AU Small Finance Bank Limited (AUBANK) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.414x

Based on the latest financial reports, AU Small Finance Bank Limited (AUBANK) has a cash flow conversion efficiency ratio of -0.414x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-75.84 Billion ≈ $-820.18 Million USD) by net assets (Rs183.16 Billion ≈ $1.98 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

AU Small Finance Bank Limited - Cash Flow Conversion Efficiency Trend (2013–2025)

This chart illustrates how AU Small Finance Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read AUBANK current and long-term liabilities for a breakdown of total debt and financial obligations.

AU Small Finance Bank Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of AU Small Finance Bank Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Murphy USA Inc NYSE:MUSA	0.394x
Steel Authority of India Limited NSE:SAIL	0.137x
Lotus Bakeries BR:LOTB	0.090x
Zoomlion Heavy Industry Science and Technology Co Ltd SHE:000157	0.004x
Bharti Hexacom Ltd NSE:BHARTIHEXA	0.173x
FSN E-Commerce Ventures Limited NSE:NYKAA	0.081x
U-Haul Holding Company NYSE:UHAL-B	0.031x
Vaxcyte Inc NASDAQ:PCVX	-0.084x

Annual Cash Flow Conversion Efficiency for AU Small Finance Bank Limited (2013–2025)

The table below shows the annual cash flow conversion efficiency of AU Small Finance Bank Limited from 2013 to 2025. For the full company profile with market capitalisation and key ratios, see AU Small Finance Bank Limited stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs171.66 Billion ≈ $1.86 Billion	Rs-211.02 Billion ≈ $-2.28 Billion	-1.229x	-1.51%
2024-03-31	Rs125.60 Billion ≈ $1.36 Billion	Rs-152.09 Billion ≈ $-1.64 Billion	-1.211x	-341.97%
2023-03-31	Rs109.77 Billion ≈ $1.19 Billion	Rs54.94 Billion ≈ $594.12 Million	0.500x	-45.10%
2022-03-31	Rs75.14 Billion ≈ $812.61 Million	Rs68.49 Billion ≈ $740.69 Million	0.911x	+13.13%
2021-03-31	Rs62.75 Billion ≈ $678.64 Million	Rs50.56 Billion ≈ $546.80 Million	0.806x	+434.66%
2020-03-31	Rs43.77 Billion ≈ $473.34 Million	Rs6.60 Billion ≈ $71.33 Million	0.151x	-43.78%
2019-03-31	Rs31.63 Billion ≈ $342.05 Million	Rs8.48 Billion ≈ $91.68 Million	0.268x	-75.59%
2018-03-31	Rs22.81 Billion ≈ $246.70 Million	Rs25.05 Billion ≈ $270.88 Million	1.098x	+543.05%
2017-03-31	Rs20.00 Billion ≈ $216.24 Million	Rs-4.96 Billion ≈ $-53.59 Million	-0.248x	+87.20%
2016-03-31	Rs10.01 Billion ≈ $108.22 Million	Rs-19.38 Billion ≈ $-209.59 Million	-1.937x	-98.68%
2015-03-31	Rs7.66 Billion ≈ $82.89 Million	Rs-7.47 Billion ≈ $-80.80 Million	-0.975x	-2.20%
2014-03-31	Rs5.98 Billion ≈ $64.64 Million	Rs-5.70 Billion ≈ $-61.66 Million	-0.954x	+54.73%
2013-03-31	Rs4.42 Billion ≈ $47.79 Million	Rs-9.31 Billion ≈ $-100.69 Million	-2.107x	--

About AU Small Finance Bank Limited

NSE:AUBANK India Banks - Regional

Market Cap

$8.21 Billion

Rs759.10 Billion INR

Market Cap Rank

#2574 Global

#105 in India

Share Price

Rs1015.95

Change (1 day)

-0.17%

52-Week Range

Rs671.75 - Rs1065.65

All Time High

Rs1065.65