SLM Corp (SLM) - Cash Flow Conversion Efficiency
Based on the latest financial reports, SLM Corp (SLM) has a cash flow conversion efficiency ratio of -0.031x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-75.96 Million) by net assets ($2.44 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SLM defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
SLM Corp - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how SLM Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
SLM Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SLM Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
ServisFirst Bancshares Inc
NYSE:SFBS
|
0.037x |
|
SentinelOne Inc
NYSE:S
|
0.003x |
|
H&R Block Inc
NYSE:HRB
|
0.648x |
|
Seaboard Corporation
NYSE MKT:SEB
|
-0.010x |
|
CommScope Holding Co Inc
NASDAQ:COMM
|
-0.142x |
|
Shinsegae
KO:004170
|
0.029x |
|
VISTA ENERGY 1 A ADR/1
F:1CIA
|
N/A |
|
WHITE MTNS INS. GRP DL 1
F:WNI
|
0.009x |
Annual Cash Flow Conversion Efficiency for SLM Corp (1989–2025)
The table below shows the annual cash flow conversion efficiency of SLM Corp from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of SLM Corp.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.45 Billion | $575.52 Million | 0.235x | +253.95% |
| 2024-12-31 | $2.16 Billion | $-329.39 Million | -0.153x | -98.31% |
| 2023-12-31 | $1.88 Billion | $-144.64 Million | -0.077x | -2760.40% |
| 2022-12-31 | $1.73 Billion | $4.99 Million | 0.003x | +235.95% |
| 2021-12-31 | $23.29 Billion | $-49.52 Million | -0.002x | +70.22% |
| 2020-12-31 | $25.58 Billion | $-182.67 Million | -0.007x | -51.20% |
| 2019-12-31 | $3.31 Billion | $-15.64 Million | -0.005x | +86.34% |
| 2018-12-31 | $2.97 Billion | $-102.74 Million | -0.035x | +48.77% |
| 2017-12-31 | $2.47 Billion | $-166.91 Million | -0.067x | +21.20% |
| 2016-12-31 | $2.35 Billion | $-200.93 Million | -0.086x | -96.78% |
| 2015-12-31 | $2.10 Billion | $-91.20 Million | -0.044x | +81.77% |
| 2014-12-31 | $1.83 Billion | $-436.77 Million | -0.239x | -167.33% |
| 2013-12-31 | $5.64 Billion | $2.00 Billion | 0.354x | -31.87% |
| 2012-12-31 | $5.07 Billion | $2.64 Billion | 0.520x | -11.32% |
| 2011-12-31 | $5.25 Billion | $3.08 Billion | 0.587x | +143.94% |
| 2010-12-31 | $5.01 Billion | $-6.69 Billion | -1.335x | +55.71% |
| 2009-12-31 | $5.28 Billion | $-15.91 Billion | -3.015x | -164.86% |
| 2008-12-31 | $5.01 Billion | $-5.70 Billion | -1.138x | -11515.68% |
| 2007-12-31 | $5.23 Billion | $-51.30 Million | -0.010x | -105.30% |
| 2006-12-31 | $4.37 Billion | $808.42 Million | 0.185x | +200.63% |
| 2005-12-31 | $3.80 Billion | $-698.83 Million | -0.184x | -83.98% |
| 2004-12-31 | $3.17 Billion | $-317.22 Million | -0.100x | -138.97% |
| 2003-12-31 | $2.63 Billion | $674.45 Million | 0.256x | -32.82% |
| 2002-12-31 | $2.00 Billion | $762.64 Million | 0.382x | -23.94% |
| 2001-12-31 | $1.67 Billion | $839.39 Million | 0.502x | +9.81% |
| 2000-12-31 | $1.63 Billion | $744.65 Million | 0.457x | +42.55% |
| 1999-12-31 | $1.05 Billion | $338.20 Million | 0.321x | +124.31% |
| 1998-12-31 | $867.50 Million | $124.00 Million | 0.143x | +130.49% |
| 1997-12-31 | $888.50 Million | $55.10 Million | 0.062x | -88.67% |
| 1996-12-31 | $1.05 Billion | $573.60 Million | 0.547x | +218.39% |
| 1995-12-31 | $1.08 Billion | $185.90 Million | 0.172x | -45.85% |
| 1994-12-31 | $1.47 Billion | $467.20 Million | 0.318x | +69.86% |
| 1993-12-31 | $1.28 Billion | $239.30 Million | 0.187x | -38.49% |
| 1992-12-31 | $1.22 Billion | $370.80 Million | 0.304x | -2.50% |
| 1991-12-31 | $1.15 Billion | $358.40 Million | 0.312x | -2.65% |
| 1990-12-31 | $1.09 Billion | $350.10 Million | 0.320x | +135.94% |
| 1989-12-31 | $1.04 Billion | $140.80 Million | 0.136x | -- |
About SLM Corp
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corpora… Read more