Arman Financial Services Limited Asset Resilience Ratio
Arman Financial Services Limited asset resilience ratio. Arman Financial Services Limited (ARMANFIN) has an Asset Resilience Ratio of 14.42% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Arman Financial Services Limited defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Arman Financial Services Limited (2007–2026)
Asset resilience ratio of Arman Financial Services Limited from 2007 to 2026. This chart shows how Arman Financial Services Limited's Asset Resilience Ratio has changed over time. Read ARMANFIN liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Arman Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Arman Financial Services Limited balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs4.04 Billion | 14.42% |
| Total Liquid Assets | Rs4.04 Billion | 14.42% |
Asset Resilience Insights
- Moderate Liquidity: Arman Financial Services Limited has 14.42% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Arman Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare Arman Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Arman Financial Services Limited Asset Resilience Ratio by Year (2007–2026)
Arman Financial Services Limited asset resilience ratio by year from 2007 to 2026. The table below shows the annual Asset Resilience Ratio data for Arman Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 14.42% | Rs4.04 Billion ≈ $43.64 Million |
Rs27.98 Billion ≈ $302.57 Million |
-2.83pp |
| 2025-03-31 | 17.25% | Rs3.84 Billion ≈ $41.55 Million |
Rs22.27 Billion ≈ $240.88 Million |
+1.57pp |
| 2024-03-31 | 15.68% | Rs4.13 Billion ≈ $44.68 Million |
Rs26.35 Billion ≈ $284.97 Million |
-23.97pp |
| 2023-03-31 | 39.64% | Rs8.08 Billion ≈ $87.38 Million |
Rs20.38 Billion ≈ $220.42 Million |
+28.94pp |
| 2022-03-31 | 10.70% | Rs1.33 Billion ≈ $14.37 Million |
Rs12.41 Billion ≈ $134.25 Million |
-4.93pp |
| 2021-03-31 | 15.63% | Rs1.47 Billion ≈ $15.89 Million |
Rs9.40 Billion ≈ $101.67 Million |
+6.08pp |
| 2020-03-31 | 9.55% | Rs856.22 Million ≈ $9.26 Million |
Rs8.96 Billion ≈ $96.92 Million |
+24.96pp |
| 2019-03-31 | -15.40% | Rs-1.08 Billion ≈ $-11.64 Million |
Rs6.99 Billion ≈ $75.55 Million |
-2.82pp |
| 2018-03-31 | -12.59% | Rs-583.95 Million ≈ $-6.32 Million |
Rs4.64 Billion ≈ $50.18 Million |
-10.04pp |
| 2017-03-31 | -2.54% | Rs-54.77 Million ≈ $-592.27K |
Rs2.15 Billion ≈ $23.28 Million |
+10.90pp |
| 2016-03-31 | -13.45% | Rs-262.56 Million ≈ $-2.84 Million |
Rs1.95 Billion ≈ $21.12 Million |
-13.60pp |
| 2012-03-31 | 0.15% | Rs1.00 Million ≈ $10.81K |
Rs651.81 Million ≈ $7.05 Million |
-3.05pp |
| 2007-03-31 | 3.21% | Rs4.94 Million ≈ $53.43K |
Rs154.13 Million ≈ $1.67 Million |
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About Arman Financial Services Limited
Arman Financial Services Limited, together with its subsidiary, operates as a non-banking finance company in India. The company offers micro, small, and medium enterprise loans; two wheeler loans; and micro finance loans as well as individual business loans and loan against property. The company was formerly known as Arman Lease and Finance Limited and changed its name to Arman Financial Services… Read more