Winchester Bancorp, Inc. Common Stock Asset Resilience Ratio
Winchester Bancorp, Inc. Common Stock asset resilience ratio. Winchester Bancorp, Inc. Common Stock (WSBK) has an Asset Resilience Ratio of 6.28% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WSBK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Winchester Bancorp, Inc. Common Stock (2023–2025)
Asset resilience ratio of Winchester Bancorp, Inc. Common Stock from 2023 to 2025. This chart shows how Winchester Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. Read total liabilities of Winchester Bancorp, Inc. Common Stock for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Winchester Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Winchester Bancorp, Inc. Common Stock assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $68.78 Million | 6.28% |
| Total Liquid Assets | $68.78 Million | 6.28% |
Asset Resilience Insights
- Limited Liquidity: Winchester Bancorp, Inc. Common Stock maintains only 6.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Winchester Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Winchester Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Winchester Bancorp, Inc. Common Stock Asset Resilience Ratio by Year (2023–2025)
Winchester Bancorp, Inc. Common Stock asset resilience ratio by year from 2023 to 2025. The table below shows the annual Asset Resilience Ratio data for Winchester Bancorp, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 2.66% | $25.26 Million | $949.38 Million | -0.98pp |
| 2024-06-30 | 3.64% | $31.09 Million | $852.97 Million | +0.05pp |
| 2023-06-30 | 3.59% | $26.97 Million | $750.63 Million | -- |
About Winchester Bancorp, Inc. Common Stock
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily r… Read more