Southern Missouri Bancorp Inc - Asset Resilience Ratio
Southern Missouri Bancorp Inc (SMBC) has an Asset Resilience Ratio of 8.54% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Southern Missouri Bancorp Inc's Asset Resilience Ratio has changed over time. Check SMBC strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Southern Missouri Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Southern Missouri Bancorp Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $439.12 Million | 8.54% |
| Total Liquid Assets | $439.12 Million | 8.54% |
Asset Resilience Insights
- Limited Liquidity: Southern Missouri Bancorp Inc maintains only 8.54% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Southern Missouri Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Southern Missouri Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Republic Bancorp Inc
NASDAQ:RBCAA |
Banks - Regional | 12.22% |
|
Sparekassen Sjaelland-Fyn A/S
CO:SPKSJF |
Banks - Regional | 3.30% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Alandsbanken Abp A
HE:ALBAV |
Banks - Regional | -0.01% |
Annual Asset Resilience Ratio for Southern Missouri Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Southern Missouri Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 9.18% | $460.84 Million | $5.02 Billion | -0.11pp |
| 2024-06-30 | 9.29% | $427.90 Million | $4.60 Billion | -0.28pp |
| 2023-06-30 | 9.58% | $417.55 Million | $4.36 Billion | +2.25pp |
| 2022-06-30 | 7.32% | $235.38 Million | $3.21 Billion | -0.34pp |
| 2021-06-30 | 7.67% | $207.02 Million | $2.70 Billion | +0.72pp |
| 2020-06-30 | 6.94% | $176.52 Million | $2.54 Billion | -0.53pp |
| 2019-06-30 | 7.48% | $165.53 Million | $2.21 Billion | -0.28pp |
| 2018-06-30 | 7.76% | $146.32 Million | $1.89 Billion | -0.70pp |
| 2017-06-30 | 8.46% | $144.42 Million | $1.71 Billion | -0.75pp |
| 2016-06-30 | 9.20% | $129.22 Million | $1.40 Billion | -0.76pp |
| 2015-06-30 | 9.97% | $129.59 Million | $1.30 Billion | -2.78pp |
| 2014-06-30 | 12.75% | $130.22 Million | $1.02 Billion | +2.70pp |
| 2013-06-30 | 10.05% | $80.01 Million | $796.39 Million | -0.12pp |
| 2012-06-30 | 10.16% | $75.13 Million | $739.19 Million | +10.05pp |
| 2011-06-30 | 0.12% | $792.00K | $688.20 Million | -0.08pp |
| 2010-06-30 | 0.20% | $1.09 Million | $552.08 Million | -0.28pp |
| 2008-06-30 | 0.47% | $1.98 Million | $417.82 Million | -87.94pp |
| 2000-06-30 | 88.42% | $163.03 Million | $184.39 Million | -- |
About Southern Missouri Bancorp Inc
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings… Read more