SLM Corp - Asset Resilience Ratio

Latest as of December 2025: 0.17%

SLM Corp (SLM) has an Asset Resilience Ratio of 0.17% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SLM Corp debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$49.25 Million

Cash + Short-term Investments

Total Assets

$29.75 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2025)

This chart shows how SLM Corp's Asset Resilience Ratio has changed over time. See SLM total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down SLM Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SLM market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$49.25 Million	0.17%
Total Liquid Assets	$49.25 Million	0.17%

Asset Resilience Insights

Limited Liquidity: SLM Corp maintains only 0.17% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

SLM Corp Industry Peers by Asset Resilience Ratio

Compare SLM Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for SLM Corp (2004–2025)

The table below shows the annual Asset Resilience Ratio data for SLM Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.17%	$49.25 Million	$29.75 Billion	-6.44pp
2024-12-31	6.61%	$1.99 Billion	$30.07 Billion	-1.66pp
2023-12-31	8.27%	$2.41 Billion	$29.17 Billion	+0.14pp
2022-12-31	8.13%	$2.34 Billion	$28.81 Billion	-0.49pp
2021-12-31	8.62%	$2.52 Billion	$29.22 Billion	+2.13pp
2020-12-31	6.49%	$2.00 Billion	$30.77 Billion	+5.00pp
2019-12-31	1.49%	$487.67 Million	$32.69 Billion	+0.83pp
2018-12-31	0.66%	$176.25 Million	$26.64 Billion	-0.46pp
2017-12-31	1.12%	$244.09 Million	$21.78 Billion	0.00pp
2016-12-31	1.13%	$208.60 Million	$18.53 Billion	-0.16pp
2015-12-31	1.28%	$195.39 Million	$15.21 Billion	-0.02pp
2014-12-31	1.30%	$168.93 Million	$12.97 Billion	+1.23pp
2013-12-31	0.07%	$109.00 Million	$159.54 Billion	+0.03pp
2012-12-31	0.04%	$72.00 Million	$181.26 Billion	+0.00pp
2011-12-31	0.04%	$70.00 Million	$193.34 Billion	0.00pp
2010-12-31	0.04%	$83.00 Million	$205.31 Billion	-0.71pp
2009-12-31	0.75%	$1.27 Billion	$169.99 Billion	+0.24pp
2008-12-31	0.51%	$861.01 Million	$168.77 Billion	-1.34pp
2007-12-31	1.85%	$2.87 Billion	$155.56 Billion	-0.28pp
2006-12-31	2.12%	$2.46 Billion	$116.14 Billion	+0.01pp
2005-12-31	2.11%	$2.10 Billion	$99.34 Billion	-0.52pp
2004-12-31	2.63%	$2.21 Billion	$84.09 Billion	--

pp = percentage points

About SLM Corp

NASDAQ:SLM USA Credit Services

Market Cap

$4.50 Billion

Market Cap Rank

#3994 Global

#1325 in USA

Share Price

$22.69

Change (1 day)

-1.69%

52-Week Range

$18.74 - $34.40

All Time High

$34.40