Winchester Bancorp, Inc. Common Stock (WSBK) - Net Assets
Based on the latest financial reports, Winchester Bancorp, Inc. Common Stock (WSBK) has net assets worth $120.51 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.10 Billion) and total liabilities ($975.42 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check WSBK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $120.51 Million |
| % of Total Assets | 11.0% |
| Annual Growth Rate | 16.08% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 18.54 |
Winchester Bancorp, Inc. Common Stock - Net Assets Trend (2023–2026)
This chart illustrates how Winchester Bancorp, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Winchester Bancorp, Inc. Common Stock (WSBK) total market value.
Annual Net Assets for Winchester Bancorp, Inc. Common Stock (2023–2026)
The table below shows the annual net assets of Winchester Bancorp, Inc. Common Stock from 2023 to 2026. Also explore Winchester Bancorp, Inc. Common Stock annual equity growth to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2026-06-30 | $120.51 Million | +4.47% |
| 2025-06-30 | $115.35 Million | +43.67% |
| 2024-06-30 | $80.29 Million | +4.21% |
| 2023-06-30 | $77.05 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Winchester Bancorp, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 6.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2026)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $85.14 Million | 70.65% |
| Common Stock | $93.00K | 0.08% |
| Other Comprehensive Income | $-4.31 Million | -3.57% |
| Other Components | $39.59 Million | 32.85% |
| Total Equity | $120.51 Million | 100.00% |
Winchester Bancorp, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Winchester Bancorp, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
San Lien Technology
TWO:5493
|
$115.62 Million |
|
Hurco Companies Inc
NASDAQ:HURC
|
$115.65 Million |
|
Odlewnie Polskie SA
WAR:ODL
|
$115.67 Million |
|
Roots Corp
TO:ROOT
|
$115.68 Million |
|
TEN Holdings, Inc. Common Stock
NASDAQ:XHLD
|
$115.58 Million |
|
Orient Technologies Limited
NSE:ORIENTTECH
|
$115.58 Million |
|
We&Win Diversification Co Ltd
TWO:4113
|
$115.42 Million |
|
Cibus Global LLC
NASDAQ:CBUS
|
$115.41 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Winchester Bancorp, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 115,352,000 to 120,513,000, a change of 5,161,000 (4.5%).
- Net income of 4,421,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 2,620,999.
- Other factors increased equity by 3,360,999.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $4.42 Million | +3.67% |
| Other Comprehensive Income | $-2.62 Million | -2.17% |
| Other Changes | $3.36 Million | +2.79% |
| Total Change | $- | 4.47% |
Book Value vs Market Value Analysis
This analysis compares Winchester Bancorp, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.58x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-06-30 | $8.16 | $12.90 | x |
| 2024-06-30 | $8.50 | $12.90 | x |
| 2025-06-30 | $12.47 | $12.90 | x |
| 2026-06-30 | $13.43 | $12.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Winchester Bancorp, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.67%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.56%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.09x
- Recent ROE (3.67%) is above the historical average (2.32%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 5.40% | 16.14% | 0.03x | 9.74x | $-3.54 Million |
| 2024 | 0.98% | 2.16% | 0.04x | 10.62x | $-7.24 Million |
| 2025 | -0.76% | -1.96% | 0.05x | 8.23x | $-12.41 Million |
| 2026 | 3.67% | 8.56% | 0.05x | 9.09x | $-7.63 Million |
Industry Comparison
This section compares Winchester Bancorp, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $574,041,500
- Average return on equity (ROE) among peers: 7.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Winchester Bancorp, Inc. Common Stock (WSBK) | $120.51 Million | 5.40% | 8.09x | $115.59 Million |
| Ameris Bancorp (ABCB) | $141.98 Million | 7.29% | 7.40x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $804.48 Million | 9.14% | 8.77x | $5.62 Billion |
| ACNB Corporation (ACNB) | $61.12 Million | 12.64% | 7.91x | $656.47 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $182.82 Million | 9.36% | 8.54x | $822.80 Million |
| Amalgamated Bank (AMAL) | $439.37 Million | 10.16% | 9.66x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $747.42 Million | 6.13% | 9.87x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $708.35 Million |
| Associated Banc-Corp (ASB) | $2.88 Billion | 5.86% | 7.41x | $5.62 Billion |
| AmeriServ Financial Inc (ASRV) | $107.25 Million | 3.36% | 12.26x | $78.95 Million |
About Winchester Bancorp, Inc. Common Stock
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily r… Read more