Southern Missouri Bancorp Inc - Asset Resilience Ratio
Southern Missouri Bancorp Inc (SMBC) has an Asset Resilience Ratio of 8.73% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Southern Missouri Bancorp Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Southern Missouri Bancorp Inc's Asset Resilience Ratio has changed over time. See SMBC net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Southern Missouri Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SMBC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $444.96 Million | 8.73% |
| Total Liquid Assets | $444.96 Million | 8.73% |
Asset Resilience Insights
- Limited Liquidity: Southern Missouri Bancorp Inc maintains only 8.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Southern Missouri Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Southern Missouri Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Southern Missouri Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Southern Missouri Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 9.18% | $460.84 Million | $5.02 Billion | -0.11pp |
| 2024-06-30 | 9.29% | $427.90 Million | $4.60 Billion | -0.28pp |
| 2023-06-30 | 9.58% | $417.55 Million | $4.36 Billion | +2.25pp |
| 2022-06-30 | 7.32% | $235.38 Million | $3.21 Billion | -0.34pp |
| 2021-06-30 | 7.67% | $207.02 Million | $2.70 Billion | +0.72pp |
| 2020-06-30 | 6.94% | $176.52 Million | $2.54 Billion | -0.53pp |
| 2019-06-30 | 7.48% | $165.53 Million | $2.21 Billion | -0.28pp |
| 2018-06-30 | 7.76% | $146.32 Million | $1.89 Billion | -0.70pp |
| 2017-06-30 | 8.46% | $144.42 Million | $1.71 Billion | -0.75pp |
| 2016-06-30 | 9.20% | $129.22 Million | $1.40 Billion | -0.76pp |
| 2015-06-30 | 9.97% | $129.59 Million | $1.30 Billion | -2.78pp |
| 2014-06-30 | 12.75% | $130.22 Million | $1.02 Billion | +2.70pp |
| 2013-06-30 | 10.05% | $80.01 Million | $796.39 Million | -0.12pp |
| 2012-06-30 | 10.16% | $75.13 Million | $739.19 Million | +10.05pp |
| 2011-06-30 | 0.12% | $792.00K | $688.20 Million | -0.08pp |
| 2010-06-30 | 0.20% | $1.09 Million | $552.08 Million | -0.28pp |
| 2008-06-30 | 0.47% | $1.98 Million | $417.82 Million | -87.94pp |
| 2000-06-30 | 88.42% | $163.03 Million | $184.39 Million | -- |
About Southern Missouri Bancorp Inc
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings… Read more