Arman Financial Services Limited (ARMANFIN) - Total Assets
Based on the latest financial reports, Arman Financial Services Limited (ARMANFIN) holds total assets worth Rs21.53 Billion INR (≈ $232.79 Million USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See shareholders equity of Arman Financial Services Limited for net asset value and shareholders' equity analysis.
Arman Financial Services Limited - Total Assets Trend (2007–2025)
This chart illustrates how Arman Financial Services Limited's total assets have evolved over time, based on quarterly financial data.
Arman Financial Services Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Arman Financial Services Limited's total assets of Rs21.53 Billion consist of 73.8% current assets and 26.2% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 3.0% |
| Accounts Receivable | Rs16.84 Billion | 75.6% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs309.40 Million | 1.4% |
| Intangible Assets | Rs3.02 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2007–2025)
This chart illustrates how Arman Financial Services Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Arman Financial Services Limited worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Arman Financial Services Limited's current assets represent 73.8% of total assets in 2025, an increase from 0.0% in 2007.
- Cash Position: Cash and equivalents constituted 3.0% of total assets in 2025, up from 0.4% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2007.
- Asset Diversification: The largest asset category is accounts receivable at 75.6% of total assets.
Arman Financial Services Limited Competitors by Total Assets
Key competitors of Arman Financial Services Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.48 Billion |
|
Peninsula Group Ltd
TA:PEN
|
Israel | ILA1.78 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Blender Financial Technologies Ltd
TA:BLND
|
Israel | ILA170.07 Million |
|
Intan Baruprana Finance Tbk
JK:IBFN
|
Indonesia | Rp500.61 Billion |
|
Fast Finance SA
WAR:FFI
|
Poland | zł1.67 Million |
Arman Financial Services Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3540.67 | 302.55 | 114.09 |
| Quick Ratio | 3540.67 | 302.55 | 114.09 |
| Cash Ratio | 778.70 | 61.87 | 0.00 |
| Working Capital | Rs20.22 Billion | Rs22.60 Billion | Rs7.86 Billion |
Arman Financial Services Limited - Advanced Valuation Insights
This section examines the relationship between Arman Financial Services Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.78 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | -15.5% |
| Total Assets | Rs22.27 Billion |
| Market Capitalization | $169.77 Million USD |
Valuation Analysis
Below Book Valuation: The market values Arman Financial Services Limited's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Arman Financial Services Limited's assets decreased by 15.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Arman Financial Services Limited (2007–2025)
The table below shows the annual total assets of Arman Financial Services Limited from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs22.27 Billion ≈ $240.88 Million |
-15.47% |
| 2024-03-31 | Rs26.35 Billion ≈ $284.97 Million |
+29.29% |
| 2023-03-31 | Rs20.38 Billion ≈ $220.42 Million |
+64.18% |
| 2022-03-31 | Rs12.41 Billion ≈ $134.25 Million |
+32.05% |
| 2021-03-31 | Rs9.40 Billion ≈ $101.67 Million |
+4.90% |
| 2020-03-31 | Rs8.96 Billion ≈ $96.92 Million |
+28.28% |
| 2019-03-31 | Rs6.99 Billion ≈ $75.55 Million |
+50.57% |
| 2018-03-31 | Rs4.64 Billion ≈ $50.18 Million |
+115.53% |
| 2017-03-31 | Rs2.15 Billion ≈ $23.28 Million |
+10.26% |
| 2016-03-31 | Rs1.95 Billion ≈ $21.12 Million |
+42.36% |
| 2015-03-31 | Rs1.37 Billion ≈ $14.83 Million |
+22.91% |
| 2014-03-31 | Rs1.12 Billion ≈ $12.07 Million |
+35.37% |
| 2013-03-31 | Rs824.30 Million ≈ $8.91 Million |
+26.46% |
| 2012-03-31 | Rs651.81 Million ≈ $7.05 Million |
+30.02% |
| 2011-03-31 | Rs501.32 Million ≈ $5.42 Million |
+78.85% |
| 2010-03-31 | Rs280.29 Million ≈ $3.03 Million |
+60.05% |
| 2009-03-31 | Rs175.12 Million ≈ $1.89 Million |
-8.67% |
| 2008-03-31 | Rs191.74 Million ≈ $2.07 Million |
+24.40% |
| 2007-03-31 | Rs154.13 Million ≈ $1.67 Million |
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About Arman Financial Services Limited
Arman Financial Services Limited, together with its subsidiary, operates as a non-banking finance company in India. The company offers micro, small, and medium enterprise loans; two wheeler loans; and micro finance loans as well as individual business loans and loan against property. The company was formerly known as Arman Lease and Finance Limited and changed its name to Arman Financial Services… Read more