AU Small Finance Bank Limited Asset Resilience Ratio

Latest as of March 2023: -9.30%

AU Small Finance Bank Limited asset resilience ratio. AU Small Finance Bank Limited (AUBANK) has an Asset Resilience Ratio of -9.30% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AUBANK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rs-83.89 Billion

≈ $-907.26 Million USD Cash + Short-term Investments

Total Assets

Rs902.16 Billion

≈ $9.76 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of AU Small Finance Bank Limited (2014–2023)

Asset resilience ratio of AU Small Finance Bank Limited from 2014 to 2023. This chart shows how AU Small Finance Bank Limited's Asset Resilience Ratio has changed over time. Read AU Small Finance Bank Limited (AUBANK) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down AU Small Finance Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see AU Small Finance Bank Limited balance sheet assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-83.89 Billion	-9.3%
Total Liquid Assets	Rs-83.89 Billion	-9.30%

Asset Resilience Insights

Limited Liquidity: AU Small Finance Bank Limited maintains only -9.30% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

AU Small Finance Bank Limited Industry Peers by Asset Resilience Ratio

Compare AU Small Finance Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
WOORI FIN. GRP SP.ADR/3 F:2WGA	Banks - Regional	13.88%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
Jeju Bank KO:006220	Banks - Regional	2.45%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%

AU Small Finance Bank Limited Asset Resilience Ratio by Year (2014–2023)

AU Small Finance Bank Limited asset resilience ratio by year from 2014 to 2023. The table below shows the annual Asset Resilience Ratio data for AU Small Finance Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-9.30%	Rs-83.89 Billion ≈ $-907.26 Million	Rs902.16 Billion ≈ $9.76 Billion	-1.56pp
2022-03-31	-7.74%	Rs-53.48 Billion ≈ $-578.34 Million	Rs690.78 Billion ≈ $7.47 Billion	-5.44pp
2021-03-31	-2.30%	Rs-11.88 Billion ≈ $-128.45 Million	Rs515.91 Billion ≈ $5.58 Billion	-0.52pp
2020-03-31	-1.79%	Rs-7.53 Billion ≈ $-81.41 Million	Rs421.43 Billion ≈ $4.56 Billion	+0.42pp
2019-03-31	-2.21%	Rs-7.20 Billion ≈ $-77.86 Million	Rs326.23 Billion ≈ $3.53 Billion	-19.70pp
2017-03-31	17.50%	Rs17.18 Billion ≈ $185.78 Million	Rs98.18 Billion ≈ $1.06 Billion	+15.90pp
2016-03-31	1.60%	Rs1.00 Billion ≈ $10.87 Million	Rs62.73 Billion ≈ $678.40 Million	-2.72pp
2015-03-31	4.32%	Rs1.72 Billion ≈ $18.60 Million	Rs39.80 Billion ≈ $430.41 Million	-2.49pp
2014-03-31	6.81%	Rs2.01 Billion ≈ $21.79 Million	Rs29.59 Billion ≈ $319.96 Million	--

pp = percentage points

About AU Small Finance Bank Limited

NSE:AUBANK India Banks - Regional

Market Cap

$7.21 Billion

Rs666.61 Billion INR

Market Cap Rank

#2728 Global

#111 in India

Share Price

Rs890.00

Change (1 day)

+3.01%

52-Week Range

Rs842.70 - Rs1128.60

All Time High

Rs1128.60