Aavas Financiers Limited - Asset Resilience Ratio

Latest as of September 2025: 18.85%

Aavas Financiers Limited (AAVAS) has an Asset Resilience Ratio of 18.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Aavas Financiers Limited balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs36.65 Billion

≈ $396.37 Million USD Cash + Short-term Investments

Total Assets

Rs194.41 Billion

≈ $2.10 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2025)

This chart shows how Aavas Financiers Limited's Asset Resilience Ratio has changed over time. See AAVAS net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Aavas Financiers Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see AAVAS market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs19.22 Billion	9.89%
Short-term Investments	Rs17.43 Billion	8.96%
Total Liquid Assets	Rs36.65 Billion	18.85%

Asset Resilience Insights

Good Liquidity Position: Aavas Financiers Limited maintains a healthy 18.85% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Aavas Financiers Limited Industry Peers by Asset Resilience Ratio

Compare Aavas Financiers Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Australian Finance Group Ltd AU:AFG	Mortgage Finance	0.00%
Timbercreek Financial Corp TO:TF	Mortgage Finance	0.38%
Income Opportunity Realty Investors NYSE MKT:IOR	Mortgage Finance	0.00%
Eastside Distilling, Inc. NASDAQ:BLNE	Mortgage Finance	212742.86%
Resimac Group Ltd AU:RMC	Mortgage Finance	0.05%
N1 Holdings Ltd AU:N1H	Mortgage Finance	20.92%
First National Financial Corp TO:FN	Mortgage Finance	6.41%
MCAN Mortgage Corporation TO:MKP	Mortgage Finance	0.84%

Annual Asset Resilience Ratio for Aavas Financiers Limited (2015–2025)

The table below shows the annual Asset Resilience Ratio data for Aavas Financiers Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	8.32%	Rs15.48 Billion ≈ $167.44 Million	Rs186.18 Billion ≈ $2.01 Billion	-2.47pp
2024-03-31	10.79%	Rs17.82 Billion ≈ $192.75 Million	Rs165.19 Billion ≈ $1.79 Billion	+0.60pp
2023-03-31	10.19%	Rs13.66 Billion ≈ $147.75 Million	Rs134.10 Billion ≈ $1.45 Billion	-4.56pp
2022-03-31	14.75%	Rs16.25 Billion ≈ $175.73 Million	Rs110.17 Billion ≈ $1.19 Billion	+1.19pp
2021-03-31	13.55%	Rs12.14 Billion ≈ $131.33 Million	Rs89.59 Billion ≈ $968.91 Million	-3.00pp
2020-03-31	16.55%	Rs12.67 Billion ≈ $137.07 Million	Rs76.58 Billion ≈ $828.19 Million	+5.45pp
2019-03-31	11.11%	Rs6.25 Billion ≈ $67.58 Million	Rs56.27 Billion ≈ $608.53 Million	+0.36pp
2018-03-31	10.75%	Rs4.10 Billion ≈ $44.37 Million	Rs38.17 Billion ≈ $412.84 Million	+2.49pp
2017-03-31	8.26%	Rs2.12 Billion ≈ $22.95 Million	Rs25.70 Billion ≈ $277.91 Million	+8.20pp
2015-03-31	0.06%	Rs5.00 Million ≈ $54.07K	Rs8.52 Billion ≈ $92.18 Million	--

pp = percentage points

About Aavas Financiers Limited

NSE:AAVAS India Mortgage Finance

Market Cap

$1.18 Billion

Rs109.41 Billion INR

Market Cap Rank

#8380 Global

#399 in India

Share Price

Rs1381.60

Change (1 day)

+0.07%

52-Week Range

Rs1073.90 - Rs2092.50

All Time High

Rs3195.80