SLM Corp (SLM) - Cash Flow Conversion Efficiency
Based on the latest financial reports, SLM Corp (SLM) has a cash flow conversion efficiency ratio of -0.031x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-75.96 Million) by net assets ($2.44 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SLM Corp (SLM) net asset quality to measure how much of total assets are equity-financed.
SLM Corp - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how SLM Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check SLM Corp earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
SLM Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SLM Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
PT Petrindo Jaya Kreasi Tbk
JK:CUAN
|
0.099x |
|
Klabin S.A.
SA:KLBN11
|
0.058x |
|
Seaboard Corporation
NYSE MKT:SEB
|
-0.010x |
|
Alaska Air Group Inc
NYSE:ALK
|
0.113x |
|
Waystar Holding Corp. Common Stock
NASDAQ:WAY
|
0.022x |
|
FSPG Hi-Tech Co Ltd
SHE:000973
|
0.011x |
|
SentinelOne Inc
NYSE:S
|
0.003x |
|
ServisFirst Bancshares Inc
NYSE:SFBS
|
0.037x |
Annual Cash Flow Conversion Efficiency for SLM Corp (1989–2025)
The table below shows the annual cash flow conversion efficiency of SLM Corp from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see SLM company net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.45 Billion | $575.52 Million | 0.235x | +253.95% |
| 2024-12-31 | $2.16 Billion | $-329.39 Million | -0.153x | -98.31% |
| 2023-12-31 | $1.88 Billion | $-144.64 Million | -0.077x | -2760.40% |
| 2022-12-31 | $1.73 Billion | $4.99 Million | 0.003x | +235.95% |
| 2021-12-31 | $23.29 Billion | $-49.52 Million | -0.002x | +70.22% |
| 2020-12-31 | $25.58 Billion | $-182.67 Million | -0.007x | -51.20% |
| 2019-12-31 | $3.31 Billion | $-15.64 Million | -0.005x | +86.34% |
| 2018-12-31 | $2.97 Billion | $-102.74 Million | -0.035x | +48.77% |
| 2017-12-31 | $2.47 Billion | $-166.91 Million | -0.067x | +21.20% |
| 2016-12-31 | $2.35 Billion | $-200.93 Million | -0.086x | -96.78% |
| 2015-12-31 | $2.10 Billion | $-91.20 Million | -0.044x | +81.77% |
| 2014-12-31 | $1.83 Billion | $-436.77 Million | -0.239x | -167.33% |
| 2013-12-31 | $5.64 Billion | $2.00 Billion | 0.354x | -31.87% |
| 2012-12-31 | $5.07 Billion | $2.64 Billion | 0.520x | -11.32% |
| 2011-12-31 | $5.25 Billion | $3.08 Billion | 0.587x | +143.94% |
| 2010-12-31 | $5.01 Billion | $-6.69 Billion | -1.335x | +55.71% |
| 2009-12-31 | $5.28 Billion | $-15.91 Billion | -3.015x | -164.86% |
| 2008-12-31 | $5.01 Billion | $-5.70 Billion | -1.138x | -11515.68% |
| 2007-12-31 | $5.23 Billion | $-51.30 Million | -0.010x | -105.30% |
| 2006-12-31 | $4.37 Billion | $808.42 Million | 0.185x | +200.63% |
| 2005-12-31 | $3.80 Billion | $-698.83 Million | -0.184x | -83.98% |
| 2004-12-31 | $3.17 Billion | $-317.22 Million | -0.100x | -138.97% |
| 2003-12-31 | $2.63 Billion | $674.45 Million | 0.256x | -32.82% |
| 2002-12-31 | $2.00 Billion | $762.64 Million | 0.382x | -23.94% |
| 2001-12-31 | $1.67 Billion | $839.39 Million | 0.502x | +9.81% |
| 2000-12-31 | $1.63 Billion | $744.65 Million | 0.457x | +42.55% |
| 1999-12-31 | $1.05 Billion | $338.20 Million | 0.321x | +124.31% |
| 1998-12-31 | $867.50 Million | $124.00 Million | 0.143x | +130.49% |
| 1997-12-31 | $888.50 Million | $55.10 Million | 0.062x | -88.67% |
| 1996-12-31 | $1.05 Billion | $573.60 Million | 0.547x | +218.39% |
| 1995-12-31 | $1.08 Billion | $185.90 Million | 0.172x | -45.85% |
| 1994-12-31 | $1.47 Billion | $467.20 Million | 0.318x | +69.86% |
| 1993-12-31 | $1.28 Billion | $239.30 Million | 0.187x | -38.49% |
| 1992-12-31 | $1.22 Billion | $370.80 Million | 0.304x | -2.50% |
| 1991-12-31 | $1.15 Billion | $358.40 Million | 0.312x | -2.65% |
| 1990-12-31 | $1.09 Billion | $350.10 Million | 0.320x | +135.94% |
| 1989-12-31 | $1.04 Billion | $140.80 Million | 0.136x | -- |
About SLM Corp
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corpora… Read more