Aavas Financiers Limited (AAVAS) - Net Assets

Latest as of March 2026: Rs50.51 Billion INR ≈ $546.23 Million USD

Based on the latest financial reports, Aavas Financiers Limited (AAVAS) has net assets worth Rs50.51 Billion INR (≈ $546.23 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs212.13 Billion ≈ $2.29 Billion USD) and total liabilities (Rs161.62 Billion ≈ $1.75 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore balance sheet size of Aavas Financiers Limited for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs50.51 Billion
% of Total Assets	23.81%
Annual Growth Rate	45.65%
5-Year Change	79.97%
10-Year Change	723.25%
Growth Volatility	54.63

Aavas Financiers Limited - Net Assets Trend (2014–2026)

This chart illustrates how Aavas Financiers Limited's net assets have evolved over time, based on quarterly financial data. Check tangible net worth ratio of Aavas Financiers Limited to evaluate the tangible quality of the company's equity base.

Annual Net Assets for Aavas Financiers Limited (2014–2026)

The table below shows the annual net assets of Aavas Financiers Limited from 2014 to 2026. For live valuation and market cap data, see AAVAS company net worth.

Year	Net Assets	Change
2026-03-31	Rs50.51 Billion ≈ $546.23 Million	+15.82%
2025-03-31	Rs43.61 Billion ≈ $471.61 Million	+15.57%
2024-03-31	Rs37.73 Billion ≈ $408.07 Million	+15.40%
2023-03-31	Rs32.70 Billion ≈ $353.60 Million	+16.51%
2022-03-31	Rs28.06 Billion ≈ $303.50 Million	+16.90%
2021-03-31	Rs24.01 Billion ≈ $259.64 Million	+14.44%
2020-03-31	Rs20.98 Billion ≈ $226.88 Million	+14.20%
2019-03-31	Rs18.37 Billion ≈ $198.67 Million	+67.24%
2018-03-31	Rs10.98 Billion ≈ $118.79 Million	+79.03%
2017-03-31	Rs6.14 Billion ≈ $66.35 Million	+201.02%
2016-03-31	Rs2.04 Billion ≈ $22.04 Million	+100.92%
2015-03-31	Rs1.01 Billion ≈ $10.97 Million	+83.06%
2014-03-31	Rs554.13 Million ≈ $5.99 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Aavas Financiers Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs792.83 Million	1.57%
Other Comprehensive Income	Rs49.72 Billion	98.43%
Total Equity	Rs50.51 Billion	100.00%

Aavas Financiers Limited Competitors by Market Cap

The table below lists competitors of Aavas Financiers Limited ranked by their market capitalization.

Company	Market Cap
Trinity Capital Inc NASDAQ:TRIN	$1.17 Billion
Jinzhou Jixiang Molybdenum Co Ltd SHG:603399	$1.17 Billion
Beijing Wandong Medical Technology Co Ltd SHG:600055	$1.17 Billion
Guangdong Golden Dragon Development Inc SHE:000712	$1.17 Billion
Wuxi Zhenhua Auto Parts Co. Ltd. SHG:605319	$1.17 Billion
Superloop Ltd AU:SLC	$1.17 Billion
Jasa Marga Tbk JK:JSMR	$1.17 Billion
Tongyang Inc KO:001525	$1.17 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Aavas Financiers Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 43,608,323,000 to 50,508,455,000, a change of 6,900,132,000 (15.8%).
Net income of 6,548,813,000 contributed positively to equity growth.
New share issuances of 12,526,000 increased equity.
Other comprehensive income increased equity by 49,088,506,001.
Other factors decreased equity by 48,749,713,001.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs6.55 Billion	+12.97%
Share Issuances	Rs12.53 Million	+0.02%
Other Comprehensive Income	Rs49.09 Billion	+97.19%
Other Changes	Rs-48.75 Billion	-96.52%
Total Change	Rs-	15.82%

