05x | 7.11x | $-60.73 Million |
| 2020 | 8.56% | 25.99% | 0.04x | 7.51x | $-42.76 Million |
| 2021 | 8.35% | 31.98% | 0.03x | 7.61x | $-53.73 Million |
| 2022 | 7.84% | 25.15% | 0.04x | 8.40x | $-70.52 Million |
| 2023 | 5.11% | 13.05% | 0.05x | 7.98x | $-167.59 Million |
| 2024 | 4.33% | 10.56% | 0.05x | 7.62x | $-200.19 Million |
| 2025 | -11.63% | -63.43% | 0.03x | 7.18x | $-739.48 Million |
Industry Comparison
This section compares Simmons First National Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Simmons First National Corporation (SFNC) | $3.42 Billion | 11.65% | 6.18x | $3.05 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Simmons First National Corporation
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, … Read more