Winchester Bancorp, Inc. Common Stock - Asset Resilience Ratio
Winchester Bancorp, Inc. Common Stock (WSBK) has an Asset Resilience Ratio of 6.28% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WSBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2025)
This chart shows how Winchester Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see WSBK asset base.
Liquid Assets Composition Over Time
This chart breaks down Winchester Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Winchester Bancorp, Inc. Common Stock (WSBK) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $68.78 Million | 6.28% |
| Total Liquid Assets | $68.78 Million | 6.28% |
Asset Resilience Insights
- Limited Liquidity: Winchester Bancorp, Inc. Common Stock maintains only 6.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Winchester Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare Winchester Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Winchester Bancorp, Inc. Common Stock (2023–2025)
The table below shows the annual Asset Resilience Ratio data for Winchester Bancorp, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 2.66% | $25.26 Million | $949.38 Million | -0.98pp |
| 2024-06-30 | 3.64% | $31.09 Million | $852.97 Million | +0.05pp |
| 2023-06-30 | 3.59% | $26.97 Million | $750.63 Million | -- |
About Winchester Bancorp, Inc. Common Stock
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily r… Read more