AU Small Finance Bank Limited (AUBANK) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.414x

Based on the latest financial reports, AU Small Finance Bank Limited (AUBANK) has a cash flow conversion efficiency ratio of -0.414x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-75.84 Billion ≈ $-820.18 Million USD) by net assets (Rs183.16 Billion ≈ $1.98 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See debt-free asset ratio of AU Small Finance Bank Limited to measure how much of total assets are equity-financed.

AU Small Finance Bank Limited - Cash Flow Conversion Efficiency Trend (2013–2026)

This chart illustrates how AU Small Finance Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is AU Small Finance Bank Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.

AU Small Finance Bank Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of AU Small Finance Bank Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Orion Oyj B HE:ORNBV	0.086x
DISCOVERY LTD(UNSP.ADR)/3 F:D3H0	N/A
Hengyi Petrochemical Co Ltd SHE:000703	0.025x
Frontline Ltd NYSE:FRO	0.113x
Primerica Inc NYSE:PRI	0.062x
UNICHARM CORP. SP.ADR 1 F:UN41	0.047x
Biomerieux SA PA:BIM	0.115x
Alpha Services and Holdings S.A. AT:ALPHA	0.143x

Annual Cash Flow Conversion Efficiency for AU Small Finance Bank Limited (2013–2026)

The table below shows the annual cash flow conversion efficiency of AU Small Finance Bank Limited from 2013 to 2026. For the full company profile with market capitalisation and key ratios, see AUBANK market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs199.74 Billion ≈ $2.16 Billion	Rs18.29 Billion ≈ $197.78 Million	0.092x	+107.45%
2025-03-31	Rs171.66 Billion ≈ $1.86 Billion	Rs-211.02 Billion ≈ $-2.28 Billion	-1.229x	-1.51%
2024-03-31	Rs125.60 Billion ≈ $1.36 Billion	Rs-152.09 Billion ≈ $-1.64 Billion	-1.211x	-341.97%
2023-03-31	Rs109.77 Billion ≈ $1.19 Billion	Rs54.94 Billion ≈ $594.12 Million	0.500x	-45.10%
2022-03-31	Rs75.14 Billion ≈ $812.61 Million	Rs68.49 Billion ≈ $740.69 Million	0.911x	+13.13%
2021-03-31	Rs62.75 Billion ≈ $678.64 Million	Rs50.56 Billion ≈ $546.80 Million	0.806x	+434.66%
2020-03-31	Rs43.77 Billion ≈ $473.34 Million	Rs6.60 Billion ≈ $71.33 Million	0.151x	-43.78%
2019-03-31	Rs31.63 Billion ≈ $342.05 Million	Rs8.48 Billion ≈ $91.68 Million	0.268x	-75.59%
2018-03-31	Rs22.81 Billion ≈ $246.70 Million	Rs25.05 Billion ≈ $270.88 Million	1.098x	+543.05%
2017-03-31	Rs20.00 Billion ≈ $216.24 Million	Rs-4.96 Billion ≈ $-53.59 Million	-0.248x	+87.20%
2016-03-31	Rs10.01 Billion ≈ $108.22 Million	Rs-19.38 Billion ≈ $-209.59 Million	-1.937x	-98.68%
2015-03-31	Rs7.66 Billion ≈ $82.89 Million	Rs-7.47 Billion ≈ $-80.80 Million	-0.975x	-2.20%
2014-03-31	Rs5.98 Billion ≈ $64.64 Million	Rs-5.70 Billion ≈ $-61.66 Million	-0.954x	+54.73%
2013-03-31	Rs4.42 Billion ≈ $47.79 Million	Rs-9.31 Billion ≈ $-100.69 Million	-2.107x	--

About AU Small Finance Bank Limited

NSE:AUBANK India Banks - Regional

Market Cap

$8.48 Billion

Rs783.76 Billion INR

Market Cap Rank

#2494 Global

#103 in India

Share Price

Rs1047.30

Change (1 day)

+1.61%

52-Week Range

Rs694.30 - Rs1072.10

All Time High

Rs1072.10