Southern Missouri Bancorp Inc (SMBC) - Total Assets
Based on the latest financial reports, Southern Missouri Bancorp Inc (SMBC) holds total assets worth $5.14 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Southern Missouri Bancorp Inc (SMBC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Southern Missouri Bancorp Inc - Total Assets Trend (1995–2025)
This chart illustrates how Southern Missouri Bancorp Inc's total assets have evolved over time, based on quarterly financial data. Explore Southern Missouri Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Southern Missouri Bancorp Inc - Asset Composition Analysis
Current Asset Composition (June 2025)
Southern Missouri Bancorp Inc's total assets of $5.14 Billion consist of 93.7% current assets and 6.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.9% |
| Accounts Receivable | $4.05 Billion | 80.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $22.99 Million | 0.5% |
| Goodwill | $50.73 Million | 1.0% |
Asset Composition Trend (1995–2025)
This chart illustrates how Southern Missouri Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SMBC market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Southern Missouri Bancorp Inc's current assets represent 93.7% of total assets in 2025, an increase from 3.0% in 1995.
- Cash Position: Cash and equivalents constituted 3.9% of total assets in 2025, up from 2.2% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is accounts receivable at 80.7% of total assets.
Southern Missouri Bancorp Inc Competitors by Total Assets
Key competitors of Southern Missouri Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Southern Missouri Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.12 | 0.10 | 0.15 |
| Quick Ratio | 0.12 | 0.10 | 0.15 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.83 Billion | $-3.86 Billion | $-1.97 Billion |
Southern Missouri Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Southern Missouri Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.33 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 9.0% |
| Total Assets | $5.02 Billion |
| Market Capitalization | $742.12 Million USD |
Valuation Analysis
Below Book Valuation: The market values Southern Missouri Bancorp Inc's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Southern Missouri Bancorp Inc's assets grew by 9.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Southern Missouri Bancorp Inc (1995–2025)
The table below shows the annual total assets of Southern Missouri Bancorp Inc from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | $5.02 Billion | +9.02% |
| 2024-06-30 | $4.60 Billion | +5.60% |
| 2023-06-30 | $4.36 Billion | +35.63% |
| 2022-06-30 | $3.21 Billion | +19.04% |
| 2021-06-30 | $2.70 Billion | +6.23% |
| 2020-06-30 | $2.54 Billion | +14.80% |
| 2019-06-30 | $2.21 Billion | +17.41% |
| 2018-06-30 | $1.89 Billion | +10.45% |
| 2017-06-30 | $1.71 Billion | +21.64% |
| 2016-06-30 | $1.40 Billion | +7.99% |
| 2015-06-30 | $1.30 Billion | +27.28% |
| 2014-06-30 | $1.02 Billion | +28.26% |
| 2013-06-30 | $796.39 Million | +7.74% |
| 2012-06-30 | $739.19 Million | +7.41% |
| 2011-06-30 | $688.20 Million | +24.66% |
| 2010-06-30 | $552.08 Million | +18.50% |
| 2009-06-30 | $465.90 Million | +11.51% |
| 2008-06-30 | $417.82 Million | +9.97% |
| 2007-06-30 | $379.93 Million | +8.34% |
| 2006-06-30 | $350.68 Million | +6.15% |
| 2005-06-30 | $330.36 Million | +5.99% |
| 2004-06-30 | $311.70 Million | +11.54% |
| 2003-06-30 | $279.45 Million | +4.94% |
| 2002-06-30 | $266.29 Million | +10.73% |
| 2001-06-30 | $240.49 Million | +30.43% |
| 2000-06-30 | $184.39 Million | +11.75% |
| 1999-06-30 | $165.00 Million | +5.84% |
| 1998-06-30 | $155.90 Million | -2.81% |
| 1997-06-30 | $160.40 Million | +0.38% |
| 1996-06-30 | $159.80 Million | +7.75% |
| 1995-06-30 | $148.30 Million | -- |
About Southern Missouri Bancorp Inc
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings… Read more