Bandhan Bank Limited - Asset Resilience Ratio

Latest as of March 2023: -3.92%

Bandhan Bank Limited (BANDHANBNK) has an Asset Resilience Ratio of -3.92% as of March 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BANDHANBNK total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs-61.06 Billion

≈ $-660.39 Million USD Cash + Short-term Investments

Total Assets

Rs1.56 Trillion

≈ $16.85 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2024)

This chart shows how Bandhan Bank Limited's Asset Resilience Ratio has changed over time. See Bandhan Bank Limited (BANDHANBNK) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Bandhan Bank Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BANDHANBNK market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-61.06 Billion	-3.92%
Total Liquid Assets	Rs-61.06 Billion	-3.92%

Asset Resilience Insights

Limited Liquidity: Bandhan Bank Limited maintains only -3.92% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bandhan Bank Limited Industry Peers by Asset Resilience Ratio

Compare Bandhan Bank Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hong Leong Bank Bhd KLSE:5819	Banks - Regional	-6.27%
First Merchants Corporation NASDAQ:FRME	Banks - Regional	7.40%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC PA:CIV	Banks - Regional	-6.94%
Blue Foundry Bancorp NASDAQ:BLFY	Banks - Regional	12.71%
Banco Alfa de Investimento S.A SA:BRIV3	Banks - Regional	0.53%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for Bandhan Bank Limited (2015–2024)

The table below shows the annual Asset Resilience Ratio data for Bandhan Bank Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-03-31	-11.36%	Rs-201.94 Billion ≈ $-2.18 Billion	Rs1.78 Trillion ≈ $19.23 Billion	-7.43pp
2023-03-31	-3.92%	Rs-61.06 Billion ≈ $-660.39 Million	Rs1.56 Trillion ≈ $16.85 Billion	-1.20pp
2022-03-31	-2.72%	Rs-37.72 Billion ≈ $-407.93 Million	Rs1.39 Trillion ≈ $15.02 Billion	-0.51pp
2021-03-31	-2.21%	Rs-25.36 Billion ≈ $-274.27 Million	Rs1.15 Trillion ≈ $12.44 Billion	+4.11pp
2020-03-31	-6.32%	Rs-57.94 Billion ≈ $-626.58 Million	Rs917.18 Billion ≈ $9.92 Billion	-0.11pp
2019-03-31	-6.21%	Rs-35.05 Billion ≈ $-379.01 Million	Rs564.42 Billion ≈ $6.10 Billion	-6.51pp
2018-03-31	0.31%	Rs1.35 Billion ≈ $14.63 Million	Rs443.10 Billion ≈ $4.79 Billion	+0.30pp
2017-03-31	0.00%	Rs2.65 Million ≈ $28.70K	Rs302.36 Billion ≈ $3.27 Billion	0.00pp
2016-03-31	0.00%	Rs2.53 Million ≈ $27.36K	Rs197.56 Billion ≈ $2.14 Billion	-0.24pp
2015-03-31	0.24%	Rs12.50 Million ≈ $135.18K	Rs5.27 Billion ≈ $56.98 Million	--

pp = percentage points

About Bandhan Bank Limited

NSE:BANDHANBNK India Banks - Regional

Market Cap

$3.48 Billion

Rs321.74 Billion INR

Market Cap Rank

#4519 Global

#192 in India

Share Price

Rs199.72

Change (1 day)

+0.72%

52-Week Range

Rs135.47 - Rs199.72

All Time High

Rs713.01