Aavas Financiers Limited - Asset Resilience Ratio

Latest as of March 2026: 7.61%

Aavas Financiers Limited (AAVAS) has an Asset Resilience Ratio of 7.61% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Aavas Financiers Limited (AAVAS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs16.15 Billion

≈ $174.63 Million USD Cash + Short-term Investments

Total Assets

Rs212.13 Billion

≈ $2.29 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2026)

This chart shows how Aavas Financiers Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Aavas Financiers Limited's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Aavas Financiers Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Aavas Financiers Limited (AAVAS) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs16.15 Billion	7.61%
Total Liquid Assets	Rs16.15 Billion	7.61%

Asset Resilience Insights

Limited Liquidity: Aavas Financiers Limited maintains only 7.61% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Aavas Financiers Limited Industry Peers by Asset Resilience Ratio

Compare Aavas Financiers Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Velocity Financial Llc NYSE:VEL	Mortgage Finance	1.42%
Investeringsselskabet Luxor A/S CO:LUXOR-B	Mortgage Finance	-3.26%
GIC Housing Finance Limited NSE:GICHSGFIN	Mortgage Finance	0.05%
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.00%
N1 Holdings Ltd AU:N1H	Mortgage Finance	0.01%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
ECN Capital Corp TO:ECN	Mortgage Finance	5.22%

Annual Asset Resilience Ratio for Aavas Financiers Limited (2015–2026)

The table below shows the annual Asset Resilience Ratio data for Aavas Financiers Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	7.61%	Rs16.15 Billion ≈ $174.63 Million	Rs212.13 Billion ≈ $2.29 Billion	-0.70pp
2025-03-31	8.32%	Rs15.48 Billion ≈ $167.44 Million	Rs186.18 Billion ≈ $2.01 Billion	-2.47pp
2024-03-31	10.79%	Rs17.82 Billion ≈ $192.75 Million	Rs165.19 Billion ≈ $1.79 Billion	+0.60pp
2023-03-31	10.19%	Rs13.66 Billion ≈ $147.75 Million	Rs134.10 Billion ≈ $1.45 Billion	-4.56pp
2022-03-31	14.75%	Rs16.25 Billion ≈ $175.73 Million	Rs110.17 Billion ≈ $1.19 Billion	+1.19pp
2021-03-31	13.55%	Rs12.14 Billion ≈ $131.33 Million	Rs89.59 Billion ≈ $968.91 Million	-3.00pp
2020-03-31	16.55%	Rs12.67 Billion ≈ $137.07 Million	Rs76.58 Billion ≈ $828.19 Million	+5.45pp
2019-03-31	11.11%	Rs6.25 Billion ≈ $67.58 Million	Rs56.27 Billion ≈ $608.53 Million	+0.36pp
2018-03-31	10.75%	Rs4.10 Billion ≈ $44.37 Million	Rs38.17 Billion ≈ $412.84 Million	+2.49pp
2017-03-31	8.26%	Rs2.12 Billion ≈ $22.95 Million	Rs25.70 Billion ≈ $277.91 Million	+8.20pp
2015-03-31	0.06%	Rs5.00 Million ≈ $54.07K	Rs8.52 Billion ≈ $92.18 Million	--

pp = percentage points

About Aavas Financiers Limited

NSE:AAVAS India Mortgage Finance

Market Cap

$1.10 Billion

Rs101.69 Billion INR

Market Cap Rank

#8480 Global

#416 in India

Share Price

Rs1282.50

Change (1 day)

+0.96%

52-Week Range

Rs1073.90 - Rs1736.40

All Time High

Rs3195.80