Winchester Bancorp, Inc. Common Stock - Asset Resilience Ratio
Winchester Bancorp, Inc. Common Stock (WSBK) has an Asset Resilience Ratio of 6.29% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Winchester Bancorp, Inc. Common Stock (WSBK) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2025)
This chart shows how Winchester Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. See what is Winchester Bancorp, Inc. Common Stock's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Winchester Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WSBK market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $63.85 Million | 6.29% |
| Total Liquid Assets | $63.85 Million | 6.29% |
Asset Resilience Insights
- Limited Liquidity: Winchester Bancorp, Inc. Common Stock maintains only 6.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Winchester Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Winchester Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Winchester Bancorp, Inc. Common Stock (2023–2025)
The table below shows the annual Asset Resilience Ratio data for Winchester Bancorp, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 2.66% | $25.26 Million | $949.38 Million | -0.98pp |
| 2024-06-30 | 3.64% | $31.09 Million | $852.97 Million | +0.05pp |
| 2023-06-30 | 3.59% | $26.97 Million | $750.63 Million | -- |
About Winchester Bancorp, Inc. Common Stock
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily r… Read more