SLM Corp Cash Flow Conversion Efficiency
SLM Corp cash flow conversion efficiency. Based on the latest financial reports, SLM Corp (SLM) has a cash flow conversion efficiency ratio of -0.054x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-134.83 Million) by net assets ($2.47 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of SLM Corp (1989–2025)
Cash flow conversion efficiency of SLM Corp from 1989 to 2025. This chart illustrates how SLM Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest SLM Corp stock price today for real-time trading data and today's change.
SLM Corp Cash Flow Conversion Ratio Explained
SLM Corp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
SLM Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SLM Corp ranked by their cash flow conversion efficiency. Also see SLM company net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Amcor plc
F:485
|
0.043x |
|
INDIVIOR PLC DL 050
F:2IVB
|
N/A |
|
Farsoon Technology Co. Ltd. A
SHG:688433
|
N/A |
|
Guocheng Mining Co Ltd
SHE:000688
|
0.007x |
|
JC Decaux SA
PA:DEC
|
0.167x |
|
PennyMac Finl Svcs Inc
NYSE:PFSI
|
0.472x |
|
Atacadão S.A
SA:CRFB3
|
0.427x |
|
Enaex S.A
SN:ENAEX
|
0.099x |
Annual Cash Flow Conversion Efficiency for SLM Corp (1989–2025)
The table below shows the annual cash flow conversion efficiency of SLM Corp from 1989 to 2025. Review free cash flow generation of SLM Corp to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.45 Billion | $575.52 Million | 0.235x | +253.95% |
| 2024-12-31 | $2.16 Billion | $-329.39 Million | -0.153x | -98.31% |
| 2023-12-31 | $1.88 Billion | $-144.64 Million | -0.077x | -2760.40% |
| 2022-12-31 | $1.73 Billion | $4.99 Million | 0.003x | +235.95% |
| 2021-12-31 | $23.29 Billion | $-49.52 Million | -0.002x | +70.22% |
| 2020-12-31 | $25.58 Billion | $-182.67 Million | -0.007x | -51.20% |
| 2019-12-31 | $3.31 Billion | $-15.64 Million | -0.005x | +86.34% |
| 2018-12-31 | $2.97 Billion | $-102.74 Million | -0.035x | +48.77% |
| 2017-12-31 | $2.47 Billion | $-166.91 Million | -0.067x | +21.20% |
| 2016-12-31 | $2.35 Billion | $-200.93 Million | -0.086x | -96.78% |
| 2015-12-31 | $2.10 Billion | $-91.20 Million | -0.044x | +81.77% |
| 2014-12-31 | $1.83 Billion | $-436.77 Million | -0.239x | -167.33% |
| 2013-12-31 | $5.64 Billion | $2.00 Billion | 0.354x | -31.87% |
| 2012-12-31 | $5.07 Billion | $2.64 Billion | 0.520x | -11.32% |
| 2011-12-31 | $5.25 Billion | $3.08 Billion | 0.587x | +143.94% |
| 2010-12-31 | $5.01 Billion | $-6.69 Billion | -1.335x | +55.71% |
| 2009-12-31 | $5.28 Billion | $-15.91 Billion | -3.015x | -164.86% |
| 2008-12-31 | $5.01 Billion | $-5.70 Billion | -1.138x | -11515.68% |
| 2007-12-31 | $5.23 Billion | $-51.30 Million | -0.010x | -105.30% |
| 2006-12-31 | $4.37 Billion | $808.42 Million | 0.185x | +200.63% |
| 2005-12-31 | $3.80 Billion | $-698.83 Million | -0.184x | -83.98% |
| 2004-12-31 | $3.17 Billion | $-317.22 Million | -0.100x | -138.97% |
| 2003-12-31 | $2.63 Billion | $674.45 Million | 0.256x | -32.82% |
| 2002-12-31 | $2.00 Billion | $762.64 Million | 0.382x | -23.94% |
| 2001-12-31 | $1.67 Billion | $839.39 Million | 0.502x | +9.81% |
| 2000-12-31 | $1.63 Billion | $744.65 Million | 0.457x | +42.55% |
| 1999-12-31 | $1.05 Billion | $338.20 Million | 0.321x | +124.31% |
| 1998-12-31 | $867.50 Million | $124.00 Million | 0.143x | +130.49% |
| 1997-12-31 | $888.50 Million | $55.10 Million | 0.062x | -88.67% |
| 1996-12-31 | $1.05 Billion | $573.60 Million | 0.547x | +218.39% |
| 1995-12-31 | $1.08 Billion | $185.90 Million | 0.172x | -45.85% |
| 1994-12-31 | $1.47 Billion | $467.20 Million | 0.318x | +69.86% |
| 1993-12-31 | $1.28 Billion | $239.30 Million | 0.187x | -38.49% |
| 1992-12-31 | $1.22 Billion | $370.80 Million | 0.304x | -2.50% |
| 1991-12-31 | $1.15 Billion | $358.40 Million | 0.312x | -2.65% |
| 1990-12-31 | $1.09 Billion | $350.10 Million | 0.320x | +135.94% |
| 1989-12-31 | $1.04 Billion | $140.80 Million | 0.136x | -- |
About SLM Corp
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corpora… Read more