Book Value vs Market Value Analysis

This analysis compares Aavas Financiers Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.13x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 70.29x to 2.13x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2014-03-31	Rs19.35	Rs1359.80	x
2015-03-31	Rs14.17	Rs1359.80	x
2016-03-31	Rs28.46	Rs1359.80	x
2017-03-31	Rs85.67	Rs1359.80	x
2018-03-31	Rs153.38	Rs1359.80	x
2019-03-31	Rs241.05	Rs1359.80	x
2020-03-31	Rs265.15	Rs1359.80	x
2021-03-31	Rs303.65	Rs1359.80	x
2022-03-31	Rs354.09	Rs1359.80	x
2023-03-31	Rs412.95	Rs1359.80	x
2024-03-31	Rs476.27	Rs1359.80	x
2025-03-31	Rs546.68	Rs1359.80	x
2026-03-31	Rs637.99	Rs1359.80	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Aavas Financiers Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.97%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 24.39%
• Asset Turnover: 0.13x
• Equity Multiplier: 4.20x
Recent ROE (12.97%) is above the historical average (12.50%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2014	11.44%	11.67%	0.13x	7.54x	Rs7.96 Million
2015	18.81%	18.41%	0.12x	8.40x	Rs89.37 Million
2016	16.08%	17.41%	0.11x	8.39x	Rs123.98 Million
2017	9.31%	19.37%	0.11x	4.19x	Rs-42.16 Million
2018	8.47%	22.59%	0.11x	3.48x	Rs-168.06 Million
2019	9.58%	30.05%	0.10x	3.06x	Rs-76.71 Million
2020	11.87%	32.34%	0.10x	3.65x	Rs392.50 Million
2021	12.03%	30.87%	0.10x	3.73x	Rs488.38 Million
2022	12.66%	31.98%	0.10x	3.93x	Rs745.38 Million
2023	13.14%	31.70%	0.10x	4.10x	Rs1.03 Billion
2024	13.00%	29.21%	0.10x	4.38x	Rs1.13 Billion
2025	13.17%	28.89%	0.11x	4.27x	Rs1.38 Billion
2026	12.97%	24.39%	0.13x	4.20x	Rs1.50 Billion

Industry Comparison

This section compares Aavas Financiers Limited's net assets metrics with peer companies in the Mortgage Finance industry.

Industry Context

Industry: Mortgage Finance
Average net assets among peers: $37,809,748,778
Average return on equity (ROE) among peers: 9.13%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Aavas Financiers Limited (AAVAS)	Rs50.51 Billion	11.44%	3.20x	$1.17 Billion
Aadhar Housing Finance Ltd (AADHARHFC)	$26.93 Billion	0.00%	4.06x	$2.33 Billion
Aptus Value Housing Finance India Limited (APTUS)	$29.16 Billion	12.69%	0.95x	$1.41 Billion
Bajaj Housing Finance (BAJAJHFL)	$122.33 Billion	14.15%	5.69x	$7.75 Billion
GIC Housing Finance Limited (GICHSGFIN)	$21.06 Billion	7.35%	4.36x	$86.01 Million
Home First Finance Company India Limited (HOMEFIRST)	$9.34 Billion	8.52%	2.73x	$1.34 Billion
INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR)	$27.09 Billion	13.95%	1.86x	$853.66 Million
PNB Housing Finance Limited (PNBHOUSING)	$63.06 Billion	13.34%	9.12x	$2.97 Billion
Repco Home Finance Limited (REPCOHOME)	$22.90 Billion	8.48%	4.26x	$260.55 Million
Reliance Home Finance Limited (RHFL)	$18.42 Billion	3.66%	8.84x	$10.18 Million

About Aavas Financiers Limited

NSE:AAVAS India Mortgage Finance

Market Cap

$1.17 Billion

Rs107.82 Billion INR

Market Cap Rank

#8121 Global

#408 in India

Share Price

Rs1359.80

Change (1 day)

-0.21%

52-Week Range

Rs1073.90 - Rs1736.40

All Time High

Rs3195.80